Zambia Reinsurance PLC (LUSE:ZMRE)

Zambia Reinsurance Statistics

Total Valuation

LUSE:ZMRE has a market cap or net worth of ZMW 117.00 million. The enterprise value is 115.15 million.

Market Cap	117.00M
Enterprise Value	115.15M

Important Dates

The next estimated earnings date is Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	May 28, 2025

Share Statistics

LUSE:ZMRE has 45.00 million shares outstanding.

Current Share Class	45.00M
Shares Outstanding	45.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-81.52%
Owned by Insiders (%)	6.53%
Owned by Institutions (%)	19.79%
Float	29.38M

Valuation Ratios

The trailing PE ratio is 4.11.

PE Ratio	4.11
Forward PE	n/a
PS Ratio	0.64
PB Ratio	0.86
P/TBV Ratio	0.86
P/FCF Ratio	11.35
P/OCF Ratio	10.00
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.72, with an EV/FCF ratio of 11.17.

EV / Earnings	4.05
EV / Sales	0.63
EV / EBITDA	4.72
EV / EBIT	4.99
EV / FCF	11.17

Financial Position

The company has a current ratio of 2.59, with a Debt / Equity ratio of 0.00.

Current Ratio	2.59
Quick Ratio	1.47
Debt / Equity	0.00
Debt / EBITDA	0.02
Debt / FCF	0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.64% and return on invested capital (ROIC) is 11.92%.

Return on Equity (ROE)	23.64%
Return on Assets (ROA)	7.98%
Return on Invested Capital (ROIC)	11.92%
Return on Capital Employed (ROCE)	16.95%
Revenue Per Employee	10.78M
Profits Per Employee	1.67M
Employee Count	17
Asset Turnover	1.01
Inventory Turnover	n/a

Taxes

In the past 12 months, LUSE:ZMRE has paid 3.89 million in taxes.

Income Tax	3.89M
Effective Tax Rate	12.02%

Stock Price Statistics

The stock price has decreased by -7.14% in the last 52 weeks. The beta is -0.02, so LUSE:ZMRE's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	-7.14%
50-Day Moving Average	2.65
200-Day Moving Average	n/a
Relative Strength Index (RSI)	0.52
Average Volume (20 Days)	731

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LUSE:ZMRE had revenue of ZMW 183.32 million and earned 28.46 million in profits. Earnings per share was 0.63.

Revenue	183.32M
Gross Profit	31.93M
Operating Income	23.07M
Pretax Income	32.35M
Net Income	28.46M
EBITDA	24.41M
EBIT	23.07M
Earnings Per Share (EPS)	0.63

Balance Sheet

The company has 88.55 million in cash and 528,126 in debt, giving a net cash position of 1.85 million or 0.04 per share.

Cash & Cash Equivalents	88.55M
Total Debt	528,126
Net Cash	1.85M
Net Cash Per Share	0.04
Equity (Book Value)	135.45M
Book Value Per Share	3.01
Working Capital	117.24M

Cash Flow

In the last 12 months, operating cash flow was 11.70 million and capital expenditures -1.40 million, giving a free cash flow of 10.31 million.

Operating Cash Flow	11.70M
Capital Expenditures	-1.40M
Free Cash Flow	10.31M
FCF Per Share	0.23

Margins

Gross margin is 17.42%, with operating and profit margins of 12.58% and 15.53%.

Gross Margin	17.42%
Operating Margin	12.58%
Pretax Margin	17.65%
Profit Margin	15.53%
EBITDA Margin	13.32%
EBIT Margin	12.58%
FCF Margin	5.62%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 2.15%.

Dividend Per Share	0.06
Dividend Yield	2.15%
Dividend Growth (YoY)	24.44%
Years of Dividend Growth	n/a
Payout Ratio	7.03%
Buyback Yield	n/a
Shareholder Yield	2.15%
Earnings Yield	24.33%
FCF Yield	8.81%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4