Credit Bank of Moscow (MOEX: CBOM)

Credit Bank of Moscow Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,482,555	1,379,038	1,515,143	1,530,766	683,283	953,645
Investment Securities	691,200	846,778	351,298	330,812	1,062,164	557,988
Trading Asset Securities	20,846	12,884	133,485	113,515	75,608	37,920
Total Investments	712,046	859,662	484,783	444,327	1,137,772	595,908
Gross Loans	-	2,349,903	1,845,393	1,341,624	1,059,139	829,195
Allowance for Loan Losses	-	-	-	-	-49,974	-40,540
Net Loans	-	2,349,903	1,845,393	1,341,624	1,009,165	788,655
Property, Plant & Equipment	15,388	15,632	14,870	15,417	8,950	9,515
Other Intangible Assets	-	-	-	-	1,611	750
Investments in Real Estate	-	-	-	-	274	279
Other Receivables	86,678	-	-	-	4,062	3,156
Restricted Cash	18,387	9,747	4,320	26,101	22,244	16,944
Other Current Assets	138	267	13,488	4,541	4,589	2,197
Long-Term Deferred Tax Assets	2,409	268	685	108	120	113
Other Real Estate Owned & Foreclosed	-	-	-	-	645	323
Other Long-Term Assets	91,314	52,501	94,392	56,651	42,930	51,782
Total Assets	5,099,119	4,667,018	3,973,074	3,419,535	2,916,465	2,423,497
Accounts Payable	-	-	-	-	437	389
Accrued Expenses	-	-	-	-	7,820	3,287
Interest Bearing Deposits	3,180,869	2,281,035	2,485,504	1,987,789	1,485,879	1,146,785
Non-Interest Bearing Deposits	-	530,565	-	-	284,791	171,166
Total Deposits	3,180,869	2,811,600	2,485,504	1,987,789	1,770,670	1,317,951
Short-Term Borrowings	4,989	6,384	-	-	663,126	636,240
Current Portion of Long-Term Debt	-	-	-	-	22,345	8,078
Current Income Taxes Payable	-	-	-	-	392	3,104
Long-Term Debt	1,504,048	1,462,888	1,185,262	1,127,086	203,892	233,625
Long-Term Leases	-	-	-	-	2,920	2,762
Long-Term Unearned Revenue	-	-	-	-	2,549	1,432
Long-Term Deferred Tax Liabilities	22	9,320	-	2,441	5,399	3,370
Other Long-Term Liabilities	52,321	28,894	28,532	20,806	2,419	2,827
Total Liabilities	4,742,249	4,319,086	3,699,298	3,138,122	2,681,969	2,213,065
Common Stock	34,292	34,292	34,292	34,292	29,830	29,830
Additional Paid-In Capital	77,290	77,290	77,290	77,290	58,210	58,210
Retained Earnings	266,857	240,447	188,297	126,172	103,990	82,042
Treasury Stock	-	-	-	-1,788	-	-
Comprehensive Income & Other	-21,569	-4,097	-26,103	45,447	42,466	40,350
Shareholders' Equity	356,870	347,932	273,776	281,413	234,496	210,432
Total Liabilities & Equity	5,099,119	4,667,018	3,973,074	3,419,535	2,916,465	2,423,497
Total Debt	1,509,037	1,469,272	1,185,262	1,127,086	892,283	880,705
Net Cash (Debt)	-5,636	13,991	538,558	584,494	645,445	459,654
Net Cash Growth	-	-97.40%	-7.86%	-9.44%	40.42%	-11.17%
Net Cash Per Share	-0.15	0.40	21.64	15.84	21.64	16.72
Filing Date Shares Outstanding	35,813	34,292	34,292	53,184	29,830	29,830
Total Common Shares Outstanding	35,813	34,292	34,292	53,184	29,830	29,830
Book Value Per Share	9.96	10.15	7.98	4.06	6.45	5.78
Tangible Book Value	356,870	347,932	273,776	281,413	232,885	209,682
Tangible Book Value Per Share	9.96	10.15	7.98	4.06	6.40	5.76

Source: S&P Capital IQ. Banks template. Financial Sources.