Muscat Finance SAOG (MSM:MFCI)
Oman · Delayed Price · Currency is OMR 0.0670
-0.0010 (-1.47%)
At close: Jun 4, 2026
Muscat Finance SAOG Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 11.04 | 10.72 | 9.19 | 8.5 | 9.03 | 9.86 |
Total Interest Expense | 4.08 | 4.07 | 3.57 | 3.71 | 3.36 | 3.92 |
Net Interest Income | 6.96 | 6.65 | 5.62 | 4.8 | 5.67 | 5.93 |
Gain (Loss) on Sale of Investments | - | - | 0.08 | 0.11 | - | - |
Other Revenue | 0.58 | 0.42 | 0.24 | 0.18 | 0.17 | 0.22 |
Revenue Before Loan Losses | 7.54 | 7.07 | 5.93 | 5.08 | 5.85 | 6.16 |
Provision for Loan Losses | 3.11 | 2.66 | 1.89 | 1.62 | 1.23 | 1.75 |
| 4.43 | 4.41 | 4.04 | 3.46 | 4.62 | 4.41 | |
Revenue Growth (YoY) | 2.71% | 9.21% | 16.72% | -25.05% | 4.86% | 726.45% |
Salaries & Employee Benefits | 2.24 | 2.26 | 2.35 | 2.36 | 2.26 | 2.14 |
Cost of Services Provided | 1.25 | 1.15 | 1.05 | 1.17 | 1.38 | 1.38 |
Other Operating Expenses | -0.62 | -0.61 | -0.48 | -0.47 | 1.02 | -0.55 |
Total Operating Expenses | 3.09 | 3.01 | 3.13 | 3.16 | 4.72 | 3.04 |
Operating Income | 1.34 | 1.4 | 0.92 | 0.31 | -0.1 | 1.36 |
Pretax Income | 1.34 | 1.4 | 0.92 | 0.31 | -0.1 | 1.36 |
Income Tax Expense | 0.6 | 0.55 | 0.09 | 0.03 | -0.65 | 0.19 |
Net Income | 0.74 | 0.86 | 0.83 | 0.28 | 0.55 | 1.17 |
Net Income to Common | 0.74 | 0.86 | 0.83 | 0.28 | 0.55 | 1.17 |
Net Income Growth | -33.87% | 3.26% | 201.09% | -50.18% | -52.94% | - |
Shares Outstanding (Basic) | 307 | 307 | 307 | 307 | 307 | 307 |
Shares Outstanding (Diluted) | 307 | 307 | 307 | 307 | 307 | 307 |
EPS (Basic) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EPS (Diluted) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EPS Growth | -33.87% | 3.26% | 201.12% | -50.20% | -52.95% | - |
Free Cash Flow | -6.75 | -9.01 | -4.38 | 3.42 | 5.78 | 16.49 |
Free Cash Flow Per Share | -0.02 | -0.03 | -0.01 | 0.01 | 0.02 | 0.05 |
Dividend Per Share | 0.002 | 0.002 | 0.002 | - | - | - |
Dividend Growth | 3.09% | 3.09% | - | - | - | - |
Operating Margin | 30.22% | 31.75% | 22.64% | 8.87% | -2.12% | 30.90% |
Profit Margin | 16.70% | 19.38% | 20.49% | 7.94% | 11.95% | 26.63% |
Free Cash Flow Margin | -152.25% | -204.10% | -108.36% | 98.73% | 125.11% | 374.35% |
Effective Tax Rate | 44.73% | 38.97% | 9.51% | 10.42% | - | 13.81% |