BANK URALSIB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020
Cash & Equivalents	55,829	67,937	107,444	83,784	184,730	102,084
Investment Securities	168,894	179,923	226,044	110,420	101,226	79,529
Trading Asset Securities	33,855	27,423	48,846	56,260	36,042	23,200
Total Investments	202,749	207,346	274,890	166,680	137,268	102,729
Gross Loans	507,677	503,235	466,667	392,491	359,310	264,097
Allowance for Loan Losses	-34,841	-33,711	-23,818	-18,579	-17,622	-24,797
Other Adjustments to Gross Loans	-	-	-	-	-	-3,292
Net Loans	472,836	469,524	442,849	373,912	341,689	236,009
Property, Plant & Equipment	10,877	11,066	11,465	12,133	12,393	15,587
Other Intangible Assets	486.41	523.63	871.01	836.04	-	1,724
Investments in Real Estate	2,070	2,072	2,062	2,474	3,204	5,947
Other Receivables	1,247	1,257	867.1	184.25	-	709.28
Restricted Cash	2,146	1,955	1,580	1,274	625.04	2,596
Other Current Assets	15,966	11,855	10,590	3,862	819.96	8,582
Long-Term Deferred Tax Assets	10,525	9,832	7,923	3,212	-	439.25
Other Long-Term Assets	351.95	878.24	1,099	29,411	30,142	29,185
Total Assets	775,600	784,813	862,161	678,175	710,870	505,592
Accounts Payable	486.86	607.71	691.78	1,045	-	725.88
Accrued Expenses	5,770	7,561	6,629	6,872	-	4,469
Interest Bearing Deposits	408,540	424,097	357,418	279,722	280,710	167,095
Non-Interest Bearing Deposits	182,051	182,479	189,214	189,784	235,472	166,372
Total Deposits	590,591	606,577	546,632	469,506	516,182	333,467
Short-Term Borrowings	31,833	28,602	119,374	16,394	889.61	18,907
Current Portion of Long-Term Debt	-	-	70,290	-	-	513.51
Current Income Taxes Payable	674.65	711.71	740.09	538.63	-	131.76
Other Current Liabilities	2,136	2,814	2,365	941.49	-	-
Long-Term Debt	79.85	30.26	-	60,892	61,311	42,481
Long-Term Leases	2,631	2,677	2,789	2,824	-	3,651
Long-Term Unearned Revenue	-	-	-	-	-	887.63
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1,832
Other Long-Term Liabilities	20,684	19,825	2,680	2,552	17,751	2,130
Total Liabilities	654,886	669,406	752,191	561,565	596,133	409,196
Common Stock	48,202	48,202	48,202	48,202	48,202	48,202
Additional Paid-In Capital	612.65	612.65	612.65	612.65	612.65	612.65
Retained Earnings	68,429	63,117	58,306	64,690	61,265	41,847
Comprehensive Income & Other	3,430	3,435	2,784	3,053	4,047	5,207
Total Common Equity	120,673	115,366	109,905	116,557	114,127	95,869
Minority Interest	40.66	40.66	65.27	52.62	609.74	527.23
Shareholders' Equity	120,714	115,407	109,970	116,610	114,737	96,396
Total Liabilities & Equity	775,600	784,813	862,161	678,175	710,870	505,592
Total Debt	34,544	31,310	192,453	80,110	62,201	65,553
Net Cash (Debt)	96,509	112,583	43,303	70,565	158,571	93,909
Net Cash Growth	164.59%	159.99%	-38.63%	-55.50%	68.86%	33.91%
Net Cash Per Share	0.27	0.31	0.12	0.20	0.44	0.24
Filing Date Shares Outstanding	360,135	360,135	360,135	360,822	360,622	360,135
Total Common Shares Outstanding	360,135	360,135	360,135	360,822	360,622	360,135
Book Value Per Share	0.34	0.32	0.31	0.32	0.32	0.27
Tangible Book Value	120,187	114,842	109,034	115,721	114,127	94,145
Tangible Book Value Per Share	0.33	0.32	0.30	0.32	0.32	0.26