Al Madina Insurance Company SAOG (MSM:AMAT)

MSM:AMAT Ratios and Metrics

Market cap in millions OMR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	22	17	14	15	16	17
Market Cap Growth	63.16%	18.52%	-3.57%	-6.67%	-5.26%	21.80%
Enterprise Value	10	8	6	8	9	8
PE Ratio	5.54	4.20	24.39	10.28	14.84	17.41
PS Ratio	0.51	0.39	0.35	0.90	0.96	1.02
PB Ratio	0.92	0.73	0.71	0.67	0.72	0.73
P/FCF Ratio	5.16	2.79	4.30	-	55.09	-
P/OCF Ratio	4.76	2.65	4.28	-	47.12	-
EV/Sales Ratio	0.24	0.18	0.16	0.47	0.54	0.52
EV/EBITDA Ratio	2.29	1.72	2.12	4.17	7.38	6.66
EV/EBIT Ratio	2.43	1.76	2.19	4.45	8.23	7.34
EV/FCF Ratio	2.44	1.26	1.96	-	30.84	-
Debt / Equity Ratio	0.02	0.03	-	-	-	-
Debt / EBITDA Ratio	0.12	0.13	-	-	-	-
Debt / FCF Ratio	0.13	0.10	-	-	-	-
Net Debt / Equity Ratio	-0.48	-0.54	-0.42	-0.51	-0.30	-0.32
Net Debt / EBITDA Ratio	-2.63	-2.80	-2.72	-6.14	-5.58	-5.74
Net Debt / FCF Ratio	-2.72	-2.06	-2.52	4.37	-23.33	3.34
Quick Ratio	1.04	1.27	1.37	0.32	0.27	0.26
Current Ratio	3.56	3.92	7.29	1.00	0.91	0.98
Asset Turnover	0.31	0.48	0.38	0.13	0.14	0.15
Return on Equity (ROE)	12.20%	18.70%	2.78%	6.53%	4.75%	4.14%
Return on Assets (ROA)	1.92%	3.06%	1.73%	0.87%	0.55%	0.65%
Return on Invested Capital (ROIC)	16.45%	18.21%	10.22%	6.53%	3.88%	4.14%
Earnings Yield	18.06%	23.82%	4.10%	9.73%	6.74%	5.74%
FCF Yield	19.37%	35.91%	23.28%	-17.51%	1.81%	-13.08%
Dividend Yield	5.65%	7.75%	10.03%	10.50%	10.61%	11.66%
Payout Ratio	31.25%	30.61%	210.80%	85.64%	123.67%	183.28%
Total Shareholder Return	5.65%	7.75%	10.03%	10.50%	10.61%	11.66%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.