Vanquis Banking Group plc (LON:VANQ)

Vanquis Banking Group Statistics

Total Valuation

LON:VANQ has a market cap or net worth of GBP 290.21 million.

Market Cap	290.21M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	n/a

Share Statistics

LON:VANQ has 255.46 million shares outstanding. The number of shares has increased by 0.22% in one year.

Current Share Class	255.46M
Shares Outstanding	255.46M
Shares Change (YoY)	+0.22%
Shares Change (QoQ)	+2.30%
Owned by Insiders (%)	0.21%
Owned by Institutions (%)	74.18%
Float	209.74M

Valuation Ratios

PE Ratio	n/a
Forward PE	39.97
PS Ratio	1.05
PB Ratio	0.67
P/TBV Ratio	0.78
P/FCF Ratio	1.37
P/OCF Ratio	1.38
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 51.99, with a Debt / Equity ratio of 6.78.

Current Ratio	51.99
Quick Ratio	51.99
Debt / Equity	6.78
Debt / EBITDA	n/a
Debt / FCF	13.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -16.36%.

Return on Equity (ROE)	-16.36%
Return on Assets (ROA)	-2.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	218,676
Profits Per Employee	-61,387
Employee Count	1,269
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

Income Tax	-5.10M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +112.73% in the last 52 weeks. The beta is 1.34, so LON:VANQ's price volatility has been higher than the market average.

Beta (5Y)	1.34
52-Week Price Change	+112.73%
50-Day Moving Average	114.92
200-Day Moving Average	84.39
Relative Strength Index (RSI)	46.85
Average Volume (20 Days)	639,800

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:VANQ had revenue of GBP 277.50 million and -77.90 million in losses. Loss per share was -0.31.

Revenue	277.50M
Gross Profit	-91.50M
Operating Income	-91.50M
Pretax Income	-84.00M
Net Income	-77.90M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-0.31

Balance Sheet

The company has 926.10 million in cash and 2.95 billion in debt, giving a net cash position of -2.02 billion or -7.91 per share.

Cash & Cash Equivalents	926.10M
Total Debt	2.95B
Net Cash	-2.02B
Net Cash Per Share	-7.91
Equity (Book Value)	434.70M
Book Value Per Share	1.71
Working Capital	3.26B

Cash Flow

In the last 12 months, operating cash flow was 210.20 million and capital expenditures 1.40 million, giving a free cash flow of 211.60 million.

Operating Cash Flow	210.20M
Capital Expenditures	1.40M
Free Cash Flow	211.60M
FCF Per Share	0.83

Margins

Gross margin is -32.97%, with operating and profit margins of -32.97% and -28.07%.

Gross Margin	-32.97%
Operating Margin	-32.97%
Pretax Margin	-30.27%
Profit Margin	-28.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	76.25%

Dividends & Yields

LON:VANQ does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.22%
Shareholder Yield	-0.22%
Earnings Yield	-26.84%
FCF Yield	72.91%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 16, 2007. It was a reverse split with a ratio of 0.5.

Last Split Date	Jul 16, 2007
Split Type	Reverse
Split Ratio	0.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	4