Kuznetsky Bank Public joint stock company (MOEX:KUZB)

MOEX:KUZB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	291.33	775.18	743.86	389.78	599.09	511.67
Investment Securities	930.14	2,416	1,814	1,026	898.25	1,120
Trading Asset Securities	0	0	0	0	0	0.01
Total Investments	930.14	2,416	1,814	1,026	898.25	1,120
Gross Loans	7,674	6,457	5,459	5,557	5,350	5,446
Allowance for Loan Losses	-	-279.81	-316.05	-	-535.45	-600.98
Net Loans	7,674	6,177	5,143	5,557	4,815	4,845
Property, Plant & Equipment	258.57	182.37	240.72	-	221.84	240.85
Other Intangible Assets	-	23.3	15.22	-	16.12	13.28
Investments in Real Estate	-	-	-	-	42.04	47.24
Accrued Interest Receivable	-	-	-	-	16.43	30.03
Other Receivables	-	16.83	29.75	161.66	28.33	34.4
Restricted Cash	6.01	5.36	5.09	4.26	9.66	9.74
Other Current Assets	115.12	47.43	60.82	30.94	38.36	126.28
Long-Term Deferred Tax Assets	-	-	-	8.24	8.22	0.1
Other Long-Term Assets	30.19	14.97	98.71	272.64	17.23	17.32
Total Assets	9,305	9,658	8,151	7,451	6,710	6,995
Accounts Payable	-	8.95	5.23	-	15.39	4.73
Accrued Expenses	-	6.94	6.36	-	6.91	15.23
Interest Bearing Deposits	7,784	5,914	4,386	6,493	3,822	4,031
Non-Interest Bearing Deposits	-	2,042	2,463	-	1,997	2,126
Total Deposits	7,784	7,956	6,850	6,493	5,819	6,156
Short-Term Borrowings	-	318.31	122.29	-	-	-
Current Portion of Long-Term Debt	-	-	-	-	42.77	40.96
Current Portion of Leases	-	5.92	5.81	-	5.1	13.7
Current Income Taxes Payable	-	2.8	4.83	1.19	3.39	2.42
Accrued Interest Payable	-	-	-	-	24.28	27.73
Other Current Liabilities	-	-	-	-	22.25	21.72
Long-Term Debt	7.3	-	-	-	35.06	21.72
Long-Term Leases	-	119.02	98.48	-	72.52	56.62
Long-Term Deferred Tax Liabilities	2.5	22.35	0.09	-	-	-
Other Long-Term Liabilities	307.89	73.01	51.22	94.17	42.1	11.24
Total Liabilities	8,101	8,513	7,144	6,588	6,089	6,372
Common Stock	225.04	225.04	225.04	225.04	225.04	225.04
Additional Paid-In Capital	41.23	41.23	41.23	41.23	41.23	41.23
Retained Earnings	928.55	887.63	760.18	609.82	388.19	338.23
Comprehensive Income & Other	8.64	-8.49	-20.01	-13.5	-32.86	18.46
Shareholders' Equity	1,203	1,145	1,006	862.59	621.59	622.96
Total Liabilities & Equity	9,305	9,658	8,151	7,451	6,710	6,995
Total Debt	7.3	443.25	226.58	-	155.45	133.01
Net Cash (Debt)	284.04	2,318	1,415	389.78	443.65	378.66
Net Cash Growth	-	63.77%	263.12%	-12.14%	17.16%	-8.43%
Net Cash Per Share	-	0.10	0.06	-	0.02	0.02
Filing Date Shares Outstanding	-	22,503	22,503	-	22,503	22,503
Total Common Shares Outstanding	-	22,503	22,503	-	22,503	22,503
Book Value Per Share	-	0.05	0.04	-	0.03	0.03
Tangible Book Value	1,203	1,122	991.21	862.59	605.47	609.68
Tangible Book Value Per Share	-	0.05	0.04	-	0.03	0.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.