Zambia National Commercial Bank Plc (LUSE:ZNCO)
Zambia flag Zambia · Delayed Price · Currency is ZMW
9.33
+0.47 (5.30%)
At close: Feb 25, 2026

LUSE:ZNCO Statistics

Total Valuation

LUSE:ZNCO has a market cap or net worth of ZMW 13.47 billion.

Market Cap13.47B
Enterprise Value n/a

Important Dates

The last earnings date was Saturday, January 31, 2026.

Earnings Date Jan 31, 2026
Ex-Dividend Date May 14, 2025

Share Statistics

LUSE:ZNCO has 1.44 billion shares outstanding.

Current Share Class 1.44B
Shares Outstanding 1.44B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) 9.72%
Float 424.61M

Valuation Ratios

The trailing PE ratio is 7.09.

PE Ratio 7.09
Forward PE n/a
PS Ratio 2.06
PB Ratio 1.85
P/TBV Ratio 1.85
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 29.95%.

Return on Equity (ROE) 29.95%
Return on Assets (ROA) 3.52%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.67%
Revenue Per Employee 4.73M
Profits Per Employee 1.37M
Employee Count1,384
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, LUSE:ZNCO has paid 891.80 million in taxes.

Income Tax 891.80M
Effective Tax Rate 31.93%

Stock Price Statistics

The stock price has increased by +68.41% in the last 52 weeks. The beta is -0.08, so LUSE:ZNCO's price volatility has been lower than the market average.

Beta (5Y) -0.08
52-Week Price Change +68.41%
50-Day Moving Average 6.42
200-Day Moving Average 6.01
Relative Strength Index (RSI) 99.65
Average Volume (20 Days) 110,710

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, LUSE:ZNCO had revenue of ZMW 6.55 billion and earned 1.90 billion in profits.

Revenue6.55B
Gross Profit 6.55B
Operating Income 2.79B
Pretax Income 2.79B
Net Income 1.90B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) n/a
Full Income Statement

Balance Sheet

The company has 1.19 billion in cash and 5.81 billion in debt, with a net cash position of -4.62 billion or -3.20 per share.

Cash & Cash Equivalents 1.19B
Total Debt 5.81B
Net Cash -4.62B
Net Cash Per Share -3.20
Equity (Book Value) 7.26B
Book Value Per Share n/a
Working Capital -28.81B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.64%
Pretax Margin 42.64%
Profit Margin 29.03%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.44, which amounts to a dividend yield of 4.69%.

Dividend Per Share 0.44
Dividend Yield 4.69%
Dividend Growth (YoY) 2.10%
Years of Dividend Growth 7
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 4.94%
Earnings Yield 14.11%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 4, 2015. It was a reverse split with a ratio of 0.1666666667.

Last Split Date May 4, 2015
Split Type Reverse
Split Ratio 0.1666666667

Scores

Altman Z-Score n/a
Piotroski F-Score 2