Zambia Reinsurance PLC (LUSE:ZMRE)

Zambia Reinsurance Statistics

Total Valuation

LUSE:ZMRE has a market cap or net worth of ZMW 117.00 million. The enterprise value is 112.27 million.

Market Cap	117.00M
Enterprise Value	112.27M

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	May 28, 2025

Share Statistics

LUSE:ZMRE has 45.00 million shares outstanding. The number of shares has decreased by -11.53% in one year.

Current Share Class	45.00M
Shares Outstanding	45.00M
Shares Change (YoY)	-11.53%
Shares Change (QoQ)	-13.54%
Owned by Insiders (%)	6.53%
Owned by Institutions (%)	19.77%
Float	29.38M

Valuation Ratios

The trailing PE ratio is 3.74.

PE Ratio	3.74
Forward PE	n/a
PS Ratio	0.57
PB Ratio	0.86
P/TBV Ratio	0.86
P/FCF Ratio	11.38
P/OCF Ratio	10.02
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.31, with an EV/FCF ratio of 10.92.

EV / Earnings	3.86
EV / Sales	0.55
EV / EBITDA	4.31
EV / EBIT	4.58
EV / FCF	10.92

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	12.00M
Profits Per Employee	1.71M
Employee Count	17
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LUSE:ZMRE has paid 4.70 million in taxes.

Income Tax	4.70M
Effective Tax Rate	13.90%

Stock Price Statistics

The stock price has decreased by -3.70% in the last 52 weeks. The beta is -0.02, so LUSE:ZMRE's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	-3.70%
50-Day Moving Average	2.63
200-Day Moving Average	n/a
Relative Strength Index (RSI)	0.52
Average Volume (20 Days)	251,568

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LUSE:ZMRE had revenue of ZMW 203.96 million and earned 29.09 million in profits. Earnings per share was 0.70.

Revenue	203.96M
Gross Profit	37.97M
Operating Income	24.50M
Pretax Income	33.78M
Net Income	29.09M
EBITDA	26.02M
EBIT	24.50M
Earnings Per Share (EPS)	0.70

Balance Sheet

The company has 4.73 million in cash and n/a in debt, giving a net cash position of 4.73 million or 0.11 per share.

Cash & Cash Equivalents	4.73M
Total Debt	n/a
Net Cash	4.73M
Net Cash Per Share	0.11
Equity (Book Value)	135.84M
Book Value Per Share	3.33
Working Capital	201.14M

Cash Flow

In the last 12 months, operating cash flow was 11.67 million and capital expenditures -1.40 million, giving a free cash flow of 10.28 million.

Operating Cash Flow	11.67M
Capital Expenditures	-1.40M
Free Cash Flow	10.28M
FCF Per Share	0.23

Margins

Gross margin is 18.62%, with operating and profit margins of 12.01% and 14.26%.

Gross Margin	18.62%
Operating Margin	12.01%
Pretax Margin	16.56%
Profit Margin	14.26%
EBITDA Margin	12.75%
EBIT Margin	12.01%
FCF Margin	5.04%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 2.15%.

Dividend Per Share	0.06
Dividend Yield	2.15%
Dividend Growth (YoY)	24.44%
Years of Dividend Growth	n/a
Payout Ratio	6.88%
Buyback Yield	11.53%
Shareholder Yield	13.68%
Earnings Yield	24.86%
FCF Yield	8.78%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2