Kuznetsky Bank Public joint stock company (MOEX: KUZB)

KUZB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Sep 30, 2024	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Cash & Equivalents	-	599.09	511.67	740.5	610.01	317.77
Investment Securities	-	898.25	1,120	1,011	381.29	595.86
Trading Asset Securities	-	0	0.01	0.01	0	-
Total Investments	-	898.25	1,120	1,011	381.29	595.86
Gross Loans	-	5,350	5,446	4,778	4,615	4,218
Allowance for Loan Losses	-	-535.45	-600.98	-479.39	-383.83	-353
Net Loans	-	4,815	4,845	4,299	4,231	3,865
Property, Plant & Equipment	-	221.84	240.85	219.73	221.51	451.3
Other Intangible Assets	-	16.12	13.28	4.34	4.83	6.43
Investments in Real Estate	-	42.04	47.24	117.62	186.72	152.55
Accrued Interest Receivable	-	16.43	30.03	25.23	15.9	27.21
Other Receivables	-	28.33	34.4	60.72	51.16	44.11
Restricted Cash	-	9.66	9.74	8.23	6.62	31.29
Other Current Assets	-	38.36	126.28	46.05	70.9	112.44
Long-Term Deferred Tax Assets	-	8.22	0.1	0.03	0.07	0.1
Other Long-Term Assets	-	17.23	17.32	20.4	20.17	18.18
Total Assets	-	6,710	6,995	6,552	5,801	5,622
Accounts Payable	-	15.39	4.73	12.5	10.79	-
Accrued Expenses	-	6.91	15.23	11.28	15.49	17.84
Interest Bearing Deposits	-	3,822	4,031	3,723	3,351	2,956
Non-Interest Bearing Deposits	-	1,997	2,126	1,832	1,444	1,380
Total Deposits	-	5,819	6,156	5,554	4,795	4,336
Current Portion of Long-Term Debt	-	42.77	40.96	202.21	67.85	24.22
Current Portion of Leases	-	5.1	13.7	-	-	-
Current Income Taxes Payable	-	3.39	2.42	1.95	10.97	0.44
Accrued Interest Payable	-	24.28	27.73	40.89	23.15	29.05
Other Current Liabilities	-	22.25	21.72	13.51	80.63	-
Long-Term Debt	-	35.06	21.72	124.78	248.81	452.01
Long-Term Leases	-	72.52	56.62	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	0.3	0.15	43.83
Other Long-Term Liabilities	-	42.1	11.24	22.81	10.21	24.31
Total Liabilities	-	6,089	6,372	5,985	5,263	4,927
Common Stock	-	225.04	225.04	225.04	225.04	225.04
Additional Paid-In Capital	-	41.23	41.23	41.23	41.23	41.23
Retained Earnings	-	388.19	338.23	256.35	237.75	222.31
Comprehensive Income & Other	-	-32.86	18.46	45	33.83	206.35
Shareholders' Equity	-	621.59	622.96	567.63	537.85	694.93
Total Liabilities & Equity	-	6,710	6,995	6,552	5,801	5,622
Total Debt	-	155.45	133.01	327	316.66	476.23
Net Cash (Debt)	-	443.65	378.66	413.51	293.35	-158.46
Net Cash Growth	-	17.16%	-8.43%	40.96%	-	-
Net Cash Per Share	-	0.02	0.02	0.02	0.01	-0.01
Filing Date Shares Outstanding	-	22,503	22,503	22,503	22,503	22,503
Total Common Shares Outstanding	-	22,503	22,503	22,503	22,503	22,503
Book Value Per Share	-	0.03	0.03	0.03	0.02	0.03
Tangible Book Value	-	605.47	609.68	563.28	533.02	688.49
Tangible Book Value Per Share	-	0.03	0.03	0.03	0.02	0.03

Source: S&P Capital IQ. Banks template. Financial Sources.