Vanquis Banking Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	804.5	1,004	743.3	464.9	717.7
Long-Term Investments	254.6	-	-	-	-
Trading Asset Securities	6.3	2.3	6.7	22	8.6
Loans & Lease Receivables	2,692	2,154	2,156	1,905	1,678
Other Receivables	62.1	44.3	34.1	31.8	2.8
Property, Plant & Equipment	20.1	23.5	31.3	40.7	56.3
Goodwill	1.2	1.2	72.4	71.2	71.2
Other Intangible Assets	65	61.5	74.4	63.3	52.3
Other Current Assets	-	30.1	28.3	17.2	18
Long-Term Deferred Tax Assets	30	25	8.4	14.5	6.9
Other Long-Term Assets	6.4	27.8	38.2	30.7	112.2
Total Assets	3,942	3,375	3,195	2,663	2,725
Accounts Payable	51.8	6.1	7.5	6	12.5
Accrued Expenses	-	34.9	31.6	52.2	76.9
Short-Term Debt	7	2.9	3.3	16.3	3.6
Current Portion of Long-Term Debt	-	1,463	1,463	966.6	399.6
Current Portion of Leases	-	12.5	10.7	11.1	10.6
Long-Term Debt	3,367	1,374	1,069	948.4	1,461
Long-Term Leases	21.2	20	30.2	38.2	48.3
Current Income Taxes Payable	-	-	-	-	3.8
Other Current Liabilities	-	5.1	5	4.6	6.2
Other Long-Term Liabilities	7.9	15.5	5.8	5.2	72.1
Total Liabilities	3,454	2,934	2,626	2,049	2,094
Common Stock	53.2	53.2	53.2	52.6	52.6
Additional Paid-In Capital	276.3	276.3	276.3	273.5	273.3
Retained Earnings	-188.2	-176.5	-49.9	-1.2	18.1
Comprehensive Income & Other	346	288.2	289.5	289.8	287.2
Shareholders' Equity	487.3	441.2	569.1	614.7	631.2
Total Liabilities & Equity	3,942	3,375	3,195	2,663	2,725
Total Debt	3,395	2,873	2,576	1,981	1,923
Net Cash (Debt)	-2,584	-1,866	-1,826	-1,494	-1,196
Net Cash Per Share	-9.70	-7.30	-7.22	-5.89	-4.75
Filing Date Shares Outstanding	253.5	255.46	254.61	250.85	250.84
Total Common Shares Outstanding	253.5	255.46	254.61	250.85	250.84
Working Capital	3,506	1,712	1,449	1,386	1,913
Book Value Per Share	1.92	1.73	2.24	2.45	2.52
Tangible Book Value	421.1	378.5	422.3	480.2	507.7
Tangible Book Value Per Share	1.66	1.48	1.66	1.91	2.02

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.