Kuznetsky Bank Public joint stock company (MOEX:KUZB)
Russia · Delayed Price · Currency is RUB 0.0173
-0.0003 (-1.70%)
At close: Jul 8, 2022
MOEX:KUZB Income Statement
Financials in millions RUB. Fiscal year is January - December.
Millions RUB. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,648 | 1,667 | 1,249 | 758.61 | 510.96 | 423.01 |
Interest Income on Investments | -12.3 | - | - | - | 158.22 | 110.01 |
Total Interest Income | 1,636 | 1,667 | 1,249 | 758.61 | 669.18 | 533.01 |
Interest Paid on Deposits | -37.37 | - | - | - | 336.2 | 191.09 |
Interest Paid on Borrowings | 1,077 | 1,077 | 682.5 | 312.57 | - | - |
Total Interest Expense | 1,040 | 1,077 | 682.5 | 312.57 | 336.2 | 191.09 |
Net Interest Income | 596.19 | 589.92 | 566.15 | 446.05 | 332.98 | 341.92 |
Net Interest Income Growth (YoY) | 3.05% | 4.20% | 26.93% | 33.96% | -2.61% | 9.55% |
Gain (Loss) on Sale of Assets | - | - | -0.77 | -2 | - | - |
Gain (Loss) on Sale of Investments | -16.21 | 0.12 | - | - | -0.04 | -0.22 |
Other Non-Interest Income | 222.01 | 196.36 | 223.33 | 254.6 | 268.08 | 236.56 |
Total Non-Interest Income | 205.81 | 196.48 | 222.56 | 252.6 | 268.05 | 236.34 |
Non-Interest Income Growth (YoY) | 21.37% | -11.72% | -11.89% | -5.76% | 13.41% | -4.35% |
Revenues Before Loan Losses | 802 | 786.4 | 788.72 | 698.64 | 601.02 | 578.26 |
Provision for Loan Losses | 46.86 | 21.3 | -3.97 | -85.05 | -86.4 | 36.13 |
| 755.14 | 765.1 | 792.68 | 783.69 | 687.43 | 542.14 | |
Revenue Growth (YoY) | 2.83% | -3.48% | 1.15% | 14.00% | 26.80% | 16.58% |
Salaries and Employee Benefits | - | - | 319.28 | 278.93 | - | 209.23 |
Occupancy Expenses | - | - | 101.12 | 98.95 | - | 67.19 |
Federal Deposit Insurance | - | - | - | - | - | 21.49 |
Selling, General & Administrative | - | - | 52.55 | 40.52 | - | 107.91 |
Other Non-Interest Expense | 634.54 | 633.87 | 97.45 | 86.81 | 450.24 | 19.74 |
Total Non-Interest Expense | 634.54 | 633.87 | 570.39 | 505.21 | 450.24 | 431.15 |
EBT Excluding Unusual Items | 120.6 | 131.23 | 222.29 | 278.48 | 237.18 | 110.99 |
Pretax Income | 120.6 | 131.23 | 222.29 | 278.48 | 237.18 | 110.99 |
Income Tax Expense | 45.51 | 38.41 | 53.96 | 54.36 | 15.55 | 34.54 |
Net Income | 75.09 | 92.82 | 168.33 | 224.12 | 221.64 | 76.44 |
Net Income to Common | 75.09 | 92.82 | 168.33 | 224.12 | 221.64 | 76.44 |
Net Income Growth | -6.73% | -44.86% | -24.89% | 1.12% | 189.93% | 14.56% |
Basic Shares Outstanding | - | - | 22,503 | 22,503 | - | 22,503 |
Diluted Shares Outstanding | - | - | 22,503 | 22,503 | - | 22,503 |
EPS (Basic) | - | - | 0.01 | 0.01 | - | 0.00 |
EPS (Diluted) | - | - | 0.01 | 0.01 | - | 0.00 |
EPS Growth | - | - | -24.89% | - | - | 14.54% |
Dividend Per Share | - | - | - | 0.004 | 0.003 | - |
Dividend Growth | - | - | - | 43.36% | - | - |
Effective Tax Rate | 37.74% | 29.27% | 24.27% | 19.52% | 6.56% | 31.12% |