Al Madina Insurance Company SAOG (MSM:AMAT)

MSM:AMAT Statistics

Total Valuation

MSM:AMAT has a market cap or net worth of OMR 22.23 million. The enterprise value is 13.02 million.

Market Cap	22.23M
Enterprise Value	13.02M

Important Dates

The last earnings date was Tuesday, January 13, 2026.

Earnings Date	Jan 13, 2026
Ex-Dividend Date	Mar 26, 2025

Share Statistics

MSM:AMAT has 175.00 million shares outstanding.

Current Share Class	175.00M
Shares Outstanding	175.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.26.

PE Ratio	8.26
Forward PE	n/a
PS Ratio	1.01
PB Ratio	1.05
P/TBV Ratio	1.05
P/FCF Ratio	8.12
P/OCF Ratio	7.83
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.84, with an EV/FCF ratio of 4.76.

EV / Earnings	4.84
EV / Sales	0.59
EV / EBITDA	3.84
EV / EBIT	3.91
EV / FCF	4.76

Financial Position

The company has a current ratio of 4.89

Current Ratio	4.89
Quick Ratio	1.17
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.30% and return on invested capital (ROIC) is 14.35%.

Return on Equity (ROE)	12.30%
Return on Assets (ROA)	2.01%
Return on Invested Capital (ROIC)	14.35%
Return on Capital Employed (ROCE)	4.33%
Weighted Average Cost of Capital (WACC)	4.49%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

In the past 12 months, MSM:AMAT has paid 389,885 in taxes.

Income Tax	389,885
Effective Tax Rate	12.66%

Stock Price Statistics

The stock price has increased by +51.19% in the last 52 weeks. The beta is 0.04, so MSM:AMAT's price volatility has been lower than the market average.

Beta (5Y)	0.04
52-Week Price Change	+51.19%
50-Day Moving Average	0.10
200-Day Moving Average	0.09
Relative Strength Index (RSI)	73.27
Average Volume (20 Days)	2,030,941

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSM:AMAT had revenue of OMR 21.95 million and earned 2.69 million in profits. Earnings per share was 0.02.

Revenue	21.95M
Gross Profit	6.83M
Operating Income	3.33M
Pretax Income	3.08M
Net Income	2.69M
EBITDA	3.39M
EBIT	3.33M
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 11.24 million in cash and n/a in debt, with a net cash position of 9.20 million or 0.05 per share.

Cash & Cash Equivalents	11.24M
Total Debt	n/a
Net Cash	9.20M
Net Cash Per Share	0.05
Equity (Book Value)	21.12M
Book Value Per Share	0.12
Working Capital	44.14M

Cash Flow

In the last 12 months, operating cash flow was 2.84 million and capital expenditures -99,837, giving a free cash flow of 2.74 million.

Operating Cash Flow	2.84M
Capital Expenditures	-99,837
Free Cash Flow	2.74M
FCF Per Share	0.02

Margins

Gross margin is 31.11%, with operating and profit margins of 15.16% and 12.25%.

Gross Margin	31.11%
Operating Margin	15.16%
Pretax Margin	14.03%
Profit Margin	12.25%
EBITDA Margin	15.46%
EBIT Margin	15.16%
FCF Margin	12.47%

Dividends & Yields

This stock pays an annual dividend of 0.01, which amounts to a dividend yield of 5.51%.

Dividend Per Share	0.01
Dividend Yield	5.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	45.55%
Buyback Yield	n/a
Shareholder Yield	5.51%
Earnings Yield	12.10%
FCF Yield	12.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 30, 2014. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 30, 2014
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	5