Bank Dhofar SAOG (MSM:BKDB)

Bank Dhofar SAOG Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	43.61	38.76	34.17	25.12
Depreciation & Amortization	-	3.81	3.52	3.59	3.58
Other Amortization	-	3.22	2.98	3.47	3.51
Gain (Loss) on Sale of Assets	-	-0.06	-	-0.1	-
Gain (Loss) on Sale of Investments	-	0.11	1.55	-0.2	-0.2
Provision for Credit Losses	-	31.84	29.84	37.77	24.34
Change in Other Net Operating Assets	-	-246.25	-477.18	66.81	-122.7
Other Operating Activities	-	-6.21	2.19	-2.28	-6.23
Operating Cash Flow	-	-169.93	-398.33	143.24	-72.58
Capital Expenditures	-	-14.12	-8.3	-7.04	-6.2
Sale of Property, Plant and Equipment	-	0.08	-	1.49	0.02
Investment in Securities	-	-190.37	13.03	-13.59	12.54
Other Investing Activities	-	4.03	1.71	0.27	0.13
Investing Cash Flow	-	-200.37	6.44	-18.87	6.48
Issuance of Common Stock	-	-	40	115.5	-
Repurchase of Common Stock	-	-	-40	-150.5	-
Common Dividends Paid	-	-33.85	-25.78	-17.27	-21.36
Net Increase (Decrease) in Deposit Accounts	-	463.64	407.4	-93.4	114.32
Other Financing Activities	-	-	-0.09	-0.22	-2.19
Financing Cash Flow	-	429.79	381.53	-145.89	90.78
Net Cash Flow	-	59.49	-10.36	-21.52	24.68
Free Cash Flow	-	-184.05	-406.63	136.2	-78.78
Free Cash Flow Margin	-	-142.63%	-361.70%	123.94%	-77.39%
Free Cash Flow Per Share	-	-0.06	-0.13	0.04	-0.03
Cash Income Tax Paid	-	4.73	3.14	4.53	10.79

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.