Bank Nizwa SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	58.34	124.45	100.9	75.28	92.83	89.53
Investment Securities	271.63	169.09	193.64	144.74	143.54	155.32
Total Investments	271.63	169.09	193.64	144.74	143.54	155.32
Gross Loans	1,618	1,636	1,559	1,360	728.14	1,124
Allowance for Loan Losses	-	-	-	-	-20.42	-
Other Adjustments to Gross Loans	-	-	-	-	-0.3	-
Net Loans	1,618	1,636	1,559	1,360	707.43	1,124
Property, Plant & Equipment	3.35	4.1	4.26	5.24	255.81	3.26
Other Intangible Assets	7.09	6.76	4.87	3.53	3.14	3.33
Investments in Real Estate	-	-	-	-	-	14.18
Other Receivables	81.97	22.49	15.61	10.41	279.1	12.84
Restricted Cash	-	60.18	0.5	0.5	0.5	0.5
Other Current Assets	11.85	0.88	0.86	0.73	0.77	0.62
Long-Term Deferred Tax Assets	-	-	-	-	2.05	0.65
Other Real Estate Owned & Foreclosed	-	6.31	6.55	6.55	0.24	0.24
Other Long-Term Assets	-	2.18	1.03	1.13	0.72	0.43
Total Assets	2,052	2,033	1,887	1,608	1,486	1,405
Interest Bearing Deposits	4.51	109.16	109.23	107.74	108.4	107.37
Non-Interest Bearing Deposits	176.04	156.8	117.1	111.09	96.81	106.02
Total Deposits	180.55	265.95	226.33	218.83	205.21	213.39
Current Income Taxes Payable	-	3.37	3.41	2.62	4.65	2.86
Other Current Liabilities	14.86	18.75	16.06	8.83	10.02	8.51
Long-Term Debt	139.45	61.59	12.25	-	-	-
Long-Term Leases	-	0.24	0.31	1.34	1.53	1.37
Long-Term Deferred Tax Liabilities	-	0.36	0.31	0.24	-	-
Other Long-Term Liabilities	21.75	22.36	31.76	25.97	1,019	938.85
Total Liabilities	356.61	372.62	290.42	257.83	1,240	1,165
Common Stock	220.01	220.01	220.01	220.01	220.01	220.01
Additional Paid-In Capital	2.09	2.09	2.09	2.09	2.09	2.09
Retained Earnings	26.27	37.37	33.75	31.05	23.06	15.93
Comprehensive Income & Other	1,447	1,401	1,341	1,097	0.89	1.81
Shareholders' Equity	1,695	1,660	1,596	1,350	246.06	239.84
Total Liabilities & Equity	2,052	2,033	1,887	1,608	1,486	1,405
Total Debt	139.45	61.83	12.56	1.34	1.53	1.37
Net Cash (Debt)	-81.11	62.62	88.34	73.94	91.29	115.16
Net Cash Growth	-	-29.11%	19.48%	-19.01%	-20.72%	43.16%
Net Cash Per Share	-0.03	0.03	0.04	0.03	0.04	0.07
Filing Date Shares Outstanding	2,237	2,237	2,237	2,237	2,237	2,237
Total Common Shares Outstanding	2,237	2,237	2,237	2,237	2,237	2,237
Book Value Per Share	0.74	0.73	0.71	0.60	0.11	0.11
Tangible Book Value	1,688	1,653	1,592	1,347	242.91	236.51
Tangible Book Value Per Share	0.74	0.73	0.71	0.60	0.11	0.11