Credit Bank of Moscow Cash Flow Statement

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-	-	-	26,199	30,009
Depreciation & Amortization	-	-	-	1,923	1,898
Change in Trading Asset Securities	-	-	-	-48,105	-10,834
Change in Other Net Operating Assets	-	-	-	460,541	-572,931
Other Operating Activities	-	-	-	35,021	20,141
Operating Cash Flow	-	-	-	475,579	-531,717
Capital Expenditures	-	-	-	-	-745
Sale of Property, Plant and Equipment	-	-	-	433	-
Cash Acquisitions	-	-	-	5,961	954
Investment in Securities	-	-	-	8,993	-51,553
Investing Cash Flow	-	-	-	16,128	-51,344
Long-Term Debt Issued	-	-	-	142,390	145,177
Long-Term Debt Repaid	-	-	-	-33,064	-201,868
Net Debt Issued (Repaid)	-	-	-	109,326	-56,691
Issuance of Common Stock	-	-	-	50,701	3,574
Repurchase of Common Stock	-	-	-	-7,111	-5,518
Common Dividends Paid	-	-	-	-4,605	-4,042
Net Increase (Decrease) in Deposit Accounts	-	-	-	206,920	342,673
Financing Cash Flow	-	-	-	355,231	279,996
Foreign Exchange Rate Adjustments	-	-	-	136	31,800
Net Cash Flow	-	-	-	847,483	-270,362
Free Cash Flow	-	-	-	475,579	-532,462
Free Cash Flow Margin	-	-	-	761.74%	-889.47%
Free Cash Flow Per Share	-	-	-	12.89	-17.85
Cash Interest Paid	-	-	-	96,936	114,767
Cash Income Tax Paid	-	-	-	3,490	4,683

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.