Bank of Valletta p.l.c. (MSE:BOV)

Bank of Valletta p.l.c. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,122	1,534	1,624	2,870	3,811	5,061
Investment Securities	7,174	7,159	6,664	4,541	4,252	3,999
Trading Asset Securities	84.59	92.23	106.22	113.85	146.36	138.99
Total Investments	7,259	7,251	6,770	4,654	4,398	4,138
Gross Loans	9,083	7,399	6,386	5,711	5,218	4,857
Allowance for Loan Losses	-	-85.3	-87.29	-103.55	-132.92	-163.79
Net Loans	9,083	7,314	6,299	5,607	5,085	4,693
Property, Plant & Equipment	171.42	172.21	153.52	134.17	132.69	130.62
Other Intangible Assets	35.68	40.98	45.32	54.64	56.05	56.07
Other Receivables	-	-	0.73	-	22.67	33.32
Restricted Cash	-	135	123.7	119.4	124.5	115.7
Other Current Assets	-	38.77	32.38	29.74	30.66	23.83
Long-Term Deferred Tax Assets	31.87	28.95	29.03	34.03	67.9	84.56
Other Long-Term Assets	49.4	16.3	21.65	1,004	744.12	20.79
Total Assets	17,753	16,530	15,099	14,507	14,473	14,358

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	39.08	30.04	26.35	24.1	25.78
Interest Bearing Deposits	14,635	94.33	115.4	470.55	490.31	1,861
Non-Interest Bearing Deposits	-	13,662	12,697	11,975	12,118	10,835
Total Deposits	14,635	13,756	12,813	12,445	12,608	12,696
Short-Term Borrowings	34.83	104.46	13.35	29.2	27.9	61.97
Current Portion of Long-Term Debt	-	8.99	4.93	4.13	-	-
Current Portion of Leases	-	1.13	0.96	1.2	1.47	1.34
Current Income Taxes Payable	17.78	44.81	14.27	35.73	4.37	3.9
Other Current Liabilities	-	140.1	129.5	119.58	113.9	59.5
Long-Term Debt	1,227	882.81	609.05	509.2	513.5	163.24
Long-Term Leases	-	6.37	5.32	5.69	7.45	7.37
Pension & Post-Retirement Benefits	-	14.37	15.79	16.74	17.28	18.04
Long-Term Deferred Tax Liabilities	8.24	8.29	8.12	7.44	7.05	6.72
Other Long-Term Liabilities	293.32	26.64	47.21	38.54	35.27	188.24
Total Liabilities	16,217	15,033	13,691	13,239	13,360	13,232

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	642.23	642.23	583.85	583.85	583.85	583.85
Additional Paid-In Capital	49.28	49.28	49.28	49.28	49.28	49.28
Retained Earnings	752.14	706.38	684.7	574.98	422.1	434.72
Comprehensive Income & Other	92.06	99.08	89.98	59.63	57.21	58.44
Shareholders' Equity	1,536	1,497	1,408	1,268	1,112	1,126
Total Liabilities & Equity	17,753	16,530	15,099	14,507	14,473	14,358

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,262	1,004	633.61	549.43	550.31	233.91
Net Cash (Debt)	-55.16	685.57	1,241	2,498	3,489	5,062
Net Cash Growth	-	-44.77%	-50.30%	-28.40%	-31.09%	23.63%
Net Cash Per Share	-0.09	1.07	1.93	3.89	5.43	7.88
Filing Date Shares Outstanding	642.23	642.23	642.23	642.23	642.23	642.23
Total Common Shares Outstanding	642.23	642.23	642.23	642.23	642.23	642.23
Book Value Per Share	2.39	2.33	2.19	1.97	1.73	1.75
Tangible Book Value	1,500	1,456	1,362	1,213	1,056	1,070
Tangible Book Value Per Share	2.34	2.27	2.12	1.89	1.64	1.67

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 10, 2026

Data Sources Report a data error