Zambia National Commercial Bank Plc (LUSE:ZNCO)

Berry Global Group Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,253	4,609	6,398	4,821	3,777	4,102
Investment Securities	13,745	11,863	11,637	12,819	6,654	4,672
Trading Asset Securities	-	2,306	2,810	1,946	2,582	687.99
Total Investments	13,745	14,169	14,447	14,765	9,236	5,360
Gross Loans	19,457	20,940	16,964	12,702	10,250	7,780
Allowance for Loan Losses	-	-523.53	-453.23	-355.82	-434.66	-293.75
Net Loans	19,457	20,416	16,511	12,346	9,815	7,487
Property, Plant & Equipment	1,088	710.48	725.1	520.06	523.87	474.75
Other Intangible Assets	-	375.11	291.53	209.46	344.43	257.64
Other Receivables	13,766	-	-	-	-	-
Restricted Cash	-	7,077	5,924	2,699	1,758	1,371
Other Current Assets	-	352.83	198.45	215.56	391.64	93.18
Long-Term Deferred Tax Assets	-	369.7	304.86	275.53	258.69	100.49
Other Long-Term Assets	5,264	-	-	-	-	94.43
Total Assets	54,572	48,079	44,800	35,852	26,104	19,340
Accrued Expenses	-	988.89	806.91	440.28	563.15	225.77
Interest Bearing Deposits	38,872	13,866	12,845	9,543	6,316	5,134
Non-Interest Bearing Deposits	-	22,208	22,880	20,146	13,007	10,565
Total Deposits	38,872	36,074	35,725	29,689	19,323	15,698
Short-Term Borrowings	-	9.36	599.95	42.06	316.36	1.19
Current Portion of Long-Term Debt	-	3,017	824.39	512.69	679.87	1,138
Current Portion of Leases	-	22.83	42.15	30.79	28.53	3.68
Current Income Taxes Payable	-	78.69	151.92	45.06	290.51	4.42
Other Current Liabilities	3,262	336.74	279.72	238.44	747.02	701.78
Long-Term Debt	6,691	1,855	1,880	1,789	1,965	200.16
Long-Term Leases	-	71.48	76.04	77.21	83.96	142.09
Total Liabilities	48,824	42,648	40,536	33,000	24,050	18,168
Common Stock	5,748	86.63	86.63	86.63	86.63	86.63
Additional Paid-In Capital	-	2.62	2.62	2.62	2.62	2.62
Retained Earnings	-	5,144	3,976	2,690	1,890	1,012
Comprehensive Income & Other	-	197.81	199.72	72.92	74.44	70.53
Shareholders' Equity	5,748	5,431	4,265	2,852	2,054	1,172
Total Liabilities & Equity	54,572	48,079	44,800	35,852	26,104	19,340
Total Debt	6,691	4,975	3,422	2,452	3,074	1,485
Net Cash (Debt)	-5,438	1,940	5,786	4,315	3,284	3,304
Net Cash Growth	-	-66.47%	34.11%	31.37%	-0.61%	25.73%
Net Cash Per Share	-3.77	1.34	4.01	2.99	2.27	2.29
Filing Date Shares Outstanding	1,444	1,444	1,444	1,444	1,444	1,444
Total Common Shares Outstanding	1,444	1,444	1,444	1,444	1,444	1,444
Book Value Per Share	3.98	3.76	2.95	1.98	1.42	0.81
Tangible Book Value	5,748	5,056	3,973	2,642	1,709	914.16
Tangible Book Value Per Share	3.98	3.50	2.75	1.83	1.18	0.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.