Credit Bank of Moscow Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	293,626	391,551	1,429,849	1,379,038	1,515,143	1,530,766
Investment Securities	342,018	1,428,429	680,935	766,227	351,298	330,812
Trading Asset Securities	8,508	8,494	13,797	12,884	133,485	113,515
Total Investments	350,526	1,436,923	694,732	779,111	484,783	444,327
Gross Loans	2,636,605	2,687,200	2,815,610	2,431,975	1,845,393	1,341,624
Allowance for Loan Losses	-347,157	-334,828	-117,984	-82,072	-	-
Net Loans	2,289,448	2,352,372	2,697,626	2,349,903	1,845,393	1,341,624
Property, Plant & Equipment	17,177	17,724	17,149	15,632	14,870	15,417
Other Intangible Assets	-	8,525	6,421	3,808	-	-
Investments in Real Estate	-	4,078	55	60	-	-
Other Receivables	1,200,337	-990,504	90,912	88,988	-	-
Restricted Cash	16,027	18,488	18,387	9,747	4,320	26,101
Other Current Assets	470	2,032	1,298	872	13,488	4,541
Long-Term Deferred Tax Assets	21,451	21,464	13,911	268	685	108
Other Long-Term Assets	549,613	1,609,729	37,039	37,964	94,392	56,651
Total Assets	4,738,675	4,873,717	5,008,951	4,667,018	3,973,074	3,419,535
Accounts Payable	-	40,965	27,586	4,239	-	-
Accrued Expenses	-	11,547	12,698	9,410	-	-
Interest Bearing Deposits	2,543,286	2,258,204	2,851,688	2,381,582	2,485,504	1,987,789
Non-Interest Bearing Deposits	377,624	755,495	543,303	630,243	-	-
Total Deposits	2,920,910	3,013,699	3,394,991	3,011,825	2,485,504	1,987,789
Short-Term Borrowings	1,264,140	1,299,067	974,956	1,006,267	-	-
Current Portion of Long-Term Debt	-	83,908	106,845	188,123	-	-
Current Income Taxes Payable	-	2,762	2,114	2	-	-
Other Current Liabilities	21	3,513	3,531	-	-	-
Long-Term Debt	78,863	28,741	117,090	74,657	1,185,262	1,127,086
Long-Term Leases	-	6,808	7,311	6,607	-	-
Long-Term Unearned Revenue	-	4,497	5,306	4,746	-	-
Long-Term Deferred Tax Liabilities	475	378	193	9,320	-	2,441
Other Long-Term Liabilities	85,651	5,926	7,029	3,890	28,532	20,806
Total Liabilities	4,350,060	4,501,811	4,659,650	4,319,086	3,699,298	3,138,122
Common Stock	34,292	34,292	34,292	34,292	34,292	34,292
Additional Paid-In Capital	77,290	77,290	77,290	77,290	77,290	77,290
Retained Earnings	239,689	227,697	198,959	185,821	188,297	126,172
Treasury Stock	-	-	-	-	-	-1,788
Comprehensive Income & Other	37,344	32,627	38,760	50,529	-26,103	45,447
Shareholders' Equity	388,615	371,906	349,301	347,932	273,776	281,413
Total Liabilities & Equity	4,738,675	4,873,717	5,008,951	4,667,018	3,973,074	3,419,535
Total Debt	1,343,003	1,418,524	1,206,202	1,275,654	1,185,262	1,127,086
Net Cash (Debt)	-1,040,869	86,341	238,553	127,058	538,558	584,494
Net Cash Growth	-	-63.81%	87.75%	-76.41%	-7.86%	-9.44%
Net Cash Per Share	-37.22	2.58	7.14	3.80	21.64	15.84
Filing Date Shares Outstanding	33,430	33,430	33,430	34,292	34,292	53,184
Total Common Shares Outstanding	33,430	33,430	33,430	34,292	34,292	53,184
Book Value Per Share	10.13	9.68	8.62	8.55	7.98	4.06
Tangible Book Value	388,615	363,381	342,880	344,124	273,776	281,413
Tangible Book Value Per Share	10.13	9.43	8.42	8.44	7.98	4.06