Zambia Reinsurance PLC (LUSE:ZMRE)
Zambia flag Zambia · Delayed Price · Currency is ZMW
2.720
0.00 (0.00%)
At close: Aug 11, 2026

Zambia Reinsurance Financials Overview

Millions ZMW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
181.75181.75183.32118.67120.7454.72
Revenue Growth
-10.89%-0.86%54.48%-1.72%120.66%20.28%
Operating Income
22.1522.1523.075.996.6411.27
Net Income
7.827.8228.4615.512.541.31
Earnings Per Share
0.170.170.630.340.060.03
EPS Growth
-75.03%-72.53%83.46%510.67%94.33%-80.59%

Revenue by Segment

Fiscal YearTTMFY 2025
Period EndingDec '25 Dec '25
Accident
44.2444.24
Marine
11.5411.54
Life
5.065.06
Fire
56.9856.98
Engineering
44.7744.77
Motor
9.59.5
Total
172.09172.09

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2.252.252.3817.561.485.47
Total Debt
0.50.50.530.540.55-
Net Cash (Debt)
1.751.751.8517.020.935.47
Net Cash Growth
-62.97%-5.27%-89.14%1728.83%-82.98%-52.28%
Net Cash Per Share
0.040.040.040.380.020.12

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
10.5510.5511.73.325.4613.37
Capital Expenditures
-3.08-3.08-1.4-3.18-0.78-0.5
Free Cash Flow
7.477.4710.310.144.6812.87
Free Cash Flow Growth
-27.34%-27.54%7047.80%-96.92%-63.65%59.26%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
12.19%12.19%12.58%5.05%5.50%20.59%
Pretax Margin
5.72%5.72%17.65%17.32%6.68%5.17%
Profit Margin
4.30%4.30%15.53%13.07%2.10%2.39%
FCF Margin
4.11%4.11%5.62%0.12%3.87%23.52%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0700.0700.0560.0450.0450.059
Dividend Per Share Growth
25.00%25.00%24.44%0%-23.73%-
Dividend Yield
2.57%2.66%2.17%1.71%1.74%2.34%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.6515.544.278.1249.6096.04
P/FCF Ratio
16.3916.2711.79873.9626.939.76
PS Ratio
0.670.670.661.061.042.29