Bank Dhofar SAOG (MSM:BKDB)
Oman flag Oman · Delayed Price · Currency is OMR
0.2240
0.00 (0.00%)
At close: Nov 10, 2026

Bank Dhofar SAOG Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
147.45139.58129.04112.42109.89101.8
Revenue Growth
9.19%8.17%14.78%2.31%7.95%0.78%
Net Income
43.2640.4732.9827.9624.815.75
Earnings Per Share
0.010.010.010.010.010.00
EPS Growth
22.03%22.57%21.91%9.11%66.47%-27.13%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury and Investments
25.8422.2718.0115.6516.6919.05
Corporate Banking
48.0446.5149.0639.1235.4240.61
Retail Banking
54.5253.3942.237.8139.2242.14
Islamic Banking
19.0517.4219.7719.8419.78-
Total
147.45139.58129.04112.42109.89101.8

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
457.21319.86333.27269.7281.13306.63
Total Debt
624.79371.65443.68509.83577.17501.42
Net Cash (Debt)
-167.58-51.79-110.41-240.13-296.04-194.79
Net Cash Growth
------
Net Cash Per Share
-0.06-0.02-0.04-0.08-0.10-0.06

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-580.97-358.88-169.93-398.33143.24-72.58
Capital Expenditures
-9.3-7.54-14.12-8.3-7.04-6.2
Free Cash Flow
-590.27-366.42-184.05-406.63136.2-78.78
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.34%28.99%25.56%24.87%22.57%15.47%
FCF Margin
-400.31%-262.51%-142.63%-361.70%123.94%-77.39%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0070.0070.0070.0080.0050.002
Dividend Per Share Growth
14.50%14.50%-13.82%55.10%145.00%-48.72%
Dividend Yield
3.35%5.07%4.26%4.82%2.84%1.62%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.7411.1214.1717.1521.1523.79
Forward PE
-12.8713.6114.8817.9712.70
P/FCF Ratio
----3.85-
PS Ratio
4.623.223.624.264.773.68