Credit Bank of Moscow Ratios and Metrics

Market cap in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '22 Jul 7, 2022	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	164,340	-	168,579	168,579	164,340	228,994
Market Cap Growth	-	-	-	2.58%	-28.23%	24.97%
Last Close Price	4.92	-	4.92	4.92	4.92	6.85
PE Ratio	8.66	-	10.52	2.99	22.01	8.74
PS Ratio	2.27	-	2.46	1.44	3.78	3.67
PB Ratio	0.44	-	0.48	0.49	0.60	0.81
P/FCF Ratio	-	-	-	-	-	0.48
P/OCF Ratio	-	-	-	-	-	0.48
Debt / Equity Ratio	3.81	3.81	3.45	3.67	4.33	4.01
Debt / FCF Ratio	-	-	-	-	-	2.37
Net Debt / Equity Ratio	-0.23	-0.23	-0.68	-0.36	-1.97	-2.08
Net Debt / FCF Ratio	-	-	-	-	-	-1.23
Return on Equity (ROE)	6.27%	6.27%	5.99%	19.23%	2.69%	10.16%
Return on Assets (ROA)	0.46%	0.46%	0.43%	1.38%	0.20%	0.83%
Earnings Yield	11.55%	-	12.39%	35.46%	4.54%	11.44%
FCF Yield	-	-	-	-	-	207.68%
Payout Ratio	-	-	-	-	-	17.58%
Buyback Yield / Dilution	-	0.00%	0.00%	-34.31%	32.55%	-23.70%
Total Shareholder Return	-	-	-	-34.31%	32.55%	-23.70%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.