FDH Bank Income Statement

Financials in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Dec '23 Dec 31, 2023	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	73,424	73,424	51,105	36,658	24,183	16,343	Upgrade
Interest Paid on Deposits	13,575	13,575	13,801	11,228	8,992	7,767	Upgrade
Net Interest Income	59,849	59,849	37,304	25,430	15,191	8,577	Upgrade
Net Interest Income Growth (YoY)	60.44%	60.44%	46.69%	67.41%	77.11%	6.59%	Upgrade
Other Non-Interest Income	43,156	43,156	32,553	18,659	28,378	22,023	Upgrade
Total Non-Interest Income	43,156	43,156	32,553	18,659	28,378	22,023	Upgrade
Non-Interest Income Growth (YoY)	32.57%	32.57%	74.46%	-34.25%	28.86%	4.77%	Upgrade
Revenues Before Loan Losses	103,005	103,005	69,857	44,090	43,569	30,599	Upgrade
Provision for Loan Losses	1,389	1,389	5,571	307.26	336.01	482.63	Upgrade
Revenue	101,616	101,616	64,286	43,783	43,233	30,117	Upgrade
Revenue Growth (YoY)	58.07%	58.07%	46.83%	1.27%	43.55%	9.00%	Upgrade
Salaries and Employee Benefits	-	-	-	11,885	9,750	9,209	Upgrade
Occupancy Expenses	-	-	-	3,176	2,403	2,477	Upgrade
Selling, General & Administrative	-	-	-	12,247	10,990	10,478	Upgrade
Other Non-Interest Expense	46,160	46,160	32,535	-	-	-	Upgrade
Total Non-Interest Expense	46,160	46,160	32,535	27,308	23,142	22,164	Upgrade
EBT Excluding Unusual Items	55,456	55,456	31,751	16,474	20,091	7,953	Upgrade
Pretax Income	55,456	55,456	31,751	16,474	20,091	7,953	Upgrade
Income Tax Expense	19,809	19,809	8,819	4,816	6,102	2,760	Upgrade
Net Income	35,647	35,647	22,932	11,659	13,989	5,193	Upgrade
Net Income to Common	35,647	35,647	22,932	11,659	13,989	5,193	Upgrade
Net Income Growth	55.45%	55.45%	96.69%	-16.66%	169.36%	-12.94%	Upgrade
Basic Shares Outstanding	-	-	6,901	6,901	6,901	463	Upgrade
Diluted Shares Outstanding	-	-	6,901	6,901	6,901	463	Upgrade
Shares Change (YoY)	-	-	-	-	1391.45%	-93.30%	Upgrade
EPS (Basic)	-	-	3.32	1.69	2.03	11.22	Upgrade
EPS (Diluted)	-	-	3.32	1.69	2.03	11.22	Upgrade
EPS Growth	-	-	96.69%	-16.66%	-81.94%	1198.39%	Upgrade
Dividend Per Share	3.280	3.280	2.190	-	0.430	-	Upgrade
Dividend Growth	49.77%	49.77%	-	-	-	-	Upgrade
Effective Tax Rate	35.72%	35.72%	27.78%	29.23%	30.37%	34.70%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.