Bank of Valletta p.l.c. (MSE:BOV)

Bank of Valletta p.l.c. Statistics

Total Valuation

MSE:BOV has a market cap or net worth of EUR 1.22 billion.

Market Cap	1.22B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, July 28, 2025.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	Aug 14, 2025

Share Statistics

MSE:BOV has 642.23 million shares outstanding. The number of shares has increased by 0.11% in one year.

Current Share Class	642.23M
Shares Outstanding	642.23M
Shares Change (YoY)	+0.11%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.05%
Owned by Institutions (%)	4.71%
Float	415.88M

Valuation Ratios

The trailing PE ratio is 6.38.

PE Ratio	6.38
Forward PE	n/a
PS Ratio	2.35
PB Ratio	0.84
P/TBV Ratio	0.87
P/FCF Ratio	9.49
P/OCF Ratio	8.11
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	8.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.75%.

Return on Equity (ROE)	13.75%
Return on Assets (ROA)	1.26%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	229,911
Profits Per Employee	84,899
Employee Count	2,255
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MSE:BOV has paid 97.86 million in taxes.

Income Tax	97.86M
Effective Tax Rate	33.83%

Stock Price Statistics

The stock price has increased by +33.99% in the last 52 weeks. The beta is 0.08, so MSE:BOV's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+33.99%
50-Day Moving Average	1.85
200-Day Moving Average	1.72
Relative Strength Index (RSI)	63.82
Average Volume (20 Days)	46,649

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSE:BOV had revenue of EUR 518.45 million and earned 191.45 million in profits. Earnings per share was 0.30.

Revenue	518.45M
Gross Profit	518.45M
Operating Income	292.79M
Pretax Income	289.31M
Net Income	191.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.30

Balance Sheet

The company has 1.10 billion in cash and 1.06 billion in debt, giving a net cash position of 43.90 million or 0.07 per share.

Cash & Cash Equivalents	1.10B
Total Debt	1.06B
Net Cash	43.90M
Net Cash Per Share	0.07
Equity (Book Value)	1.45B
Book Value Per Share	2.25
Working Capital	-4.27B

Cash Flow

In the last 12 months, operating cash flow was 150.43 million and capital expenditures -21.80 million, giving a free cash flow of 128.63 million.

Operating Cash Flow	150.43M
Capital Expenditures	-21.80M
Free Cash Flow	128.63M
FCF Per Share	0.20

Margins

Gross Margin	n/a
Operating Margin	56.47%
Pretax Margin	55.80%
Profit Margin	36.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	24.81%

Dividends & Yields

This stock pays an annual dividend of 0.24, which amounts to a dividend yield of 12.84%.

Dividend Per Share	0.24
Dividend Yield	12.84%
Dividend Growth (YoY)	92.59%
Years of Dividend Growth	2
Payout Ratio	44.36%
Buyback Yield	-0.11%
Shareholder Yield	12.74%
Earnings Yield	15.69%
FCF Yield	10.54%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 25, 2025. It was a forward split with a ratio of 1.1.

Last Split Date	Jun 25, 2025
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3