MOEX:RENI Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	-	-	-	55.63	2,350
Investments in Equity & Preferred Securities	-	-	-	400.17	-
Other Investments	42,296	33,647	30,013	34,370	19,406
Total Investments	264,588	186,512	156,527	136,028	119,844
Cash & Equivalents	9,809	33,874	16,596	7,408	13,852
Reinsurance Recoverable	3,900	3,518	3,314	2,636	2,645
Other Receivables	14,129	14,503	15,844	10,140	6,097
Deferred Policy Acquisition Cost	-	-	11,768	10,163	8,640
Property, Plant & Equipment	1,535	1,655	1,891	915.51	1,121
Goodwill	8,088	8,088	8,088	8,210	8,335
Other Intangible Assets	6,180	5,203	3,685	1,884	1,423
Other Current Assets	4,769	5,952	3,057	601.97	930.28
Long-Term Deferred Tax Assets	10,087	7,001	3,035	587.17	635.5
Other Long-Term Assets	81.91	173.66	131.37	155.14	150.98
Total Assets	323,167	266,479	223,937	178,729	163,674
Accounts Payable	482.34	583.99	378.64	198.58	394.3
Accrued Expenses	8,014	7,700	5,579	2,951	4,925
Insurance & Annuity Liabilities	255,699	201,986	140,020	96,538	83,876
Unpaid Claims	-	-	-1,224	-826.99	-842.57
Unearned Premiums	-	-	29,802	22,996	18,238
Current Portion of Long-Term Debt	-	-	-	5.6	3,056
Current Portion of Leases	442.88	404.81	373.88	251.29	297.26
Current Income Taxes Payable	699.71	272.66	1,185	101.93	211.56
Long-Term Debt	149.67	261.77	966.6	3,718	-
Long-Term Leases	711.16	883.79	1,107	346.15	436.63
Long-Term Deferred Tax Liabilities	-	-	-	978.42	1,566
Other Long-Term Liabilities	678.94	1,321	2,378	1,218	486.47
Total Liabilities	266,878	213,415	180,566	128,476	133,430
Common Stock	5,806	5,806	5,806	5,806	4,351
Additional Paid-In Capital	29,319	30,572	30,734	30,211	14,652
Retained Earnings	23,796	18,119	9,980	14,682	10,309
Treasury Stock	-5,261	-5,153	-3,991	-665.99	-
Comprehensive Income & Other	2,629	3,720	840.26	219.95	931.45
Shareholders' Equity	56,289	53,064	43,370	50,253	30,244
Total Liabilities & Equity	323,167	266,479	223,937	178,729	163,674
Filing Date Shares Outstanding	505.89	500.94	537.86	480.47	409.68
Total Common Shares Outstanding	505.89	500.94	537.86	480.47	409.68
Total Debt	1,304	1,550	2,447	4,321	3,790
Net Cash (Debt)	8,505	32,324	14,149	3,087	10,062
Net Cash Growth	-73.69%	128.45%	358.31%	-69.32%	53.36%
Net Cash Per Share	16.84	64.12	26.35	6.94	24.56
Book Value Per Share	111.27	105.93	80.64	104.59	73.82
Tangible Book Value	42,021	39,773	31,597	40,159	20,485
Tangible Book Value Per Share	83.06	79.40	58.75	83.58	50.00
Buildings	-	-	150.76	150.76	150.76
Machinery	1,998	1,775	1,515	1,198	1,189
Construction In Progress	14.3	3.53	3.53	3.53	3.87