Al Madina Insurance Company SAOG (MSM:AMAT)
Oman flag Oman · Delayed Price · Currency is OMR
0.1110
0.00 (0.00%)
At close: Aug 6, 2026

MSM:AMAT Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
42.942.6540.4616.2616.4716.26
Revenue Growth
3.57%5.41%148.89%-1.33%1.29%2.34%
Operating Income
4.234.332.951.711.071.15
Net Income
3.9240.581.431.060.95
Earnings Per Share
0.020.020.000.010.010.01
EPS Growth
248.82%588.71%-59.38%34.78%11.14%33.53%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Takaful - Fire, Energy, Medical, Engineering, Liability, and General Accident
26.5227.337.718.198.14
General Takaful - Motor, Marine and Aviation
10.689.687.877.066.16
Family Takaful
4.613.090.830.750.65
Total
41.8140.0917.7517.3116.26

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
11.9712.978.311.256.677.27
Total Debt
0.540.57----
Net Cash (Debt)
11.4312.48.311.256.677.27
Net Cash Growth
-32.04%49.31%-26.19%68.64%-8.20%0.08%
Net Cash Per Share
0.070.070.050.060.040.04

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
4.566.353.31-2.50.33-2.1
Capital Expenditures
-0.36-0.31-0.01-0.08-0.05-0.07
Free Cash Flow
4.26.033.3-2.570.29-2.17
Free Cash Flow Growth
-82.80%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
9.86%10.15%7.30%10.54%6.51%7.06%
Pretax Margin
9.86%10.15%1.99%10.54%7.97%7.06%
Profit Margin
9.14%9.38%1.44%8.80%6.44%5.87%
FCF Margin
9.80%14.15%8.16%-15.83%1.74%-13.37%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0070.0070.0070.0070.0070.007
Dividend Per Share Growth
14.29%0%0%0%-6.67%-25.00%
Dividend Yield
6.31%7.75%10.03%10.50%10.61%11.66%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.964.2024.3910.2814.8417.41
Forward PE
5.299.009.009.009.009.00
P/FCF Ratio
4.622.794.30-55.09-
PS Ratio
0.450.390.350.900.961.02