Bank Dhofar SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	230.43	324.81	265.32	275.68	297.2	208.34	Upgrade
Investment Securities	715.87	646.12	458.72	468.71	443.39	457.82	Upgrade
Trading Asset Securities	7.39	8.47	4.38	5.45	9.42	14.36	Upgrade
Total Investments	723.26	654.58	463.1	474.15	452.82	472.18	Upgrade
Gross Loans	4,502	4,183	4,057	3,647	3,514	3,410	Upgrade
Allowance for Loan Losses	-209.07	-181.02	-204.21	-216.17	-167.6	-144.29	Upgrade
Net Loans	4,293	4,002	3,853	3,430	3,346	3,265	Upgrade
Property, Plant & Equipment	14.11	15.4	8.6	6.58	7.8	9.64	Upgrade
Other Intangible Assets	13.88	12.59	12.34	12.57	12.77	11.8	Upgrade
Accrued Interest Receivable	-	-	-	-	45.28	-	Upgrade
Other Receivables	-	23.36	13.94	69.58	91.42	121.52	Upgrade
Restricted Cash	1	0.5	0.5	0.5	0.5	0.5	Upgrade
Other Current Assets	-	51.49	63.01	41.66	181.36	-	Upgrade
Long-Term Deferred Tax Assets	0.47	0.36	6.21	6.13	3.42	5.34	Upgrade
Other Long-Term Assets	89.84	-	-	-	-	162.21	Upgrade
Total Assets	5,366	5,085	4,686	4,317	4,439	4,257	Upgrade
Interest Bearing Deposits	2,773	2,538	2,335	2,062	2,068	2,861	Upgrade
Non-Interest Bearing Deposits	1,191	1,225	963.82	829.82	907.75	-	Upgrade
Total Deposits	3,963	3,763	3,299	2,892	2,976	2,861	Upgrade
Short-Term Borrowings	1.92	6.1	4.62	4.15	5.33	10.52	Upgrade
Current Portion of Long-Term Debt	389.43	313.97	292.93	303.16	329.72	-	Upgrade
Current Portion of Leases	-	0.06	0.07	0.01	-	-	Upgrade
Current Income Taxes Payable	12.19	11.51	15.51	13.63	9.42	17.8	Upgrade
Accrued Interest Payable	-	-	-	-	11.04	-	Upgrade
Other Current Liabilities	-	46.39	59.11	40	181.1	-	Upgrade
Long-Term Debt	112.26	122.84	211.75	269.5	165.9	486.96	Upgrade
Long-Term Leases	-	0.72	0.46	0.35	0.47	-	Upgrade
Pension & Post-Retirement Benefits	2.02	1.88	1.74	1.14	2.36	-	Upgrade
Other Long-Term Liabilities	134.26	78.29	67.43	76.5	59.29	184.56	Upgrade
Total Liabilities	4,615	4,345	3,953	3,600	3,740	3,561	Upgrade
Common Stock	303.98	299.64	299.64	299.64	299.64	299.64	Upgrade
Additional Paid-In Capital	95.66	95.66	95.66	95.66	95.66	95.66	Upgrade
Retained Earnings	182.99	180.13	170.75	158.32	111.73	114.97	Upgrade
Comprehensive Income & Other	167.79	165.02	166.92	163.47	191.5	185.61	Upgrade
Shareholders' Equity	750.41	740.43	732.95	717.08	698.52	695.86	Upgrade
Total Liabilities & Equity	5,366	5,085	4,686	4,317	4,439	4,257	Upgrade
Total Debt	503.61	443.68	509.83	577.17	501.42	497.48	Upgrade
Net Cash (Debt)	-265.78	-110.41	-240.13	-296.04	-194.79	-274.78	Upgrade
Net Cash Per Share	-0.09	-0.04	-0.08	-0.10	-0.06	-0.09	Upgrade
Filing Date Shares Outstanding	3,040	3,040	3,040	3,040	3,040	3,040	Upgrade
Total Common Shares Outstanding	3,040	3,040	3,040	3,040	3,040	3,040	Upgrade
Book Value Per Share	0.20	0.19	0.19	0.18	0.18	0.18	Upgrade
Tangible Book Value	736.54	727.84	720.61	704.51	685.75	684.06	Upgrade
Tangible Book Value Per Share	0.19	0.19	0.19	0.18	0.17	0.17	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.