Renaissance Insurance Group JSC (MOEX:RENI)
Russia flag Russia · Delayed Price · Currency is RUB
47.25
-0.19 (-0.40%)
At close: Jul 8, 2022

MOEX:RENI Financials Overview

Millions RUB. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2021FY 2020
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '21 Dec '20
Revenue
118,072126,496106,022135,627105,86288,403
Revenue Growth
-6.66%19.31%-21.83%28.12%19.75%8.56%
Operating Income
1,81017,2667,6839,7333,6454,719
Net Income
3,72311,04210,81710,3283,5914,680
Earnings Per Share
7.4021.8621.4619.248.0711.42
EPS Growth
-66.16%1.89%11.54%138.44%-29.37%12.85%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2021FY 2020
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '21 Dec '20
Cash & Investments
34,1939,80933,87416,5967,40813,852
Total Debt
1,5221,3041,5502,4474,3213,790
Net Cash (Debt)
32,6718,50532,32414,1493,08710,062
Net Cash Growth
284.13%-73.69%128.45%358.31%-69.32%53.36%
Net Cash Per Share
64.9216.8464.1226.356.9424.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2021FY 2020
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '21 Dec '20
Operating Cash Flow
22,444-5,34829,02117,158-10,2523,891
Capital Expenditures
-2,367-2,486-2,335-1,787-917.58-820.24
Free Cash Flow
20,077-7,83426,68715,371-11,1693,071
Free Cash Flow Growth
--73.61%---64.32%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2021FY 2020
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '21 Dec '20
Operating Margin
1.53%13.65%7.25%7.18%3.44%5.34%
Pretax Margin
1.78%9.73%9.95%9.66%3.27%6.19%
Profit Margin
3.15%8.73%10.20%7.61%3.39%5.29%
FCF Margin
17.00%-6.19%25.17%11.33%-10.55%3.47%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2021FY 2020
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '21 Dec '20
PE Ratio
6.39-2.432.5515.67-
Forward PE
-2.752.752.756.53-
P/FCF Ratio
1.31-0.991.71--
PS Ratio
0.22-0.250.190.53-