Renaissance Insurance Group JSC (MOEX:RENI)

MOEX:RENI Statistics

Total Valuation

MOEX:RENI has a market cap or net worth of RUB 26.32 billion. The enterprise value is 23.23 billion.

Market Cap	26.32B
Enterprise Value	23.23B

Important Dates

The next estimated earnings date is Wednesday, November 26, 2025.

Earnings Date	Nov 26, 2025
Ex-Dividend Date	n/a

Share Statistics

MOEX:RENI has 556.95 million shares outstanding. The number of shares has decreased by -3.83% in one year.

Current Share Class	556.95M
Shares Outstanding	556.95M
Shares Change (YoY)	-3.83%
Shares Change (QoQ)	+0.65%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	4.33%
Float	n/a

Valuation Ratios

The trailing PE ratio is 2.30.

PE Ratio	2.30
Forward PE	n/a
PS Ratio	0.13
PB Ratio	0.49
P/TBV Ratio	0.65
P/FCF Ratio	1.08
P/OCF Ratio	0.97
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.81, with an EV/FCF ratio of 0.95.

EV / Earnings	2.25
EV / Sales	0.11
EV / EBITDA	0.81
EV / EBIT	0.83
EV / FCF	0.95

Financial Position

The company has a current ratio of 3,157.58, with a Debt / Equity ratio of 0.02.

Current Ratio	3,157.58
Quick Ratio	3,134.67
Debt / Equity	0.02
Debt / EBITDA	0.05
Debt / FCF	0.05
Interest Coverage	146.62

Financial Efficiency

Return on equity (ROE) is 20.78% and return on invested capital (ROIC) is 34.00%.

Return on Equity (ROE)	20.78%
Return on Assets (ROA)	6.53%
Return on Invested Capital (ROIC)	34.00%
Return on Capital Employed (ROCE)	9.44%
Revenue Per Employee	62.09M
Profits Per Employee	3.18M
Employee Count	3,257
Asset Turnover	0.76
Inventory Turnover	n/a

Taxes

Income Tax	-743.81M
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	0.11
52-Week Price Change	n/a
50-Day Moving Average	42.15
200-Day Moving Average	n/a
Relative Strength Index (RSI)	68.57
Average Volume (20 Days)	128,308

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MOEX:RENI had revenue of RUB 202.23 billion and earned 10.34 billion in profits. Earnings per share was 20.58.

Revenue	202.23B
Gross Profit	42.00B
Operating Income	27.87B
Pretax Income	9.60B
Net Income	10.34B
EBITDA	28.23B
EBIT	27.87B
Earnings Per Share (EPS)	20.58

Balance Sheet

The company has 212.93 billion in cash and 1.30 billion in debt, giving a net cash position of 29.63 billion or 53.20 per share.

Cash & Cash Equivalents	212.93B
Total Debt	1.30B
Net Cash	29.63B
Net Cash Per Share	53.20
Equity (Book Value)	54.24B
Book Value Per Share	107.56
Working Capital	222.77B

Cash Flow

In the last 12 months, operating cash flow was 27.01 billion and capital expenditures -2.55 billion, giving a free cash flow of 24.46 billion.

Operating Cash Flow	27.01B
Capital Expenditures	-2.55B
Free Cash Flow	24.46B
FCF Per Share	43.92

Margins

Gross margin is 20.77%, with operating and profit margins of 13.78% and 5.11%.

Gross Margin	20.77%
Operating Margin	13.78%
Pretax Margin	4.75%
Profit Margin	5.11%
EBITDA Margin	13.96%
EBIT Margin	13.78%
FCF Margin	12.10%

Dividends & Yields

MOEX:RENI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	33.74%
Buyback Yield	3.83%
Shareholder Yield	n/a
Earnings Yield	39.31%
FCF Yield	92.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6