Vanquis Banking Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	805.3	1,004	743.3	464.9	717.7	919.7
Trading Asset Securities	120.8	2.3	6.7	22	8.6	9.8
Loans & Lease Receivables	2,325	2,154	2,156	1,905	1,678	1,800
Other Receivables	70.7	44.3	34.1	31.8	2.8	14.9
Property, Plant & Equipment	20.9	23.5	31.3	40.7	56.3	73.5
Goodwill	1.2	1.2	72.4	71.2	71.2	71.2
Other Intangible Assets	62.5	61.5	74.4	63.3	52.3	45.3
Other Current Assets	-	30.1	28.3	17.2	18	18
Long-Term Deferred Tax Assets	27.5	25	8.4	14.5	6.9	44
Other Long-Term Assets	12.7	27.8	38.2	30.7	112.2	79.7
Total Assets	3,447	3,375	3,195	2,663	2,725	3,078
Accounts Payable	56	6.1	7.5	6	12.5	7.7
Accrued Expenses	-	34.9	31.6	52.2	76.9	45.7
Short-Term Debt	7.9	2.9	3.3	16.3	3.6	2.7
Current Portion of Long-Term Debt	-	1,463	1,463	966.6	399.6	-
Current Portion of Leases	-	12.5	10.7	11.1	10.6	10.9
Long-Term Debt	2,911	1,374	1,069	948.4	1,461	2,202
Long-Term Leases	28.3	20	30.2	38.2	48.3	58.5
Current Income Taxes Payable	-	-	-	-	3.8	0.6
Other Current Liabilities	-	5.1	5	4.6	6.2	11.5
Other Long-Term Liabilities	9.2	15.5	5.8	5.2	72.1	91
Total Liabilities	3,012	2,934	2,626	2,049	2,094	2,430
Common Stock	53.2	53.2	53.2	52.6	52.6	52.6
Additional Paid-In Capital	276.3	276.3	276.3	273.5	273.3	273.2
Retained Earnings	-181.6	-176.5	-49.9	-1.2	18.1	29.9
Comprehensive Income & Other	286.8	288.2	289.5	289.8	287.2	292
Shareholders' Equity	434.7	441.2	569.1	614.7	631.2	647.7
Total Liabilities & Equity	3,447	3,375	3,195	2,663	2,725	3,078
Total Debt	2,947	2,873	2,576	1,981	1,923	2,274
Net Cash (Debt)	-2,021	-1,866	-1,826	-1,494	-1,196	-1,344
Net Cash Per Share	-7.91	-7.30	-7.22	-5.89	-4.75	-5.30
Filing Date Shares Outstanding	254.5	255.46	254.61	250.85	250.84	250.76
Total Common Shares Outstanding	254.5	255.46	254.61	250.85	250.84	250.76
Working Capital	3,258	1,712	1,449	1,386	1,913	2,685
Book Value Per Share	1.71	1.73	2.24	2.45	2.52	2.58
Tangible Book Value	371	378.5	422.3	480.2	507.7	531.2
Tangible Book Value Per Share	1.46	1.48	1.66	1.91	2.02	2.12

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.