Muscat Finance SAOG (MSM:MFCI)

Muscat Finance SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2.17	2.46	2.06	1.75	1.57	0.89
Long-Term Investments	-	4.3	-	-	-	-
Trading Asset Securities	4.3	-	-	-	1	0.02
Loans & Lease Receivables	103.89	102.45	100.78	92.25	98.79	104.54
Other Receivables	-	-	-	0.3	0.33	-
Property, Plant & Equipment	2.12	2.15	2.27	2.28	0.06	0.11
Restricted Cash	0.25	0.25	0.25	0.25	0.25	0.25
Other Current Assets	-	-	-	-	0.1	0.33
Long-Term Deferred Tax Assets	-	-	0.4	0.49	0.83	0.34
Other Long-Term Assets	1.33	1.14	1.05	0.71	-	-
Total Assets	114.05	112.75	106.81	98.03	102.94	106.46

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	37.39	38.51	24.45	17.03	19.9	18.59
Total Deposits	37.39	38.51	24.45	17.03	19.9	18.59
Accounts Payable	3.81	3.08	7.12	3.04	4.26	3.7
Accrued Expenses	0.89	0.82	1	0.51	0.28	0.63
Short-Term Debt	23.63	24.64	28.54	22.5	20.53	19.15
Current Portion of Long-Term Debt	3.28	2.21	4.32	9.32	10.58	19.77
Long-Term Debt	4.84	3.26	1.41	5.73	7.1	4.68
Current Income Taxes Payable	-	-	-	-	-	0.15
Other Current Liabilities	0.71	-	-	1.58	1.86	1.86
Long-Term Deferred Tax Liabilities	0.2	0.15	-	-	-	-
Pension & Post-Retirement Benefits	0.12	0.12	0.09	0.1	0.18	0.2
Other Long-Term Liabilities	-	0.55	0.82	-	-	-
Total Liabilities	74.86	73.34	67.76	59.81	64.68	68.74

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	30.72	30.72	30.72	30.72	30.72	30.72
Retained Earnings	6.2	8.7	8.34	1.77	3.6	3.04
Comprehensive Income & Other	2.28	-0	-	5.74	3.96	3.97
Shareholders' Equity	39.2	39.41	39.05	38.22	38.27	37.73
Total Liabilities & Equity	114.05	112.75	106.81	98.03	102.94	106.46

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	31.75	30.11	34.27	37.55	38.2	43.6
Net Cash (Debt)	-25.29	-27.65	-32.21	-35.8	-35.63	-42.7
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.08	-0.09	-0.10	-0.12	-0.12	-0.14
Filing Date Shares Outstanding	307.15	307.15	307.15	307.15	307.15	307.15
Total Common Shares Outstanding	307.15	307.15	307.15	307.15	307.15	307.15
Working Capital	40.91	35.89	37.66	40.57	44.65	42.17
Book Value Per Share	0.13	0.13	0.13	0.12	0.12	0.12
Tangible Book Value	39.2	39.41	39.05	38.22	38.27	37.73
Tangible Book Value Per Share	0.13	0.13	0.13	0.12	0.12	0.12

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 6, 2026

Data Sources Report a data error