London · Delayed Price · Currency is GBP · Price in GBX Vanquis Banking Group Statistics
Total Valuation
LON:VANQ has a market cap or net worth of GBP 200.02 million.
| Market Cap | 200.02M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, July 30, 2026.
| Earnings Date | Jul 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
LON:VANQ has 250.33 million shares outstanding. The number of shares has increased by 4.54% in one year.
| Current Share Class | 250.33M |
| Shares Outstanding | 250.33M |
| Shares Change (YoY) | +4.54% |
| Shares Change (QoQ) | -2.66% |
| Owned by Insiders (%) | 4.70% |
| Owned by Institutions (%) | 76.17% |
| Float | 200.20M |
Valuation Ratios
The trailing PE ratio is 30.67 and the forward PE ratio is 16.82.
| PE Ratio | 30.67 |
| Forward PE | 16.82 |
| PS Ratio | 0.75 |
| PB Ratio | 0.40 |
| P/TBV Ratio | 0.47 |
| P/FCF Ratio | 1.17 |
| P/OCF Ratio | 1.15 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 71.44, with a Debt / Equity ratio of 7.76.
| Current Ratio | 71.44 |
| Quick Ratio | 71.44 |
| Debt / Equity | 7.76 |
| Debt / EBITDA | n/a |
| Debt / FCF | 22.40 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.32% and return on invested capital (ROIC) is 0.25%.
| Return on Equity (ROE) | 2.32% |
| Return on Assets (ROA) | 0.28% |
| Return on Invested Capital (ROIC) | 0.25% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.53% |
| Revenue Per Employee | 207,264 |
| Profits Per Employee | 5,410 |
| Employee Count | 1,294 |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LON:VANQ has paid 200,000 in taxes.
| Income Tax | 200,000 |
| Effective Tax Rate | 1.82% |
Stock Price Statistics
The stock price has decreased by -30.04% in the last 52 weeks. The beta is 1.17, so LON:VANQ's price volatility has been higher than the market average.
| Beta (5Y) | 1.17 |
| 52-Week Price Change | -30.04% |
| 50-Day Moving Average | 107.13 |
| 200-Day Moving Average | 112.91 |
| Relative Strength Index (RSI) | 22.85 |
| Average Volume (20 Days) | 1,945,497 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, LON:VANQ had revenue of GBP 268.20 million and earned 7.00 million in profits. Earnings per share was 0.03.
| Revenue | 268.20M |
| Gross Profit | 11.00M |
| Operating Income | 11.00M |
| Pretax Income | 11.00M |
| Net Income | 7.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.03 |
Balance Sheet
The company has 865.00 million in cash and 3.84 billion in debt, with a net cash position of -2.98 billion or -11.89 per share.
| Cash & Cash Equivalents | 865.00M |
| Total Debt | 3.84B |
| Net Cash | -2.98B |
| Net Cash Per Share | -11.89 |
| Equity (Book Value) | 494.90M |
| Book Value Per Share | 1.98 |
| Working Capital | 3.80B |
Cash Flow
In the last 12 months, operating cash flow was 174.00 million and capital expenditures -2.50 million, giving a free cash flow of 171.50 million.
| Operating Cash Flow | 174.00M |
| Capital Expenditures | -2.50M |
| Depreciation & Amortization | 5.70M |
| Net Borrowing | 140.20M |
| Free Cash Flow | 171.50M |
| FCF Per Share | 0.69 |
Margins
Gross margin is 4.10%, with operating and profit margins of 4.10% and 2.61%.
| Gross Margin | 4.10% |
| Operating Margin | 4.10% |
| Pretax Margin | 4.10% |
| Profit Margin | 2.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 63.94% |
Dividends & Yields
LON:VANQ does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 54.29% |
| Buyback Yield | -4.54% |
| Shareholder Yield | -4.54% |
| Earnings Yield | 3.50% |
| FCF Yield | 85.74% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for LON:VANQ is 137.50, which is 72.09% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 137.50 |
| Price Target Difference | 72.09% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 26.21% |
| EPS Growth Forecast (3Y) | 99.06% |
Stock Splits
The last stock split was on July 16, 2007. It was a reverse split with a ratio of 0.5.
| Last Split Date | Jul 16, 2007 |
| Split Type | Reverse |
| Split Ratio | 0.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |