FDH Bank Income Statement

Financials in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	239,961	181,629	73,424	51,105	36,658	24,183
Interest Paid on Deposits	55,590	40,286	13,575	13,801	11,228	8,992
Net Interest Income	184,371	141,343	59,849	37,304	25,430	15,191
Net Interest Income Growth (YoY)	161.21%	136.16%	60.44%	46.69%	67.41%	77.11%
Other Non-Interest Income	76,792	53,856	43,156	32,553	18,659	28,378
Total Non-Interest Income	76,792	53,856	43,156	32,553	18,659	28,378
Non-Interest Income Growth (YoY)	59.72%	24.79%	32.57%	74.46%	-34.25%	28.86%
Revenues Before Loan Losses	261,163	195,199	103,005	69,857	44,090	43,569
Provision for Loan Losses	7,470	7,863	1,389	5,571	307.26	336.01
Revenue	253,692	187,336	101,616	64,286	43,783	43,233
Revenue Growth (YoY)	116.23%	84.36%	58.07%	46.83%	1.27%	43.55%
Salaries and Employee Benefits	32,801	32,801	21,547	-	11,885	9,750
Occupancy Expenses	3,421	3,421	2,935	-	3,176	2,403
Selling, General & Administrative	29,207	29,207	21,679	-	12,247	10,990
Other Non-Interest Expense	12,891	-	-	32,535	-	-
Total Non-Interest Expense	78,320	65,429	46,160	32,535	27,308	23,142
EBT Excluding Unusual Items	175,373	121,907	55,456	31,751	16,474	20,091
Pretax Income	175,373	121,907	55,456	31,751	16,474	20,091
Income Tax Expense	68,967	47,844	19,809	8,819	4,816	6,102
Net Income	106,405	74,063	35,647	22,932	11,659	13,989
Net Income to Common	106,405	74,063	35,647	22,932	11,659	13,989
Net Income Growth	152.70%	107.77%	55.45%	96.69%	-16.66%	169.37%
Basic Shares Outstanding	6,905	6,901	6,901	6,901	6,901	6,901
Diluted Shares Outstanding	6,905	6,901	6,901	6,901	6,901	6,901
Shares Change (YoY)	-	-	-	-	-	1391.45%
EPS (Basic)	15.41	10.73	5.17	3.32	1.69	2.03
EPS (Diluted)	15.41	10.73	5.17	3.32	1.69	2.03
EPS Growth	-	107.77%	55.45%	96.69%	-16.66%	-81.94%
Dividend Per Share	3.860	4.730	3.280	2.190	-	0.430
Dividend Growth	8.12%	44.21%	49.77%	-	-	-
Effective Tax Rate	39.33%	39.25%	35.72%	27.78%	29.23%	30.37%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.