Bank Nizwa SAOG (MSM:BKNZ)
Oman · Delayed Price · Currency is OMR 0.1450
+0.0020 (1.40%)
At close: Aug 26, 2026
Bank Nizwa SAOG Cash Flow Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 16.41 | 20.05 | 18.11 | 17.02 | 15.06 | 12.53 |
Depreciation & Amortization | 2.49 | 2.47 | 2.43 | 2.43 | 1.99 | 1.54 |
Other Amortization | 0.53 | 0.53 | 0.48 | 0.5 | 0.46 | 0.4 |
Gain (Loss) on Sale of Investments | 0.2 | 0.2 | -0.49 | -7.1 | -0.86 | 0.74 |
Total Asset Writedown | -0.21 | -0.21 | -0.18 | 1.38 | 0.17 | 0.23 |
Provision for Credit Losses | 12.87 | 8.19 | 7.86 | 6.62 | 11.22 | 6.12 |
Change in Other Net Operating Assets | -78.12 | -79.18 | -109.73 | -109.55 | -98.09 | -97.15 |
Other Operating Activities | -13.13 | -10.9 | -8.39 | -1.11 | 0.12 | -0.12 |
Operating Cash Flow | -58.96 | -58.84 | -89.92 | -89.82 | -69.94 | -75.72 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.18 | -2.31 | -0.91 | -3.1 | -4 | -3.02 |
Sale of Property, Plant and Equipment | 9.29 | - | - | - | - | - |
Investment in Securities | -48.94 | 27.67 | -51.53 | -1.05 | -14.45 | -26.75 |
Purchase / Sale of Intangibles | -2.03 | -2.42 | -1.82 | -0.88 | -0.27 | -1.46 |
Other Investing Activities | 33.69 | -19.33 | -75.49 | -35.49 | -3.58 | -32.96 |
Investing Cash Flow | -10.17 | 3.61 | -129.75 | -40.51 | -22.3 | -64.19 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Dividends Paid | -6.04 | -5.48 | -5.15 | -9.03 | -7.7 | -1.88 |
Net Increase (Decrease) in Deposit Accounts | 123.12 | 129.06 | 256.21 | 115.96 | 70.43 | 180.67 |
Other Financing Activities | -2.11 | -0.96 | - | - | - | 69.89 |
Financing Cash Flow | 114.98 | 122.62 | 251.07 | 106.93 | 62.73 | 248.69 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 45.85 | 67.39 | 31.39 | -23.41 | -29.51 | 108.78 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -61.13 | -61.16 | -90.83 | -92.93 | -73.93 | -78.74 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -120.46% | -113.44% | -183.41% | -195.46% | -178.93% | -210.25% |
Free Cash Flow Per Share | -0.03 | -0.03 | -0.04 | -0.04 | -0.03 | -0.05 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 3.18 | 2.97 | 2.52 | 2.46 | 2.13 | 1.58 |