BANK URALSIB Cash Flow Statement

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020
Net Income	8,588	4,708	3,023	-	-	231.77
Depreciation & Amortization	1,627	1,764	1,764	-	-	2,000
Change in Trading Asset Securities	-2,923	20,859	7,047	-	-	25,214
Change in Other Net Operating Assets	-126,085	-142,223	25,560	-	-	-1,593
Other Operating Activities	20,635	24,117	11,345	-	-	6,833
Operating Cash Flow	-98,158	-90,775	48,739	-	-	32,686
Capital Expenditures	-899.35	-660.52	-1,147	-	-	-1,151
Sale of Property, Plant and Equipment	295.82	384.53	1,092	-	-	195.66
Cash Acquisitions	-152.81	-152.81	-	-	-	2,252
Investment in Securities	8,645	8,974	-39,160	-	-	-25,692
Investing Cash Flow	7,988	8,656	-38,689	-	-	-24,087
Long-Term Debt Issued	-	30	-	-	-	996.3
Long-Term Debt Repaid	-	-78,373	-562.27	-	-	-14,750
Net Debt Issued (Repaid)	-78,389	-78,343	-562.27	-	-	-13,754
Issuance of Common Stock	3.95	3.95	4.92	-	-	-
Common Dividends Paid	-	-	-9,859	-	-	-
Net Increase (Decrease) in Deposit Accounts	57,086	51,271	94,157	-	-	37,103
Other Financing Activities	-2.31	-0.83	-13.29	-	-	-0.25
Financing Cash Flow	-21,301	-27,069	83,728	-	-	23,348
Foreign Exchange Rate Adjustments	266.49	-167.99	230.46	-	-	4,891
Net Cash Flow	-111,205	-109,356	94,008	-	-	36,838
Free Cash Flow	-99,057	-91,436	47,592	-	-	31,534
Free Cash Flow Margin	-208.97%	-210.30%	128.91%	-	-	126.44%
Free Cash Flow Per Share	-0.28	-0.25	0.13	-	-	0.08
Cash Interest Paid	75,680	81,840	56,873	-	-	10,298
Cash Income Tax Paid	3,660	3,626	2,986	-	-	432.85