Zambia Reinsurance PLC (LUSE:ZMRE)
Zambia flag Zambia · Delayed Price · Currency is ZMW
2.740
0.00 (0.00%)
At close: Oct 30, 2026

Zambia Reinsurance Financials Overview

Millions ZMW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
185.6181.75183.32118.67120.7454.72
Revenue Growth
2.12%-0.86%54.48%-1.72%120.66%20.28%
Operating Income
27.3522.1523.075.996.6411.27
Net Income
11.867.8228.4615.512.541.31
Earnings Per Share
0.260.170.630.340.060.03
EPS Growth
47.42%-72.53%83.46%510.67%94.33%-80.59%

Revenue by Segment

Fiscal Year
FY 2025
Period EndingDec '25
Accident
44.24
Marine
11.54
Life
5.06
Fire
56.98
Engineering
44.77
Motor
9.5
Total
172.09

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3.982.252.3817.561.485.47
Total Debt
-0.50.530.540.55-
Net Cash (Debt)
3.981.751.8517.020.935.47
Net Cash Growth
127.17%-5.27%-89.14%1728.83%-82.98%-52.28%
Net Cash Per Share
0.090.040.040.380.020.12

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
8.8310.5511.73.325.4613.37
Capital Expenditures
-3.08-3.08-1.4-3.18-0.78-0.5
Free Cash Flow
5.757.4710.310.144.6812.87
Free Cash Flow Growth
-23.04%-27.54%7047.80%-96.92%-63.65%59.26%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.73%12.19%12.58%5.05%5.50%20.59%
Pretax Margin
7.81%5.72%17.65%17.32%6.68%5.17%
Profit Margin
6.39%4.30%15.53%13.07%2.10%2.39%
FCF Margin
3.10%4.11%5.62%0.12%3.87%23.52%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0700.0700.0560.0450.0450.059
Dividend Per Share Growth
25.00%25.00%24.44%0%-23.73%-
Dividend Yield
2.56%2.59%2.07%1.61%1.61%2.11%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.7015.544.278.1249.6096.04
P/FCF Ratio
21.4616.2711.79873.9626.939.76
PS Ratio
0.660.670.661.061.042.29