BANK URALSIB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	139,891	108,777	83,784	184,730	102,084	50,983
Investment Securities	174,497	210,396	110,420	101,226	79,529	75,784
Trading Asset Securities	15,908	48,846	56,260	36,042	23,200	45,023
Total Investments	190,405	259,242	166,680	137,268	102,729	120,807
Gross Loans	485,336	466,667	392,491	359,310	264,097	245,881
Allowance for Loan Losses	-31,261	-23,818	-18,579	-17,622	-24,797	-24,377
Other Adjustments to Gross Loans	-	-	-	-	-3,292	-18.29
Net Loans	454,076	442,849	373,912	341,689	236,009	221,486
Property, Plant & Equipment	10,746	11,465	12,133	12,393	15,587	16,436
Other Intangible Assets	516.12	871.01	836.04	-	1,724	1,655
Investments in Real Estate	2,085	2,062	2,474	3,204	5,947	7,064
Other Receivables	1,019	970.18	184.25	-	709.28	3,058
Restricted Cash	1,955	1,580	1,274	625.04	2,596	2,324
Other Current Assets	12,566	10,252	14,745	819.96	8,582	7,797
Long-Term Deferred Tax Assets	7,896	7,923	3,212	-	439.25	-
Other Long-Term Assets	0.22	15,648	18,528	30,142	29,185	13,370
Total Assets	821,706	862,161	678,175	710,870	505,592	444,979
Accounts Payable	615.75	691.78	1,045	-	725.88	1,060
Accrued Expenses	5,590	6,629	6,872	-	4,469	4,180
Interest Bearing Deposits	398,647	357,418	279,722	280,710	167,095	169,092
Non-Interest Bearing Deposits	189,119	190,788	189,784	235,472	166,372	113,882
Total Deposits	587,766	548,206	469,506	516,182	333,467	282,974
Short-Term Borrowings	2,963	119,355	16,394	889.61	18,907	4,174
Current Portion of Long-Term Debt	-	-	-	-	513.51	2,393
Current Income Taxes Payable	136.36	740.09	538.63	-	131.76	65.58
Other Current Liabilities	2.31	791.02	941.49	-	-	-
Long-Term Debt	76,765	70,309	60,892	61,311	42,481	49,607
Long-Term Leases	2,748	2,789	2,824	-	3,651	2,132
Long-Term Unearned Revenue	-	-	-	-	887.63	305.36
Long-Term Deferred Tax Liabilities	-	-	-	-	1,832	2,497
Other Long-Term Liabilities	27,110	2,680	2,552	17,751	2,130	1,185
Total Liabilities	703,698	752,191	561,565	596,133	409,196	350,573
Common Stock	48,202	48,202	48,202	48,202	48,202	48,202
Additional Paid-In Capital	612.65	612.65	612.65	612.65	612.65	612.65
Retained Earnings	65,969	58,306	64,690	61,265	41,847	39,570
Comprehensive Income & Other	3,159	2,784	3,053	4,047	5,207	5,665
Total Common Equity	117,942	109,905	116,557	114,127	95,869	94,050
Minority Interest	66.63	65.27	52.62	609.74	527.23	355.99
Shareholders' Equity	118,009	109,970	116,610	114,737	96,396	94,406
Total Liabilities & Equity	821,706	862,161	678,175	710,870	505,592	444,979
Total Debt	82,477	192,453	80,110	62,201	65,553	58,306
Net Cash (Debt)	115,424	44,637	70,565	158,571	93,909	70,128
Net Cash Growth	7.72%	-36.74%	-55.50%	68.86%	33.91%	-
Net Cash Per Share	0.32	0.12	0.20	0.44	0.24	0.19
Filing Date Shares Outstanding	360,135	360,135	360,822	360,622	360,135	360,135
Total Common Shares Outstanding	360,135	360,135	360,822	360,622	360,135	360,135
Book Value Per Share	0.33	0.31	0.32	0.32	0.27	0.26
Tangible Book Value	117,426	109,034	115,721	114,127	94,145	92,395
Tangible Book Value Per Share	0.33	0.30	0.32	0.32	0.26	0.26

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.