Shawbrook Group PLC (LON:SHAW)

Shawbrook Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,416	1,976	2,308	2,186	2,056	1,713
Investment Securities	2,602	2,158	1,514	742.8	611.7	1.7
Trading Asset Securities	88.5	87.5	227.1	252.7	330.7	21.5
Total Investments	2,690	2,246	1,741	995.5	942.4	23.2
Gross Loans	17,600	18,056	15,408	13,433	10,592	8,377
Allowance for Loan Losses	-228	-189.4	-159.4	-130.2	-111.8	-76
Other Adjustments to Gross Loans	-	-96.6	-71.9	-23.2	-22.6	-28.6
Net Loans	17,372	17,770	15,177	13,279	10,457	8,272
Property, Plant & Equipment	57.8	54.6	65.5	40.5	48.3	48.3
Goodwill	95.6	95.6	84.9	77.1	53.7	53.7
Other Intangible Assets	53.3	50.2	39.1	30.1	22.7	21.5
Accrued Interest Receivable	-	0.5	0.9	1.4	1.3	-
Other Receivables	35.8	29.4	32.5	13.4	3.5	7.6
Restricted Cash	130.8	195.2	241	482.6	244.6	47.6
Other Current Assets	276.9	27.9	17.4	15.1	10.3	307.9
Long-Term Deferred Tax Assets	26.3	23.8	16	35.7	19.4	14.2
Other Long-Term Assets	36.7	-	-	79.3	79.3	520.3
Total Assets	23,191	22,469	19,723	17,236	13,939	11,030

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	81.9	63.7	52.6	47.8	36
Interest Bearing Deposits	18,799	18,354	16,604	14,763	12,123	9,559
Total Deposits	18,799	18,354	16,604	14,763	12,123	9,559
Short-Term Borrowings	52.8	93.2	117.1	184.5	90.5	8.1
Current Portion of Long-Term Debt	1,761	1,380	438.6	38.8	26.2	36.1
Current Portion of Leases	-	1	1.1	2.4	1.9	2.2
Current Income Taxes Payable	-	-	-	1.4	3.2	-
Other Current Liabilities	-	61	157.9	189	290	0.3
Long-Term Debt	343.4	573.8	699.9	628.5	187.2	380
Long-Term Leases	26.5	23.8	24.5	3.7	5.5	7.6
Other Long-Term Liabilities	108.7	58.6	33.6	33.9	23.6	40.1
Total Liabilities	21,091	20,626	18,140	15,898	12,799	10,069

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2.6	2.6	2.5	2.5	2.5	2.5
Additional Paid-In Capital	154.6	154.6	107.2	107.2	92.9	92.9
Retained Earnings	1,645	1,514	1,307	1,102	905.8	740.8
Comprehensive Income & Other	297.3	171.6	165.4	127.3	138.6	124
Shareholders' Equity	2,100	1,843	1,582	1,339	1,140	960.2
Total Liabilities & Equity	23,191	22,469	19,723	17,236	13,939	11,030

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,184	2,071	1,281	857.9	311.3	434
Net Cash (Debt)	320.3	-7.8	1,254	1,581	2,076	1,301
Net Cash Growth	-	-	-20.68%	-23.83%	59.58%	47.41%
Net Cash Per Share	0.62	-0.02	2.48	6.25	8.20	5.14
Filing Date Shares Outstanding	519.7	519.69	253.09	253.09	253.09	253.09
Total Common Shares Outstanding	519.7	519.69	253.09	253.09	253.09	253.09
Book Value Per Share	4.04	3.55	6.25	5.29	4.50	3.79
Tangible Book Value	1,951	1,697	1,458	1,232	1,063	885
Tangible Book Value Per Share	3.75	3.26	5.76	4.87	4.20	3.50

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 11, 2026

Data Sources Report a data error