Zambia National Commercial Bank Plc (LUSE:ZNCO)
Zambia flag Zambia · Delayed Price · Currency is ZMW
9.41
-0.01 (-0.11%)
At close: Sep 21, 2026

LUSE:ZNCO Ratios and Metrics

Millions ZMW. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
13,5868,6347,9985,4864,6062,743
Market Cap Growth
52.51%7.94%45.79%19.12%67.90%304.25%
Last Close Price
9.415.684.843.102.381.29

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.704.324.463.163.952.77
PS Ratio
2.101.401.511.061.230.77
PB Ratio
1.841.261.471.291.621.34

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.700.670.920.800.861.50
Net Debt / Equity Ratio
0.52-1.10-0.36-1.36-1.51-1.60
Net Debt / FCF Ratio
-2.330.551.441.632.45
Return on Equity (ROE)
30.00%32.61%36.99%48.86%47.58%61.40%
Return on Assets (ROA)
3.80%3.76%3.86%4.31%3.77%4.36%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
14.93%23.15%22.42%31.69%25.34%36.10%
FCF Yield
--37.54%-44.55%-73.33%-57.65%-48.85%
Dividend Yield
4.66%-9.04%13.83%12.25%19.57%
Payout Ratio
-31.61%34.53%24.25%31.19%8.29%
Total Shareholder Return
4.66%-9.04%13.83%12.25%19.57%