SFI Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,016	17,298	13,485	10,297	8,792
Long-Term Investments	39,048	36,437	33,248	29,374	27,379
Trading Asset Securities	1,575	6,269	9,990	5,872	13,832
Loans & Lease Receivables	13,393	259,254	232,291	166,199	146,573
Other Receivables	0.02	14,357	8,421	2,879	8,406
Property, Plant & Equipment	44.3	4,651	3,892	3,730	3,342
Goodwill	-	-	-	-	304.63
Other Intangible Assets	-	1,012	718.54	417.24	278.62
Other Current Assets	5,528	11,342	3,859	2,641	1,067
Long-Term Deferred Tax Assets	954.26	868.59	1,333	2,130	38.82
Other Long-Term Assets	51.57	2,378	4,737	5,641	5,705
Total Assets	67,610	353,867	311,974	229,878	217,106
Accounts Payable	-	739.29	677.15	614.62	669.37
Accrued Expenses	0.08	5,826	3,937	2,647	2,389
Short-Term Debt	2,494	765.15	1.59	429.07	11.88
Current Portion of Long-Term Debt	-	98,825	94,913	58,008	42,182
Current Portion of Leases	-	292.77	207.91	218.33	288.65
Long-Term Debt	-	127,832	118,051	95,934	104,907
Long-Term Leases	51.47	890.46	972.89	1,134	642.13
Long-Term Unearned Revenue	-	10.19	52.75	103.42	307.35
Current Income Taxes Payable	1.05	-	0.49	143.35	26.32
Other Current Liabilities	-	-	108.33	-	-
Long-Term Deferred Tax Liabilities	-	11,838	6,418	3,336	3,556
Other Long-Term Liabilities	291.49	1,190	1,226	1,150	994.63
Total Liabilities	2,838	252,487	231,261	168,080	160,129
Common Stock	33.66	33.66	74.8	74.8	74.8
Additional Paid-In Capital	22,512	21,979	46,987	59,055	59,055
Retained Earnings	45,463	71,302	66,035	37,271	30,939
Comprehensive Income & Other	-	1,675	1,944	-216.43	486.53
Total Common Equity	64,659	93,754	81,257	62,258	57,322
Minority Interest	113.37	7,626	-543.12	-460.14	-344.52
Shareholders' Equity	64,772	101,380	80,714	61,798	56,977
Total Liabilities & Equity	67,610	353,867	311,974	229,878	217,106
Total Debt	2,545	228,604	214,146	155,723	148,032
Net Cash (Debt)	6,046	-205,038	-190,671	-138,857	-124,020
Net Cash Per Share	125.93	-4280.04	-3989.72	-2844.50	-2482.87
Filing Date Shares Outstanding	48.32	50.24	47.91	48.45	49.2
Total Common Shares Outstanding	48.32	50.24	47.91	48.45	49.2
Working Capital	25,017	197,794	163,506	122,163	130,337
Book Value Per Share	1338.25	1866.23	1696.19	1285.10	1165.11
Tangible Book Value	64,659	92,742	80,538	61,841	56,739
Tangible Book Value Per Share	1338.25	1846.09	1681.19	1276.49	1153.25

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.