Zambia Reinsurance PLC (LUSE:ZMRE)

Zambia Reinsurance Statistics

Total Valuation

LUSE:ZMRE has a market cap or net worth of ZMW 122.85 million. The enterprise value is 121.10 million.

Market Cap	122.85M
Enterprise Value	121.10M

Important Dates

The last earnings date was Tuesday, April 7, 2026.

Earnings Date	Apr 7, 2026
Ex-Dividend Date	Apr 22, 2026

Share Statistics

LUSE:ZMRE has 45.00 million shares outstanding.

Current Share Class	45.00M
Shares Outstanding	45.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+20.32%
Owned by Insiders (%)	6.53%
Owned by Institutions (%)	19.77%
Float	29.38M

Valuation Ratios

The trailing PE ratio is 15.71.

PE Ratio	15.71
Forward PE	n/a
PS Ratio	0.68
PB Ratio	0.84
P/TBV Ratio	0.84
P/FCF Ratio	16.45
P/OCF Ratio	11.65
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.11, with an EV/FCF ratio of 16.22.

EV / Earnings	15.49
EV / Sales	0.67
EV / EBITDA	5.11
EV / EBIT	5.47
EV / FCF	16.22

Financial Position

The company has a current ratio of 2.50, with a Debt / Equity ratio of 0.00.

Current Ratio	2.50
Quick Ratio	1.49
Debt / Equity	0.00
Debt / EBITDA	0.02
Debt / FCF	0.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.55% and return on invested capital (ROIC) is 11.35%.

Return on Equity (ROE)	5.55%
Return on Assets (ROA)	6.38%
Return on Invested Capital (ROIC)	11.35%
Return on Capital Employed (ROCE)	15.10%
Weighted Average Cost of Capital (WACC)	4.10%
Revenue Per Employee	10.69M
Profits Per Employee	459,939
Employee Count	17
Asset Turnover	0.84
Inventory Turnover	n/a

Taxes

In the past 12 months, LUSE:ZMRE has paid 2.58 million in taxes.

Income Tax	2.58M
Effective Tax Rate	24.82%

Stock Price Statistics

The stock price has increased by +1.11% in the last 52 weeks. The beta is -0.02, so LUSE:ZMRE's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	+1.11%
50-Day Moving Average	2.64
200-Day Moving Average	n/a
Relative Strength Index (RSI)	57.94
Average Volume (20 Days)	467,597

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LUSE:ZMRE had revenue of ZMW 181.75 million and earned 7.82 million in profits. Earnings per share was 0.17.

Revenue	181.75M
Gross Profit	32.21M
Operating Income	22.15M
Pretax Income	10.39M
Net Income	7.82M
EBITDA	23.68M
EBIT	22.15M
Earnings Per Share (EPS)	0.17

Balance Sheet

The company has 95.26 million in cash and 499,503 in debt, with a net cash position of 1.75 million or 0.04 per share.

Cash & Cash Equivalents	95.26M
Total Debt	499,503
Net Cash	1.75M
Net Cash Per Share	0.04
Equity (Book Value)	146.25M
Book Value Per Share	3.25
Working Capital	116.07M

Cash Flow

In the last 12 months, operating cash flow was 10.55 million and capital expenditures -3.08 million, giving a free cash flow of 7.47 million.

Operating Cash Flow	10.55M
Capital Expenditures	-3.08M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	7.47M
FCF Per Share	0.17

Margins

Gross margin is 17.72%, with operating and profit margins of 12.19% and 4.30%.

Gross Margin	17.72%
Operating Margin	12.19%
Pretax Margin	5.72%
Profit Margin	4.30%
EBITDA Margin	13.03%
EBIT Margin	12.19%
FCF Margin	4.11%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 2.56%.

Dividend Per Share	0.07
Dividend Yield	2.56%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	1
Payout Ratio	32.20%
Buyback Yield	n/a
Shareholder Yield	2.56%
Earnings Yield	6.36%
FCF Yield	6.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4