LUSE:ZNCO Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Millions ZMW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,047	8,590	4,609	6,398	4,821	3,777
Investment Securities	15,384	11,631	11,863	11,637	12,819	6,654
Trading Asset Securities	-	3,546	2,306	2,810	1,946	2,582
Total Investments	15,384	15,176	14,169	14,447	14,765	9,236
Gross Loans	-	24,711	20,940	16,964	12,702	10,250
Allowance for Loan Losses	-	-532.61	-523.53	-453.23	-355.82	-434.66
Net Loans	-	24,178	20,416	16,511	12,346	9,815
Property, Plant & Equipment	1,139	770.06	710.48	725.1	520.06	523.87
Other Intangible Assets	-	430.82	375.11	291.53	209.46	344.43
Other Receivables	11,763	136.85	-	-	-	-
Restricted Cash	-	8,236	7,077	5,924	2,699	1,758
Other Current Assets	-	307.94	352.83	198.45	215.56	391.64
Long-Term Deferred Tax Assets	-	364.48	369.7	304.86	275.53	258.69
Other Long-Term Assets	4,075	-	-	-	-	-
Total Assets	54,827	58,191	48,079	44,800	35,852	26,104
Accrued Expenses	-	959.41	988.89	806.91	440.28	563.15
Interest Bearing Deposits	39,301	14,500	13,866	12,845	9,543	6,316
Non-Interest Bearing Deposits	-	30,781	22,208	22,880	20,146	13,007
Total Deposits	39,301	45,281	36,074	35,725	29,689	19,323
Short-Term Borrowings	-	27.7	9.36	599.95	42.06	316.36
Current Portion of Long-Term Debt	-	3,519	3,017	824.39	512.69	679.87
Current Portion of Leases	-	24.78	22.83	42.15	30.79	28.53
Current Income Taxes Payable	-	-	78.69	151.92	45.06	290.51
Other Current Liabilities	3,106	298.44	336.74	279.72	238.44	747.02
Long-Term Debt	5,432	961.98	1,855	1,880	1,789	1,965
Long-Term Leases	-	61.74	71.48	76.04	77.21	83.96
Total Liabilities	47,839	51,362	42,648	40,536	33,000	24,050
Common Stock	6,989	86.63	86.63	86.63	86.63	86.63
Additional Paid-In Capital	-	2.62	2.62	2.62	2.62	2.62
Retained Earnings	-	6,544	5,144	3,976	2,690	1,890
Comprehensive Income & Other	-	195.9	197.81	199.72	72.92	74.44
Shareholders' Equity	6,989	6,829	5,431	4,265	2,852	2,054
Total Liabilities & Equity	54,827	58,191	48,079	44,800	35,852	26,104
Total Debt	5,432	4,595	4,975	3,422	2,452	3,074
Net Cash (Debt)	-4,385	7,541	1,940	5,786	4,315	3,284
Net Cash Growth	-	288.63%	-66.47%	34.11%	31.37%	-0.61%
Net Cash Per Share	-3.04	5.22	1.34	4.01	2.99	2.27
Filing Date Shares Outstanding	1,444	1,444	1,444	1,444	1,444	1,444
Total Common Shares Outstanding	1,444	1,444	1,444	1,444	1,444	1,444
Book Value Per Share	4.84	4.73	3.76	2.95	1.98	1.42
Tangible Book Value	6,989	6,398	5,056	3,973	2,642	1,709
Tangible Book Value Per Share	4.84	4.43	3.50	2.75	1.83	1.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.