Bank of Valletta p.l.c. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,534	1,624	2,870	3,811	5,061
Investment Securities	7,159	6,664	4,541	4,252	3,999
Trading Asset Securities	92.23	106.22	113.85	146.36	138.99
Total Investments	7,251	6,770	4,654	4,398	4,138
Gross Loans	7,399	6,386	5,711	5,218	4,857
Allowance for Loan Losses	-85.3	-87.29	-103.55	-132.92	-163.79
Net Loans	7,314	6,299	5,607	5,085	4,693
Property, Plant & Equipment	172.21	153.52	134.17	132.69	130.62
Other Intangible Assets	40.98	45.32	54.64	56.05	56.07
Other Receivables	-	0.73	-	22.67	33.32
Restricted Cash	135	123.7	119.4	124.5	115.7
Other Current Assets	38.77	32.38	29.74	30.66	23.83
Long-Term Deferred Tax Assets	28.95	29.03	34.03	67.9	84.56
Other Long-Term Assets	16.3	21.65	1,004	744.12	20.79
Total Assets	16,530	15,099	14,507	14,473	14,358
Accrued Expenses	39.08	30.04	26.35	24.1	25.78
Interest Bearing Deposits	94.33	115.4	470.55	490.31	1,861
Non-Interest Bearing Deposits	13,662	12,697	11,975	12,118	10,835
Total Deposits	13,756	12,813	12,445	12,608	12,696
Short-Term Borrowings	104.46	13.35	29.2	27.9	61.97
Current Portion of Long-Term Debt	8.99	4.93	4.13	-	-
Current Portion of Leases	1.13	0.96	1.2	1.47	1.34
Current Income Taxes Payable	44.81	14.27	35.73	4.37	3.9
Other Current Liabilities	140.1	129.5	119.58	113.9	59.5
Long-Term Debt	882.81	609.05	509.2	513.5	163.24
Long-Term Leases	6.37	5.32	5.69	7.45	7.37
Pension & Post-Retirement Benefits	14.37	15.79	16.74	17.28	18.04
Long-Term Deferred Tax Liabilities	8.29	8.12	7.44	7.05	6.72
Other Long-Term Liabilities	26.64	47.21	38.54	35.27	188.24
Total Liabilities	15,033	13,691	13,239	13,360	13,232
Common Stock	642.23	583.85	583.85	583.85	583.85
Additional Paid-In Capital	49.28	49.28	49.28	49.28	49.28
Retained Earnings	706.38	684.7	574.98	422.1	434.72
Comprehensive Income & Other	99.08	89.98	59.63	57.21	58.44
Shareholders' Equity	1,497	1,408	1,268	1,112	1,126
Total Liabilities & Equity	16,530	15,099	14,507	14,473	14,358
Total Debt	1,004	633.61	549.43	550.31	233.91
Net Cash (Debt)	685.57	1,241	2,498	3,489	5,062
Net Cash Growth	-44.77%	-50.30%	-28.40%	-31.09%	23.63%
Net Cash Per Share	1.07	1.93	3.89	5.43	7.88
Filing Date Shares Outstanding	642.23	642.23	642.23	642.23	642.23
Total Common Shares Outstanding	642.23	642.23	642.23	642.23	642.23
Book Value Per Share	2.33	2.19	1.97	1.73	1.75
Tangible Book Value	1,456	1,362	1,213	1,056	1,070
Tangible Book Value Per Share	2.27	2.12	1.89	1.64	1.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.