Bank Dhofar SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Cash & Equivalents	79.43	324.81	265.32	275.68	297.2	208.34	Upgrade
Investment Securities	897.42	646.12	458.72	468.71	443.39	457.82	Upgrade
Trading Asset Securities	7.4	8.47	4.38	5.45	9.42	14.36	Upgrade
Total Investments	904.82	654.58	463.1	474.15	452.82	472.18	Upgrade
Gross Loans	4,422	4,115	3,970	3,647	3,514	3,410	Upgrade
Allowance for Loan Losses	-198.36	-181.02	-204.21	-216.17	-167.6	-144.29	Upgrade
Net Loans	4,224	3,934	3,766	3,430	3,346	3,265	Upgrade
Property, Plant & Equipment	14.98	15.4	8.6	6.58	7.8	9.64	Upgrade
Other Intangible Assets	13.47	12.59	12.34	12.57	12.77	11.8	Upgrade
Accrued Interest Receivable	-	-	-	-	45.28	-	Upgrade
Other Receivables	-	91.7	101.13	69.58	91.42	121.52	Upgrade
Restricted Cash	1	0.5	0.5	0.5	0.5	0.5	Upgrade
Other Current Assets	47.29	51.49	63.01	41.66	181.36	-	Upgrade
Long-Term Deferred Tax Assets	0.46	0.36	6.21	6.13	3.42	5.34	Upgrade
Other Long-Term Assets	38.72	-	-	-	-	162.21	Upgrade
Total Assets	5,324	5,085	4,686	4,317	4,439	4,257	Upgrade
Interest Bearing Deposits	2,790	2,538	2,335	2,062	2,068	2,861	Upgrade
Non-Interest Bearing Deposits	1,243	1,225	963.82	829.82	907.75	-	Upgrade
Total Deposits	4,033	3,763	3,299	2,892	2,976	2,861	Upgrade
Short-Term Borrowings	2.27	6.1	4.62	4.15	5.33	10.52	Upgrade
Current Portion of Long-Term Debt	299.74	313.97	292.93	303.16	329.72	-	Upgrade
Current Portion of Leases	-	0.06	0.07	0.01	-	-	Upgrade
Current Income Taxes Payable	10.79	11.51	15.51	13.63	9.42	17.8	Upgrade
Accrued Interest Payable	-	-	-	-	11.04	-	Upgrade
Other Current Liabilities	40.11	46.39	59.11	40	181.1	-	Upgrade
Long-Term Debt	111.81	122.84	211.75	269.5	165.9	486.96	Upgrade
Long-Term Leases	0.72	0.72	0.46	0.35	0.47	-	Upgrade
Pension & Post-Retirement Benefits	2.03	1.88	1.74	1.14	2.36	-	Upgrade
Other Long-Term Liabilities	86.6	78.29	67.43	76.5	59.29	184.56	Upgrade
Total Liabilities	4,587	4,345	3,953	3,600	3,740	3,561	Upgrade
Common Stock	303.98	299.64	299.64	299.64	299.64	299.64	Upgrade
Additional Paid-In Capital	95.66	95.66	95.66	95.66	95.66	95.66	Upgrade
Retained Earnings	174.53	180.13	170.75	158.32	111.73	114.97	Upgrade
Comprehensive Income & Other	162.62	165.02	166.92	163.47	191.5	185.61	Upgrade
Shareholders' Equity	736.78	740.43	732.95	717.08	698.52	695.86	Upgrade
Total Liabilities & Equity	5,324	5,085	4,686	4,317	4,439	4,257	Upgrade
Total Debt	414.54	443.68	509.83	577.17	501.42	497.48	Upgrade
Net Cash (Debt)	-94.98	-110.41	-240.13	-296.04	-194.79	-274.78	Upgrade
Net Cash Per Share	-0.03	-0.04	-0.08	-0.10	-0.06	-0.09	Upgrade
Filing Date Shares Outstanding	3,040	3,040	3,040	3,040	3,040	3,040	Upgrade
Total Common Shares Outstanding	3,040	3,040	3,040	3,040	3,040	3,040	Upgrade
Book Value Per Share	0.19	0.19	0.19	0.18	0.18	0.18	Upgrade
Tangible Book Value	723.31	727.84	720.61	704.51	685.75	684.06	Upgrade
Tangible Book Value Per Share	0.19	0.19	0.19	0.18	0.17	0.17	Upgrade

Updated Jan 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.