FDH Bank Plc (MAL:FDHB)
Malawi flag Malawi · Delayed Price · Currency is MWK
499.14
-0.89 (-0.18%)
At close: Jul 30, 2026

FDH Bank Financials Overview

Millions MWK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
326,785326,785187,336101,61664,28643,783
Revenue Growth
28.81%74.44%84.36%58.07%46.83%1.27%
Net Income
147,798147,79874,06335,64722,93211,659
Earnings Per Share
21.4221.4210.735.173.321.69
EPS Growth
38.98%99.56%107.77%55.45%96.69%-16.66%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '25 Dec '24 Dec '23
Treasury & Investment Banking (TIB)
111,976111,97659,72217,312
Corporate and Institutional Banking (CIB)
70,60170,60130,63421,327
Global Markets Trade Finance (GMTF)
88,24588,24561,66338,026
Personal and Business Banking (PBB)
54,32154,32133,88423,601
Other Operations
1,6421,6421,4321,351
Total
326,785326,785187,335101,617

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
374,747374,747472,072143,67986,60552,274
Total Debt
188,615188,615204,30125,73241,01647,595
Net Cash (Debt)
186,132186,132267,770117,94745,5884,678
Net Cash Growth
49.62%-30.49%127.03%158.72%874.43%-76.61%
Net Cash Per Share
26.9726.9738.8017.096.610.68

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-278,610-278,61081,5641,38478,224-5,151
Capital Expenditures
-30,950-30,950-6,846-6,653--1,762
Free Cash Flow
-309,560-309,56074,718-5,26978,224-6,913
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.23%45.23%39.53%35.08%35.67%26.63%
FCF Margin
-94.73%-94.73%39.88%-5.18%121.68%-15.79%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
8.930-4.7303.2802.190
Dividend Per Share Growth
75.44%-44.21%49.77%-
Dividend Yield
1.79%-3.24%4.96%13.91%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
23.3128.0113.8113.555.239.36
P/FCF Ratio
--13.69-1.53-
PS Ratio
10.5412.675.464.751.872.49