Zambia National Commercial Bank Plc (LUSE:ZANACO)
Zambia
· Delayed Price · Currency is ZMW 5.53
0.00 (0.00%)
At close: Feb 28, 2025
LUSE:ZANACO Income Statement
Financials in millions ZMW. Fiscal year is January - December.
Millions ZMW. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 3,183 | 4,728 | 3,877 | 3,537 | 2,145 | Upgrade
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| Interest Income on Investments | 2,467 | - | - | - | - | Upgrade
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| Total Interest Income | 5,650 | 4,728 | 3,877 | 3,537 | 2,145 | Upgrade
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| Interest Paid on Deposits | 1,331 | 1,254 | 924.15 | 998.59 | 695.29 | Upgrade
|
| Interest Paid on Borrowings | 773.81 | - | - | - | - | Upgrade
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| Total Interest Expense | 2,105 | 1,254 | 924.15 | 998.59 | 695.29 | Upgrade
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| Net Interest Income | 3,545 | 3,474 | 2,953 | 2,539 | 1,450 | Upgrade
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| Net Interest Income Growth (YoY) | 2.03% | 17.67% | 16.31% | 75.12% | 51.88% | Upgrade
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| Gain (Loss) on Sale of Assets | - | 0.06 | 0.61 | 3.24 | 0.78 | Upgrade
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| Gain (Loss) on Sale of Investments | - | 595.17 | 108.92 | 2.74 | 63.47 | Upgrade
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| Other Non-Interest Income | 2,497 | 1,143 | 873.6 | 966.99 | 707.17 | Upgrade
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| Total Non-Interest Income | 2,497 | 1,738 | 983.12 | 972.97 | 771.42 | Upgrade
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| Non-Interest Income Growth (YoY) | 43.66% | 76.81% | 1.04% | 26.13% | 31.06% | Upgrade
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| Revenues Before Loan Losses | 6,042 | 5,213 | 3,936 | 3,512 | 2,221 | Upgrade
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| Provision for Loan Losses | 134.73 | 21.75 | 186.15 | -62.15 | 210.99 | Upgrade
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| Revenue | 5,907 | 5,191 | 3,750 | 3,574 | 2,010 | Upgrade
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| Revenue Growth (YoY) | 13.80% | 38.44% | 4.92% | 77.79% | 28.86% | Upgrade
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| Salaries and Employee Benefits | - | 1,200 | 881.43 | - | - | Upgrade
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| Occupancy Expenses | 196.08 | - | - | - | - | Upgrade
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| Selling, General & Administrative | - | 1,236 | 984.11 | 96.07 | 78.75 | Upgrade
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| Other Non-Interest Expense | 3,223 | 44.69 | 59 | 1,890 | 1,571 | Upgrade
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| Total Non-Interest Expense | 3,420 | 2,481 | 1,925 | 1,986 | 1,650 | Upgrade
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| EBT Excluding Unusual Items | 2,488 | 2,710 | 1,825 | 1,588 | 360.43 | Upgrade
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| Asset Writedown | - | -4.69 | -92.75 | - | -6.19 | Upgrade
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| Pretax Income | 2,488 | 2,706 | 1,732 | 1,588 | 354.24 | Upgrade
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| Income Tax Expense | 757.55 | 967.33 | 565.38 | 597.85 | 147.58 | Upgrade
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| Net Income | 1,730 | 1,738 | 1,167 | 990.28 | 206.66 | Upgrade
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| Net Income to Common | 1,730 | 1,738 | 1,167 | 990.28 | 206.66 | Upgrade
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| Net Income Growth | -0.46% | 48.96% | 17.84% | 379.19% | 3.30% | Upgrade
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| Basic Shares Outstanding | - | 1,444 | 1,444 | 1,444 | 1,444 | Upgrade
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| Diluted Shares Outstanding | - | 1,444 | 1,444 | 1,444 | 1,444 | Upgrade
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| EPS (Basic) | - | 1.20 | 0.81 | 0.69 | 0.14 | Upgrade
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| EPS (Diluted) | - | 1.20 | 0.81 | 0.69 | 0.14 | Upgrade
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| EPS Growth | - | 48.96% | 17.84% | 379.19% | 3.30% | Upgrade
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| Dividend Per Share | - | 0.429 | 0.292 | 0.252 | 0.057 | Upgrade
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| Dividend Growth | - | 46.92% | 15.87% | 342.11% | 9.62% | Upgrade
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| Effective Tax Rate | 30.45% | 35.75% | 32.64% | 37.64% | 41.66% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.