Bank Nizwa SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	103.08	124.45	100.9	75.28	92.83	89.53
Investment Securities	183.4	169.09	193.64	144.74	143.54	155.32
Total Investments	183.4	169.09	193.64	144.74	143.54	155.32
Gross Loans	1,663	1,636	1,559	1,360	728.14	1,124
Allowance for Loan Losses	-	-	-	-	-20.42	-
Other Adjustments to Gross Loans	-	-	-	-	-0.3	-
Net Loans	1,663	1,636	1,559	1,360	707.43	1,124
Property, Plant & Equipment	3.91	4.1	4.26	5.24	255.81	3.26
Other Intangible Assets	6.86	6.76	4.87	3.53	3.14	3.33
Investments in Real Estate	-	-	-	-	-	14.18
Other Receivables	67.46	22.49	15.61	10.41	279.1	12.84
Restricted Cash	-	60.18	0.5	0.5	0.5	0.5
Other Current Assets	0.09	0.88	0.86	0.73	0.77	0.62
Long-Term Deferred Tax Assets	-	-	-	-	2.05	0.65
Other Real Estate Owned & Foreclosed	-	6.31	6.55	6.55	0.24	0.24
Other Long-Term Assets	11.94	2.18	1.03	1.13	0.72	0.43
Total Assets	2,039	2,033	1,887	1,608	1,486	1,405
Interest Bearing Deposits	-	109.16	109.23	107.74	108.4	107.37
Non-Interest Bearing Deposits	265.96	156.8	117.1	111.09	96.81	106.02
Total Deposits	265.96	265.95	226.33	218.83	205.21	213.39
Current Income Taxes Payable	-	3.37	3.41	2.62	4.65	2.86
Other Current Liabilities	-	18.75	16.06	8.83	10.02	8.51
Long-Term Debt	67.18	61.59	12.25	-	-	-
Long-Term Leases	0.15	0.24	0.31	1.34	1.53	1.37
Long-Term Deferred Tax Liabilities	-	0.36	0.31	0.24	-	-
Other Long-Term Liabilities	31.01	22.36	31.76	25.97	1,019	938.85
Total Liabilities	380.57	372.62	290.42	257.83	1,240	1,165
Common Stock	220.01	220.01	220.01	220.01	220.01	220.01
Additional Paid-In Capital	2.09	2.09	2.09	2.09	2.09	2.09
Retained Earnings	39.66	37.37	33.75	31.05	23.06	15.93
Comprehensive Income & Other	1,397	1,401	1,341	1,097	0.89	1.81
Shareholders' Equity	1,659	1,660	1,596	1,350	246.06	239.84
Total Liabilities & Equity	2,039	2,033	1,887	1,608	1,486	1,405
Total Debt	67.33	61.83	12.56	1.34	1.53	1.37
Net Cash (Debt)	35.75	62.62	88.34	73.94	91.29	115.16
Net Cash Growth	-23.68%	-29.11%	19.48%	-19.01%	-20.72%	43.16%
Net Cash Per Share	0.02	0.03	0.04	0.03	0.04	0.07
Filing Date Shares Outstanding	2,237	2,237	2,237	2,237	2,237	2,237
Total Common Shares Outstanding	2,237	2,237	2,237	2,237	2,237	2,237
Book Value Per Share	0.73	0.73	0.71	0.60	0.11	0.11
Tangible Book Value	1,652	1,653	1,592	1,347	242.91	236.51
Tangible Book Value Per Share	0.73	0.73	0.71	0.60	0.11	0.11