Bank Dhofar SAOG (MSM:BKDB)
Oman flag Oman · Delayed Price · Currency is OMR
0.2180
0.00 (0.00%)
At close: Aug 19, 2026

Bank Dhofar SAOG Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
145.9139.58129.04112.42109.89101.8
Revenue Growth
8.82%8.17%14.78%2.31%7.95%0.78%
Net Income
44.0540.4732.9827.9624.815.75
Earnings Per Share
0.010.010.010.010.010.00
EPS Growth
27.29%22.57%21.91%9.11%66.47%-27.13%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury and Investments
25.6322.2718.0115.6516.6919.05
Corporate Banking
48.9846.5149.0639.1235.4240.61
Islamic Banking
17.5817.4219.7719.8419.78-
Retail Banking
53.7253.3942.237.8139.2242.14
Total
145.9139.58129.04112.42109.89101.8

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
433.49319.86333.27269.7281.13306.63
Total Debt
521.19371.65443.68509.83577.17501.42
Net Cash (Debt)
-87.69-51.79-110.41-240.13-296.04-194.79
Net Cash Growth
------
Net Cash Per Share
-0.03-0.02-0.04-0.08-0.10-0.06

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-398.87-358.88-169.93-398.33143.24-72.58
Capital Expenditures
-7.96-7.54-14.12-8.3-7.04-6.2
Free Cash Flow
-406.83-366.42-184.05-406.63136.2-78.78
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.19%28.99%25.56%24.87%22.57%15.47%
FCF Margin
-278.83%-262.51%-142.63%-361.70%123.94%-77.39%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0070.0070.0070.0080.0050.002
Dividend Per Share Growth
14.50%14.50%-13.82%55.10%145.00%-48.72%
Dividend Yield
3.44%5.27%4.63%5.51%3.36%1.95%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.0611.1214.1717.1521.1523.79
Forward PE
11.7812.8713.6114.8817.9712.70
P/FCF Ratio
----3.85-
PS Ratio
4.543.223.624.264.773.68