Renaissance Insurance Group JSC (MOEX:RENI)
Russia · Delayed Price · Currency is RUB 47.25
-0.19 (-0.40%)
At close: Jul 8, 2022
MOEX:RENI Income Statement
Financials in millions RUB. Fiscal year is January - December.
Millions RUB. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 |
Premiums & Annuity Revenue | 168,204 | 162,876 | 116,974 | 96,799 | 80,492 | 74,012 |
Total Interest & Dividend Income | 34,022 | 14,288 | 18,653 | 9,063 | 7,911 | 7,418 |
| 202,225 | 177,164 | 135,627 | 105,862 | 88,403 | 81,430 | |
Revenue Growth (YoY) | 59.91% | 30.63% | 28.12% | 19.75% | 8.56% | 7.74% |
Policy Benefits | 123,847 | 118,642 | 78,710 | 50,452 | 46,023 | 43,096 |
Policy Acquisition & Underwriting Costs | 36,077 | 36,077 | 33,839 | 42,480 | 29,713 | 24,802 |
Amortization of Goodwill & Intangibles | - | - | - | - | 43.71 | 222.46 |
Selling, General & Administrative | 15,051 | 14,362 | 9,879 | 7,828 | 6,636 | 6,505 |
Provision for Bad Debts | 845.23 | 799.5 | 1,344 | 125.54 | 123.4 | 192.34 |
Other Operating Expenses | -1,470 | -1,516 | 2,122 | 1,332 | 1,145 | 830.41 |
Total Operating Expenses | 174,351 | 168,364 | 125,894 | 102,218 | 83,685 | 75,648 |
Operating Income | 27,875 | 8,800 | 9,733 | 3,645 | 4,719 | 5,782 |
Interest Expense | -190.12 | -223.79 | -218.05 | -463.05 | -366.54 | -337.32 |
Earnings From Equity Investments | - | - | -134.22 | - | - | - |
Currency Exchange Gain (Loss) | -2,397 | 2,302 | 3,527 | 20.8 | 767.67 | -220.37 |
Other Non Operating Income (Expenses) | -15,688 | - | - | 262.96 | 353.11 | - |
EBT Excluding Unusual Items | 9,600 | 10,878 | 12,908 | 3,466 | 5,473 | 5,224 |
Gain (Loss) on Sale of Assets | - | 47.59 | 196.21 | - | - | - |
Pretax Income | 9,600 | 10,925 | 13,104 | 3,466 | 5,473 | 5,224 |
Income Tax Expense | -743.81 | -206.54 | 2,776 | 299.86 | 1,028 | 1,077 |
Earnings From Continuing Ops. | 10,344 | 11,132 | 10,328 | 3,166 | 4,445 | 4,147 |
Earnings From Discontinued Ops. | - | - | - | 425.19 | 234.91 | - |
Net Income | 10,344 | 11,132 | 10,328 | 3,591 | 4,680 | 4,147 |
Net Income to Common | 10,344 | 11,132 | 10,328 | 3,591 | 4,680 | 4,147 |
Net Income Growth | 19.13% | 7.79% | 187.61% | -23.26% | 12.85% | 22.78% |
Shares Outstanding (Basic) | 503 | 504 | 537 | 445 | 410 | 410 |
Shares Outstanding (Diluted) | 503 | 504 | 537 | 445 | 410 | 410 |
Shares Change (YoY) | -3.83% | -6.10% | 20.62% | 8.64% | - | - |
EPS (Basic) | 20.58 | 22.08 | 19.24 | 8.07 | 11.42 | 10.12 |
EPS (Diluted) | 20.58 | 22.08 | 19.24 | 8.07 | 11.42 | 10.12 |
EPS Growth | 23.87% | 14.78% | 138.44% | -29.37% | 12.85% | 22.78% |
Free Cash Flow | 24,464 | 26,687 | 15,371 | -11,169 | 3,071 | 8,606 |
Free Cash Flow Per Share | 48.68 | 52.94 | 28.63 | -25.09 | 7.50 | 21.00 |
Dividend Per Share | 0.500 | - | 10.000 | - | - | - |
Operating Margin | 13.78% | 4.97% | 7.18% | 3.44% | 5.34% | 7.10% |
Profit Margin | 5.12% | 6.28% | 7.61% | 3.39% | 5.29% | 5.09% |
Free Cash Flow Margin | 12.10% | 15.06% | 11.33% | -10.55% | 3.47% | 10.57% |
EBITDA | 28,234 | 9,137 | 10,026 | 3,871 | 4,930 | 5,983 |
EBITDA Margin | 13.96% | 5.16% | 7.39% | 3.66% | 5.58% | 7.35% |
D&A For EBITDA | 359.43 | 337.49 | 293.62 | 225.71 | 211.38 | 201.35 |
EBIT | 27,875 | 8,800 | 9,733 | 3,645 | 4,719 | 5,782 |
EBIT Margin | 13.78% | 4.97% | 7.18% | 3.44% | 5.34% | 7.10% |
Effective Tax Rate | - | - | 21.19% | 8.65% | 18.79% | 20.62% |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.