Liva Group SAOG (MSM:LIVA)
0.3210
0.00 (0.00%)
At close: Apr 23, 2026
Liva Group SAOG Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 348.85 | 331.54 | 252.75 | 259.4 | 183.59 | 118.5 |
Total Interest & Dividend Income | 15.66 | 15.34 | 12.36 | 9.93 | 6.38 | 5.77 |
Gain (Loss) on Sale of Investments | 2.74 | 2.74 | 0.09 | 0.87 | -0.3 | - |
Other Revenue | - | - | - | - | - | 2.7 |
| 367.25 | 349.62 | 265.2 | 270.19 | 189.66 | 126.96 | |
Revenue Growth (YoY) | 32.70% | 31.83% | -1.85% | 42.46% | 49.39% | 4.03% |
Policy Benefits | 335.75 | 317.81 | 258.4 | 250.35 | 178.11 | 92.62 |
Policy Acquisition & Underwriting Costs | - | - | - | - | - | 12.21 |
Selling, General & Administrative | 16.06 | 16.06 | 14.86 | 16.95 | 6.21 | 13.46 |
Other Operating Expenses | -0.32 | -0.73 | -2.46 | -1.98 | -0.26 | -0.05 |
Total Operating Expenses | 351.48 | 333.15 | 270.79 | 265.32 | 184.06 | 118.24 |
Operating Income | 15.77 | 16.48 | -5.59 | 4.87 | 5.6 | 8.72 |
Interest Expense | -1.97 | - | - | -0.14 | -1.58 | -0.08 |
Currency Exchange Gain (Loss) | 0.01 | 0.01 | 0.01 | 0.02 | -0.02 | - |
EBT Excluding Unusual Items | 13.81 | 16.49 | -5.58 | 4.75 | 4 | 8.65 |
Gain (Loss) on Sale of Assets | - | - | - | 2.75 | - | - |
Pretax Income | 13.81 | 16.49 | -5.58 | 7.5 | 4 | 8.65 |
Income Tax Expense | 1.96 | 2.27 | -0.56 | 1.12 | 0.92 | 1.17 |
Earnings From Continuing Ops. | 11.84 | 14.21 | -5.02 | 6.38 | 3.08 | 7.47 |
Minority Interest in Earnings | -1.44 | -1.44 | -1.6 | -0.62 | 0.22 | - |
Net Income | 10.4 | 12.77 | -6.62 | 5.76 | 3.3 | 7.47 |
Net Income to Common | 10.4 | 12.77 | -6.62 | 5.76 | 3.3 | 7.47 |
Net Income Growth | - | - | - | 74.74% | -55.89% | -50.20% |
Shares Outstanding (Basic) | 398 | 398 | 398 | 398 | 332 | 267 |
Shares Outstanding (Diluted) | 398 | 414 | 398 | 414 | 332 | 267 |
Shares Change (YoY) | - | 3.93% | -3.78% | 24.83% | 24.27% | 0.72% |
EPS (Basic) | 0.03 | 0.03 | -0.02 | 0.01 | 0.01 | 0.03 |
EPS (Diluted) | 0.03 | 0.03 | -0.02 | 0.01 | 0.01 | 0.03 |
EPS Growth | - | - | - | 40.85% | -64.50% | -50.55% |
Free Cash Flow | - | 44.54 | -9.19 | -11.94 | 17.62 | 4.3 |
Free Cash Flow Per Share | - | 0.11 | -0.02 | -0.03 | 0.05 | 0.02 |
Dividend Per Share | 0.010 | 0.010 | - | - | - | - |
Operating Margin | 4.29% | 4.71% | -2.11% | 1.80% | 2.95% | 6.87% |
Profit Margin | 2.83% | 3.65% | -2.50% | 2.13% | 1.74% | 5.89% |
Free Cash Flow Margin | - | 12.74% | -3.47% | -4.42% | 9.29% | 3.39% |
EBITDA | 17.97 | 18.78 | -3.43 | 7.07 | 7.41 | 9.73 |
EBITDA Margin | 4.89% | 5.37% | -1.29% | 2.62% | 3.91% | 7.66% |
D&A For EBITDA | 2.2 | 2.31 | 2.15 | 2.2 | 1.81 | 1 |
EBIT | 15.77 | 16.48 | -5.59 | 4.87 | 5.6 | 8.72 |
EBIT Margin | 4.29% | 4.71% | -2.11% | 1.80% | 2.95% | 6.87% |
Effective Tax Rate | 14.22% | 13.79% | - | 14.99% | 23.02% | 13.56% |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.