Bank of Valletta p.l.c. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	915.68	1,624	2,870	3,811	5,061	4,039
Investment Securities	6,016	6,099	4,541	4,252	3,999	3,647
Trading Asset Securities	98.16	106.22	113.85	146.36	138.99	168.5
Total Investments	6,114	6,205	4,654	4,398	4,138	3,815
Gross Loans	7,798	6,386	5,711	5,218	4,857	4,749
Allowance for Loan Losses	-86.79	-87.29	-103.55	-132.92	-163.79	-166.68
Net Loans	7,711	6,299	5,607	5,085	4,693	4,582
Property, Plant & Equipment	151.2	153.52	134.17	132.69	130.62	128.65
Other Intangible Assets	41.41	45.32	54.64	56.05	56.07	59.67
Other Receivables	-	0.73	-	22.67	33.32	34.64
Restricted Cash	90.54	123.7	119.4	124.5	115.7	108.6
Other Current Assets	30.82	31.65	29.74	30.66	23.83	19.98
Long-Term Deferred Tax Assets	30.35	29.03	34.03	67.9	84.56	91.26
Other Long-Term Assets	826.25	587.28	1,004	744.12	20.79	29.97
Total Assets	15,911	15,099	14,507	14,473	14,358	12,911
Accrued Expenses	-	29.27	26.35	24.1	25.78	19.51
Interest Bearing Deposits	13,067	109.71	470.55	490.31	1,861	1,566
Non-Interest Bearing Deposits	-	12,697	11,975	12,118	10,835	9,752
Total Deposits	13,067	12,807	12,445	12,608	12,696	11,318
Short-Term Borrowings	276.1	13.35	29.2	27.9	61.97	72.59
Current Portion of Long-Term Debt	-	4.93	4.13	-	-	-
Current Portion of Leases	-	0.96	1.2	1.47	1.34	-
Current Income Taxes Payable	45.32	14.27	35.73	4.37	3.9	-
Other Current Liabilities	-	127.88	119.58	113.9	59.5	35.86
Long-Term Debt	784.39	609.05	509.2	513.5	163.24	163.24
Long-Term Leases	-	5.32	5.69	7.45	7.37	9.4
Pension & Post-Retirement Benefits	-	15.79	16.74	17.28	18.04	21.24
Long-Term Deferred Tax Liabilities	7.89	8.12	7.44	7.05	6.72	6.19
Other Long-Term Liabilities	282.83	55.27	38.54	35.27	188.24	187.28
Total Liabilities	14,464	13,691	13,239	13,360	13,232	11,834
Common Stock	642.23	583.85	583.85	583.85	583.85	583.85
Additional Paid-In Capital	49.28	49.28	49.28	49.28	49.28	49.28
Retained Earnings	695.72	712.35	574.98	422.1	434.72	388.52
Comprehensive Income & Other	60.03	62.32	59.63	57.21	58.44	55.48
Total Common Equity	1,447	1,408	1,268	1,112	1,126	1,077
Shareholders' Equity	1,447	1,408	1,268	1,112	1,126	1,077
Total Liabilities & Equity	15,911	15,099	14,507	14,473	14,358	12,911
Total Debt	1,060	633.61	549.43	550.31	233.91	245.23
Net Cash (Debt)	-46.64	1,241	2,498	3,489	5,062	4,095
Net Cash Growth	-	-50.30%	-28.40%	-31.09%	23.63%	0.85%
Net Cash Per Share	-0.07	1.93	3.89	5.43	7.88	6.38
Filing Date Shares Outstanding	642.23	642.23	642.23	642.23	642.23	642.23
Total Common Shares Outstanding	642.23	642.23	642.23	642.23	642.23	642.23
Book Value Per Share	2.25	2.19	1.97	1.73	1.75	1.68
Tangible Book Value	1,406	1,362	1,213	1,056	1,070	1,017
Tangible Book Value Per Share	2.19	2.12	1.89	1.64	1.67	1.58

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.