Al Madina Insurance Company SAOG (MSM:AMAT)
Oman · Delayed Price · Currency is OMR 0.1040
-0.0010 (-0.95%)
At close: Oct 29, 2026
MSM:AMAT Financials Overview
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 45.61 | 42.65 | 40.46 | 16.26 | 16.47 | 16.26 |
Revenue Growth | 107.74% | 5.41% | 148.89% | -1.33% | 1.29% | 2.34% |
Operating Income Operating Income Growth | 3.45 | 4.33 | 2.95 | 1.71 | 1.07 | 1.15 |
Net Income Net Income Growth | 3.13 | 4 | 0.58 | 1.43 | 1.06 | 0.95 |
Earnings Per Share EPS Growth | 0.02 | 0.02 | 0.00 | 0.01 | 0.01 | 0.01 |
EPS Growth | 16.25% | 588.71% | -59.38% | 34.78% | 11.14% | 33.53% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
General Takaful - Fire, Energy, Medical, Engineering, Liability, and General Accident General Takaful - Fire, Energy, Medical, Engineering, Liability, and General Accident Growth | 26.52 | 27.33 | 7.71 | 8.19 | 8.14 |
General Takaful - Motor, Marine and Aviation General Takaful - Motor, Marine and Aviation Growth | 10.68 | 9.68 | 7.87 | 7.06 | 6.16 |
Family Takaful Family Takaful Growth | 4.61 | 3.09 | 0.83 | 0.75 | 0.65 |
Total Total Growth | 41.81 | 40.09 | 17.75 | 17.31 | 16.26 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 7.21 | 12.97 | 8.3 | 11.25 | 6.67 | 7.27 |
Total Debt Total Debt Growth | 0.51 | 0.57 | - | - | - | - |
Net Cash (Debt) Net Cash Growth | 6.7 | 12.4 | 8.3 | 11.25 | 6.67 | 7.27 |
Net Cash Growth | -27.23% | 49.31% | -26.19% | 68.64% | -8.20% | 0.08% |
Net Cash Per Share Net Cash Per Share Growth | 0.04 | 0.07 | 0.05 | 0.06 | 0.04 | 0.04 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 6.35 | 3.31 | -2.5 | 0.33 | -2.1 |
Capital Expenditures CapEx Growth | - | -0.31 | -0.01 | -0.08 | -0.05 | -0.07 |
Free Cash Flow Free Cash Flow Growth | - | 6.03 | 3.3 | -2.57 | 0.29 | -2.17 |
Free Cash Flow Growth | - | 82.80% | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 7.57% | 10.15% | 7.30% | 10.54% | 6.51% | 7.06% |
Pretax Margin | 7.57% | 10.15% | 1.99% | 10.54% | 7.97% | 7.06% |
Profit Margin | 6.86% | 9.38% | 1.44% | 8.80% | 6.44% | 5.87% |
FCF Margin | - | 14.15% | 8.16% | -15.83% | 1.74% | -13.37% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.007 | 0.007 | 0.007 | 0.007 | 0.007 | 0.007 |
Dividend Per Share Growth | 14.29% | 0% | 0% | 0% | -6.67% | -25.00% |
Dividend Yield | 6.73% | 7.29% | 8.64% | 8.33% | 7.78% | 7.90% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.82 | 4.20 | 24.39 | 10.28 | 14.84 | 17.41 |
Forward PE | - | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
P/FCF Ratio | 25.91 | 2.79 | 4.30 | - | 55.09 | - |
PS Ratio | 0.40 | 0.39 | 0.35 | 0.90 | 0.96 | 1.02 |