MOEX:RENI Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2021	FY 2020	FY 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Investments in Debt Securities	-	-	-	55.63	2,350	2,413
Investments in Equity & Preferred Securities	-	-	-	400.17	-	-
Other Investments	34,436	33,647	30,013	34,370	19,406	19,397
Total Investments	216,434	186,512	156,527	136,028	119,844	90,557
Cash & Equivalents	30,928	33,874	16,596	7,408	13,852	10,613
Reinsurance Recoverable	1,616	4,578	3,314	2,636	2,645	6,920
Other Receivables	20,468	23,757	15,844	10,140	6,097	1,370
Deferred Policy Acquisition Cost	-	14,433	11,768	10,163	8,640	9,166
Property, Plant & Equipment	1,524	1,655	1,891	915.51	1,121	1,411
Goodwill	8,088	8,088	8,088	8,210	8,335	8,435
Other Intangible Assets	5,752	5,203	3,685	1,884	1,423	1,072
Other Current Assets	-	3,759	3,057	601.97	930.28	1,067
Long-Term Deferred Tax Assets	7,856	7,837	3,035	587.17	635.5	889.67
Other Long-Term Assets	2,538	199.69	131.37	155.14	150.98	157.84
Total Assets	295,203	289,896	223,937	178,729	163,674	131,658
Accounts Payable	-	583.99	378.64	198.58	394.3	371.29
Accrued Expenses	-	5,226	5,579	2,951	4,925	4,058
Insurance & Annuity Liabilities	226,289	197,517	140,020	96,538	83,876	59,496
Unpaid Claims	-	-2,088	-1,224	-826.99	-842.57	-818.94
Unearned Premiums	-	34,000	29,802	22,996	18,238	18,568
Current Portion of Long-Term Debt	-	-	-	5.6	3,056	59.91
Current Portion of Leases	-	404.81	373.88	251.29	297.26	348.16
Current Income Taxes Payable	70.57	272.66	1,185	101.93	211.56	84
Long-Term Debt	106.28	261.77	966.6	3,718	-	2,989
Long-Term Leases	1,192	883.79	1,107	346.15	436.63	654.97
Long-Term Deferred Tax Liabilities	-	-	-	978.42	1,566	1,615
Other Long-Term Liabilities	13,310	2,278	2,378	1,218	486.47	545.98
Total Liabilities	240,967	239,341	180,566	128,476	133,430	106,086
Common Stock	5,806	5,806	5,806	5,806	4,351	4,351
Additional Paid-In Capital	29,750	30,572	30,734	30,211	14,652	14,652
Retained Earnings	22,462	17,973	9,980	14,682	10,309	5,740
Treasury Stock	-5,192	-5,153	-3,991	-665.99	-	-
Comprehensive Income & Other	1,410	1,357	840.26	219.95	931.45	828.88
Shareholders' Equity	54,236	50,555	43,370	50,253	30,244	25,572
Total Liabilities & Equity	295,203	289,896	223,937	178,729	163,674	131,658
Filing Date Shares Outstanding	504.22	500.94	537.86	480.47	409.68	409.68
Total Common Shares Outstanding	504.22	500.94	537.86	480.47	409.68	409.68
Total Debt	1,298	1,550	2,447	4,321	3,790	4,052
Net Cash (Debt)	29,630	32,324	14,149	3,087	10,062	6,561
Net Cash Growth	113.44%	128.45%	358.31%	-69.32%	53.36%	23.25%
Net Cash Per Share	58.96	64.12	26.35	6.94	24.56	16.01
Book Value Per Share	107.56	100.92	80.64	104.59	73.82	62.42
Tangible Book Value	40,396	37,264	31,597	40,159	20,485	16,065
Tangible Book Value Per Share	80.12	74.39	58.75	83.58	50.00	39.21
Buildings	-	-	150.76	150.76	150.76	150.76
Machinery	-	1,775	1,515	1,198	1,189	1,025
Construction In Progress	-	3.53	3.53	3.53	3.87	3.54

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.