FDH Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	374,747	472,072	143,679	86,605	52,274
Investment Securities	685,944	460,445	229,240	173,951	88,486
Total Investments	685,944	460,445	229,240	173,951	88,486
Gross Loans	357,505	221,561	137,834	110,066	109,112
Allowance for Loan Losses	-8,282	-10,236	-2,037	-	-1,737
Net Loans	349,223	211,325	135,796	110,066	107,375
Property, Plant & Equipment	64,337	28,569	22,740	20,036	14,427
Goodwill	6,178	-	-	-	-
Other Intangible Assets	12,439	8,678	6,941	-	2,916
Other Receivables	8,582	8,489	7,066	-	1,380
Restricted Cash	-	-	-	-	17,579
Other Current Assets	128,618	46,385	15,631	-	20,395
Long-Term Deferred Tax Assets	5,441	5,134	4,972	2,317	965.99
Other Long-Term Assets	-	-	-	41,524	-
Total Assets	1,635,509	1,241,096	566,065	434,499	305,798
Accrued Expenses	14,028	21,915	17,113	-	2,020
Interest Bearing Deposits	1,125,008	882,518	443,963	328,112	126,845
Non-Interest Bearing Deposits	-	-	-	-	66,795
Total Deposits	1,125,008	882,518	443,963	328,112	193,640
Short-Term Borrowings	100,588	157,298	-	16,393	39,176
Current Portion of Long-Term Debt	50,834	27,687	10,733	442.82	3,267
Current Portion of Leases	252.26	1,025	821.54	-	391.4
Current Income Taxes Payable	37,711	21,669	7,512	4,029	2,982
Other Current Liabilities	1,081	1,127	536.2	-	3,391
Long-Term Debt	32,835	16,783	14,177	23,046	4,695
Long-Term Leases	4,107	1,509	-	1,135	65.97
Long-Term Deferred Tax Liabilities	5,012	-	-	-	-
Other Long-Term Liabilities	14,988	12,159	12,508	19,495	24,614
Total Liabilities	1,386,443	1,143,689	507,363	392,653	274,242
Common Stock	6,901	6,901	6,901	41,846	6,901
Additional Paid-In Capital	4,910	4,910	4,910	-	4,910
Retained Earnings	219,577	81,163	42,226	-	16,343
Comprehensive Income & Other	17,404	4,433	4,665	-	3,401
Total Common Equity	248,792	97,407	58,702	41,846	31,555
Minority Interest	273.71	-	-	-	-
Shareholders' Equity	249,066	97,407	58,702	41,846	31,555
Total Liabilities & Equity	1,635,509	1,241,096	566,065	434,499	305,798
Total Debt	188,615	204,301	25,732	41,016	47,595
Net Cash (Debt)	186,132	267,770	117,947	45,588	4,678
Net Cash Growth	-30.49%	127.03%	158.72%	874.43%	-76.61%
Net Cash Per Share	26.97	38.80	17.09	6.61	0.68
Filing Date Shares Outstanding	6,901	6,901	6,901	6,901	6,901
Total Common Shares Outstanding	6,901	6,901	6,901	6,901	6,901
Book Value Per Share	36.05	14.11	8.51	6.06	4.57
Tangible Book Value	230,174	88,729	51,761	41,846	28,640
Tangible Book Value Per Share	33.35	12.86	7.50	6.06	4.15