Credit Bank of Moscow Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,093,154	1,429,849	1,379,038	1,515,143	1,530,766	683,283
Investment Securities	481,788	680,935	766,227	351,298	330,812	1,062,164
Trading Asset Securities	18,530	13,797	12,884	133,485	113,515	75,608
Total Investments	500,318	694,732	779,111	484,783	444,327	1,137,772
Gross Loans	2,586,280	2,815,610	2,431,975	1,845,393	1,341,624	1,059,139
Allowance for Loan Losses	-315,318	-117,984	-82,072	-	-	-49,974
Net Loans	2,270,962	2,697,626	2,349,903	1,845,393	1,341,624	1,009,165
Property, Plant & Equipment	18,046	17,149	15,632	14,870	15,417	8,950
Other Intangible Assets	-	6,421	3,808	-	-	1,611
Investments in Real Estate	-	55	60	-	-	274
Other Receivables	45,979	90,912	88,988	-	-	4,062
Restricted Cash	18,488	18,387	9,747	4,320	26,101	22,244
Other Current Assets	255	1,298	872	13,488	4,541	4,589
Long-Term Deferred Tax Assets	21,420	13,911	268	685	108	120
Other Real Estate Owned & Foreclosed	-	-	-	-	-	645
Other Long-Term Assets	486,221	37,039	37,964	94,392	56,651	42,930
Total Assets	5,454,843	5,008,951	4,667,018	3,973,074	3,419,535	2,916,465
Accounts Payable	-	27,586	4,239	-	-	437
Accrued Expenses	-	12,698	9,410	-	-	7,820
Interest Bearing Deposits	2,383,661	2,852,691	2,381,582	2,485,504	1,987,789	1,485,879
Non-Interest Bearing Deposits	1,210,352	543,303	630,243	-	-	284,791
Total Deposits	3,594,013	3,395,994	3,011,825	2,485,504	1,987,789	1,770,670
Short-Term Borrowings	1,242,294	973,953	1,006,267	-	-	663,126
Current Portion of Long-Term Debt	-	106,845	188,123	-	-	22,345
Current Income Taxes Payable	-	2,114	2	-	-	392
Other Current Liabilities	13,118	3,531	-	-	-	-
Long-Term Debt	141,860	117,090	74,657	1,185,262	1,127,086	203,892
Long-Term Leases	-	7,311	6,607	-	-	2,920
Long-Term Unearned Revenue	-	5,306	4,746	-	-	2,549
Long-Term Deferred Tax Liabilities	413	193	9,320	-	2,441	5,399
Other Long-Term Liabilities	83,742	7,029	3,890	28,532	20,806	2,419
Total Liabilities	5,075,440	4,659,650	4,319,086	3,699,298	3,138,122	2,681,969
Common Stock	34,292	34,292	34,292	34,292	34,292	29,830
Additional Paid-In Capital	77,290	77,290	77,290	77,290	77,290	58,210
Retained Earnings	232,710	198,959	185,821	188,297	126,172	103,990
Treasury Stock	-	-	-	-	-1,788	-
Comprehensive Income & Other	35,111	38,760	50,529	-26,103	45,447	42,466
Shareholders' Equity	379,403	349,301	347,932	273,776	281,413	234,496
Total Liabilities & Equity	5,454,843	5,008,951	4,667,018	3,973,074	3,419,535	2,916,465
Total Debt	1,384,154	1,205,199	1,275,654	1,185,262	1,127,086	892,283
Net Cash (Debt)	750,943	239,556	127,058	538,558	584,494	645,445
Net Cash Growth	2352.78%	88.54%	-76.41%	-7.86%	-9.44%	40.42%
Net Cash Per Share	22.46	7.17	3.80	21.64	15.84	21.64
Filing Date Shares Outstanding	33,430	33,430	34,292	34,292	53,184	29,830
Total Common Shares Outstanding	33,430	33,430	34,292	34,292	53,184	29,830
Book Value Per Share	9.83	8.62	8.55	7.98	4.06	6.45
Tangible Book Value	379,403	342,880	344,124	273,776	281,413	232,885
Tangible Book Value Per Share	9.83	8.42	8.44	7.98	4.06	6.40

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.