Zambia Reinsurance PLC (LUSE:ZMRE)

Zambia Reinsurance Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Assets

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Other Investments	93.01	86.17	59.01	72.75	65.76
Total Investments	99.47	92.47	64.91	78.35	65.76
Cash & Equivalents	2.25	2.38	17.56	1.48	5.47
Reinsurance Recoverable	70.83	76.53	43.8	29.72	6.66
Other Receivables	27.07	25.88	12.59	21.07	18.14
Property, Plant & Equipment	17.75	12.53	12.51	10.34	8.65
Other Current Assets	0.06	0.01	0.28	0.06	0.1
Long-Term Deferred Tax Assets	6.44	-	-	-	3.15
Other Long-Term Assets	-	-	-	-	5.04
Total Assets	223.87	209.8	151.65	141.02	112.96

Liabilities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	2.91	2.25	2.72	3.57	2.36
Insurance & Annuity Liabilities	55.87	57	33.45	39.49	-
Unpaid Claims	-	-	-	-	4.85
Unearned Premiums	-	-	-	-	4.25
Reinsurance Payable	9.95	9.56	6.27	7.47	6.81
Current Portion of Leases	0.03	0.01	0.01	-	-
Current Income Taxes Payable	6.79	4.28	0.4	-	1.28
Long-Term Leases	0.47	0.52	0.53	0.55	-
Long-Term Deferred Tax Liabilities	-	0.1	2.31	0.56	-
Other Current Liabilities	1.61	0.64	0.56	0.56	0.43
Other Long-Term Liabilities	-	-	-	-	0.7
Total Liabilities	77.62	74.35	46.26	52.2	20.68

Shareholders' Equity

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	45	45	45	45	45
Additional Paid-In Capital	24.98	24.98	24.98	24.98	24.98
Retained Earnings	56.02	50.65	24.21	10.73	16.76
Comprehensive Income & Other	20.25	14.82	11.2	8.12	5.55
Shareholders' Equity	146.25	135.45	105.39	88.82	92.28
Total Liabilities & Equity	223.87	209.8	151.65	141.02	112.96

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	45	45	45	45	45
Total Common Shares Outstanding	45	45	45	45	45
Total Debt	0.5	0.53	0.54	0.55	-
Net Cash (Debt)	1.75	1.85	17.02	0.93	5.47
Net Cash Growth	-5.27%	-89.14%	1728.83%	-82.98%	-52.28%
Net Cash Per Share	0.04	0.04	0.38	0.02	0.12
Book Value Per Share	3.25	3.01	2.34	1.97	2.05
Tangible Book Value	146.25	135.45	105.39	88.82	92.28
Tangible Book Value Per Share	3.25	3.01	2.34	1.97	2.05
Buildings	11.5	8.32	8.32	8.32	7.82
Machinery	9.39	7.15	6.12	4.44	3.98
Construction In Progress	1.71	0.99	0.99	0.29	-

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 8, 2026

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