MOEX:KUZB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	288.99	634.76	775.18	743.86	389.78	599.09
Investment Securities	1,143	931.32	2,416	1,814	1,026	898.25
Trading Asset Securities	0	0	0	0	0	0
Total Investments	1,143	931.32	2,416	1,814	1,026	898.25
Gross Loans	7,775	-	6,457	5,459	5,557	5,350
Allowance for Loan Losses	-	-	-279.81	-316.05	-	-535.45
Net Loans	7,775	-	6,177	5,143	5,557	4,815
Property, Plant & Equipment	237.69	227.12	182.37	240.72	-	221.84
Other Intangible Assets	-	-	23.3	15.22	-	16.12
Loans Held for Sale	-	6,314	-	-	-	-
Investments in Real Estate	-	-	-	-	-	42.04
Accrued Interest Receivable	-	-	-	-	-	16.43
Other Receivables	-	18.35	16.83	29.75	161.66	28.33
Restricted Cash	-	6.01	5.36	5.09	4.26	9.66
Other Current Assets	144.01	2,117	47.43	60.82	30.94	38.36
Long-Term Deferred Tax Assets	-	-	-	-	8.24	8.22
Other Long-Term Assets	51.12	31.67	14.97	98.71	272.64	17.23
Total Assets	9,639	10,280	9,658	8,151	7,451	6,710
Accounts Payable	-	-	8.95	5.23	-	15.39
Accrued Expenses	-	-	6.94	6.36	-	6.91
Interest Bearing Deposits	8,043	8,687	5,914	4,386	6,493	3,822
Non-Interest Bearing Deposits	-	-	2,042	2,463	-	1,997
Total Deposits	8,043	8,687	7,956	6,850	6,493	5,819
Short-Term Borrowings	-	6.28	318.31	122.29	-	-
Current Portion of Long-Term Debt	-	-	-	-	-	42.77
Current Portion of Leases	-	-	5.92	5.81	-	5.1
Current Income Taxes Payable	0.23	3.33	2.8	4.83	1.19	3.39
Accrued Interest Payable	-	-	-	-	-	24.28
Other Current Liabilities	-	-	-	-	-	22.25
Long-Term Debt	5.77	-	-	-	-	35.06
Long-Term Leases	-	-	119.02	98.48	-	72.52
Long-Term Deferred Tax Liabilities	30.97	37.94	22.35	0.09	-	-
Other Long-Term Liabilities	286.14	262.15	73.01	51.22	94.17	42.1
Total Liabilities	8,366	8,997	8,513	7,144	6,588	6,089
Common Stock	225.04	225.04	225.04	225.04	225.04	225.04
Additional Paid-In Capital	41.23	41.23	41.23	41.23	41.23	41.23
Retained Earnings	993.46	993.03	887.63	760.18	609.82	388.19
Comprehensive Income & Other	13.42	23.61	-8.49	-20.01	-13.5	-32.86
Shareholders' Equity	1,273	1,283	1,145	1,006	862.59	621.59
Total Liabilities & Equity	9,639	10,280	9,658	8,151	7,451	6,710
Total Debt	5.77	6.28	443.25	226.58	-	155.45
Net Cash (Debt)	283.22	628.48	2,318	1,415	389.78	443.65
Net Cash Growth	-87.78%	-72.89%	63.77%	263.12%	-12.14%	17.16%
Net Cash Per Share	-	-	0.10	0.06	-	0.02
Filing Date Shares Outstanding	-	-	22,503	22,503	-	22,503
Total Common Shares Outstanding	-	-	22,503	22,503	-	22,503
Book Value Per Share	-	-	0.05	0.04	-	0.03
Tangible Book Value	1,273	1,283	1,122	991.21	862.59	605.47
Tangible Book Value Per Share	-	-	0.05	0.04	-	0.03