BANK URALSIB (MOEX:USBN)

BANK URALSIB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2020
Cash & Equivalents	72,952	67,937	107,444	83,784	184,730	102,084
Investment Securities	136,129	179,923	226,044	110,420	101,226	79,529
Trading Asset Securities	33,382	27,423	48,846	56,260	36,042	23,200
Total Investments	169,510	207,346	274,890	166,680	137,268	102,729
Gross Loans	-	503,235	466,667	392,491	359,310	264,097
Allowance for Loan Losses	-	-33,711	-23,818	-18,579	-17,622	-24,797
Other Adjustments to Gross Loans	-	-	-	-	-	-3,292
Net Loans	-	469,524	442,849	373,912	341,689	236,009
Property, Plant & Equipment	10,907	11,066	11,465	12,133	12,393	15,587
Other Intangible Assets	-	523.63	871.01	836.04	-	1,724
Investments in Real Estate	2,070	2,072	2,062	2,474	3,204	5,947
Other Receivables	-	1,257	867.1	184.25	-	709.28
Restricted Cash	2,146	1,955	1,580	1,274	625.04	2,596
Other Current Assets	26,305	11,855	10,590	3,862	819.96	8,582
Long-Term Deferred Tax Assets	9,239	9,832	7,923	3,212	-	439.25
Other Long-Term Assets	19,629	878.24	1,099	29,411	30,142	29,185
Total Assets	789,909	784,813	862,161	678,175	710,870	505,592

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2020
Accounts Payable	-	607.71	691.78	1,045	-	725.88
Accrued Expenses	-	7,561	6,629	6,872	-	4,469
Interest Bearing Deposits	634,982	424,097	357,418	279,722	280,710	167,095
Non-Interest Bearing Deposits	-	182,479	189,214	189,784	235,472	166,372
Total Deposits	634,982	606,577	546,632	469,506	516,182	333,467
Short-Term Borrowings	779.58	28,602	119,374	16,394	889.61	18,907
Current Portion of Long-Term Debt	-	-	70,290	-	-	513.51
Current Income Taxes Payable	-	711.71	740.09	538.63	-	131.76
Other Current Liabilities	-	2,814	2,365	941.49	-	-
Long-Term Debt	64	30.26	-	60,892	61,311	42,481
Long-Term Leases	-	2,677	2,789	2,824	-	3,651
Long-Term Unearned Revenue	-	-	-	-	-	887.63
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1,832
Other Long-Term Liabilities	39,369	19,825	2,680	2,552	17,751	2,130
Total Liabilities	675,195	669,406	752,191	561,565	596,133	409,196

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2020
Common Stock	48,202	48,202	48,202	48,202	48,202	48,202
Additional Paid-In Capital	612.65	612.65	612.65	612.65	612.65	612.65
Retained Earnings	62,418	63,117	58,306	64,690	61,265	41,847
Comprehensive Income & Other	3,441	3,435	2,784	3,053	4,047	5,207
Total Common Equity	114,674	115,366	109,905	116,557	114,127	95,869
Minority Interest	40.66	40.66	65.27	52.62	609.74	527.23
Shareholders' Equity	114,714	115,407	109,970	116,610	114,737	96,396
Total Liabilities & Equity	789,909	784,813	862,161	678,175	710,870	505,592

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2020
Total Debt	843.58	31,310	192,453	80,110	62,201	65,553
Net Cash (Debt)	105,490	112,583	43,303	70,565	158,571	93,909
Net Cash Growth	9.88%	159.99%	-38.63%	-55.50%	68.86%	33.91%
Net Cash Per Share	0.27	0.31	0.12	0.20	0.44	0.24
Filing Date Shares Outstanding	365,758	360,135	360,135	360,822	360,622	360,135
Total Common Shares Outstanding	365,758	360,135	360,135	360,822	360,622	360,135
Book Value Per Share	0.31	0.32	0.31	0.32	0.32	0.27
Tangible Book Value	114,674	114,842	109,034	115,721	114,127	94,145
Tangible Book Value Per Share	0.31	0.32	0.30	0.32	0.32	0.26

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 10, 2026

Data Sources Report a data error