FDH Bank Cash Flow Statement

Financials in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	74,063	35,647	22,932	11,659
Depreciation & Amortization	-	3,791	2,940	-	2,967
Other Amortization	-	549.92	569.18	-	892.85
Gain (Loss) on Sale of Assets	-	-123.27	12.91	-	-9.75
Gain (Loss) on Sale of Investments	-	33.41	9.38	-	6.45
Provision for Credit Losses	-	8,198	1,881	-	681.9
Change in Other Net Operating Assets	-	36,943	-18,101	-	-4,096
Other Operating Activities	-36,120	-41,891	-21,575	55,292	-17,252
Operating Cash Flow	-36,120	81,564	1,384	78,224	-5,151
Operating Cash Flow Growth	-	5792.92%	-98.23%	-	-
Capital Expenditures	-	-6,846	-6,653	-	-1,762
Sale of Property, Plant and Equipment	-	1,241	110.61	-	175.79
Investment in Securities	-	-165,535	-14,798	-	4,057
Purchase / Sale of Intangibles	-	-2,287	-4,837	-	-370.92
Other Investing Activities	-81,612	-	-	-61,268	-
Investing Cash Flow	-81,612	-173,427	-26,177	-61,268	2,099
Long-Term Debt Issued	-	65,217	15,637	-	-
Long-Term Debt Repaid	-	-47,346	-27,879	-	-2,998
Net Debt Issued (Repaid)	-	17,871	-12,242	-	-2,998
Common Dividends Paid	-	-35,126	-19,596	-	-5,300
Net Increase (Decrease) in Deposit Accounts	-	438,555	115,851	-	34,696
Other Financing Activities	20,401	-1,998	-2,245	-183.16	-
Financing Cash Flow	20,401	419,302	81,767	-183.16	26,398
Foreign Exchange Rate Adjustments	-	953.88	99.99	-	-183.12
Net Cash Flow	-97,325	328,393	57,074	16,752	23,163
Free Cash Flow	-36,120	74,718	-5,269	78,224	-6,913
Free Cash Flow Margin	-11.05%	39.88%	-5.18%	121.68%	-15.79%
Free Cash Flow Per Share	-	10.83	-0.76	11.34	-1.00
Cash Interest Paid	-	2,239	2,531	-	595.4
Cash Income Tax Paid	-	36,271	19,326	9,521	3,460

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.