Vanquis Banking Group plc (LON:VANQ)
London · Delayed Price · Currency is GBP · Price in GBX 79.90
+1.30 (1.65%)
Aug 14, 2026, 4:50 PM GMT
Vanquis Banking Group Cash Flow Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 7 | 8.2 | -119.3 | -11.7 | 77.4 | -32.1 |
Depreciation & Amortization | 7.1 | 7.7 | 13.7 | 17 | 19.6 | 19 |
Other Amortization | 8.4 | 9.2 | 10.7 | 10.6 | 8.5 | 7.1 |
Loss (Gain) From Sale of Investments | 0.1 | -0.1 | -1.2 | -1.1 | -1.6 | -5.3 |
Asset Writedown & Restructuring Costs | - | - | 83.2 | 4.1 | - | -2.3 |
Stock-Based Compensation | 2.6 | 2.2 | 2.7 | 4.6 | 5.1 | 3 |
Change in Accounts Payable | -4.3 | 5.7 | 0.6 | -22 | -31.2 | 30.7 |
Change in Other Net Operating Assets | 156 | 65.5 | 465.2 | 555.2 | -249.1 | 134.8 |
Other Operating Activities | -3.4 | -7.1 | -3.6 | 26.2 | -37.1 | -29.8 |
Operating Cash Flow | 174 | 93 | 452.7 | 584.7 | -204.9 | 163.1 |
Operating Cash Flow Growth | -17.22% | -79.46% | -22.58% | - | - | -55.18% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.5 | -3.3 | -2.2 | -3.3 | -3.6 | -1.3 |
Sale of Property, Plant & Equipment | - | - | - | - | - | 3.8 |
Cash Acquisitions | - | - | - | -2.9 | - | - |
Sale (Purchase) of Intangibles | -17.2 | -15.2 | -12.5 | -19 | -29.2 | -24.8 |
Investment in Securities | -288.1 | -251.8 | 4.3 | 6.4 | - | - |
Investing Cash Flow | -307.8 | -270.3 | -10.4 | -18.8 | -32.8 | -22.3 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 5 | - | 330 | 746 |
Long-Term Debt Repaid | - | -73.7 | -183.7 | -249.7 | -299.2 | -1,091 |
Net Debt Issued (Repaid) | 140.2 | -73.7 | -178.7 | -249.7 | 30.8 | -345.1 |
Issuance of Common Stock | 58.6 | 58.6 | - | 0.1 | 0.2 | 0.1 |
Repurchase of Common Stock | -6.2 | -6.3 | -0.1 | - | -0.7 | - |
Common Dividends Paid | -3.8 | -0.5 | -2.5 | -38.4 | -42.8 | - |
Financing Cash Flow | 188.8 | -21.9 | -181.3 | -288 | -12.5 | -345 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 55 | -199.2 | 261 | 277.9 | -250.2 | -204.2 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 171.5 | 89.7 | 450.5 | 581.4 | -208.5 | 161.8 |
Free Cash Flow Growth | -18.95% | -80.09% | -22.52% | - | - | -54.80% |
Free Cash Flow Margin | 63.94% | 32.46% | 171.29% | 178.89% | -49.95% | 37.52% |
Free Cash Flow Per Share | 0.64 | 0.34 | 1.76 | 2.30 | -0.82 | 0.64 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 94.6 | 94.6 | 103 | 76.1 | 48.8 | 71.3 |
Cash Income Tax Paid | - | -4 | -8.2 | 6 | 13.4 | 6.1 |