Zambia National Commercial Bank Plc (LUSE:ZNCO)

Zambia · Delayed Price · Currency is ZMW

9.86

-0.03 (-0.30%)

At close: Mar 18, 2026

Revenue by Segment

Financials in millions ZMW. Fiscal year is January - December.

Millions ZMW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Corporate Banking (Excluding Treasury)	2.30B	1.77B	1.85B	1.47B	1.43B
Corporate Banking (Excluding Treasury) Growth	29.91%	-4.33%	25.66%	3.12%	126.88%
Business Banking	881.53M	663.93M	573.06M	408.42M	369.95M
Business Banking Growth	32.78%	15.86%	40.31%	10.40%	58.40%
Retail Banking	1.13B	1.01B	978.71M	753.39M	678.53M
Retail Banking Growth	11.73%	3.67%	29.91%	11.03%	19.48%
Digital Banking	210.89M	286.07M	343.08M	261.54M	199.17M
Digital Banking Growth	-26.28%	-16.62%	31.17%	31.32%	30.80%
Treasury	1.66B	1.67B	1.53B	824.22M	882.85M
Treasury Growth	-0.64%	9.10%	85.57%	-6.64%	173.19%
Others	-2.51M	-10.32M	-11.74M	-2.93M	17.23M
Others Growth	-	-	-	-	-81.82%
Total	6.18B	5.39B	5.26B	3.72B	3.57B
Total Growth	14.60%	2.48%	41.59%	3.96%	78.67%

Revenue by Geography

Financials in millions ZMW. Fiscal year is January - December.

Millions ZMW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Zambia	6.17B	5.30B	5.19B	3.75B	3.57B
Zambia Growth	16.54%	2.01%	38.44%	4.92%	77.79%
Total	6.17B	5.30B	5.19B	3.75B	3.57B
Total Growth	16.54%	2.01%	38.44%	4.92%	77.79%

Source: S&P Global Market Intelligence.