Muscat Finance SAOG (MSM:MFCI)

Muscat Finance SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	2.06	1.75	1.57	0.89	1.38
Trading Asset Securities	-	-	-	1	0.02	0.09
Loans & Lease Receivables	-	100.78	92.25	98.79	104.54	119.7
Other Receivables	-	0.37	0.3	0.33	-	0.41
Property, Plant & Equipment	-	2.27	2.28	0.06	0.11	0.25
Restricted Cash	-	0.25	0.25	0.25	0.25	0.25
Other Current Assets	-	-	-	0.1	0.33	-
Long-Term Deferred Tax Assets	-	0.4	0.49	0.83	0.34	0.52
Other Long-Term Assets	-	0.68	0.71	-	-	-
Total Assets	-	106.81	98.03	102.94	106.46	122.6
Interest Bearing Deposits	-	24.45	17.03	19.9	18.59	10.04
Total Deposits	-	24.45	17.03	19.9	18.59	10.04
Accounts Payable	-	7.12	3.04	4.26	3.7	3.65
Accrued Expenses	-	0.51	0.51	0.28	0.63	0.65
Short-Term Debt	-	28.54	22.5	20.53	19.15	32.54
Current Portion of Long-Term Debt	-	4.32	9.32	10.58	19.77	23.47
Long-Term Debt	-	1.41	5.73	7.1	4.68	13.02
Long-Term Leases	-	-	-	-	-	0.11
Current Income Taxes Payable	-	-	-	-	0.15	0.15
Other Current Liabilities	-	1.32	1.58	1.86	1.86	-
Pension & Post-Retirement Benefits	-	0.09	0.1	0.18	0.2	0.17
Other Long-Term Liabilities	-	-	-	-	-	2.18
Total Liabilities	-	67.76	59.81	64.68	68.74	85.97
Common Stock	-	30.72	30.72	30.72	30.72	30.72
Retained Earnings	-	4.4	1.77	3.6	3.04	1.87
Comprehensive Income & Other	-	3.94	5.74	3.96	3.97	4.05
Shareholders' Equity	39.08	39.05	38.22	38.27	37.73	36.63
Total Liabilities & Equity	-	106.81	98.03	102.94	106.46	122.6
Total Debt	32.8	34.27	37.55	38.2	43.6	69.14
Net Cash (Debt)	-31.77	-32.21	-35.8	-35.63	-42.7	-67.67
Net Cash Per Share	-0.10	-0.10	-0.12	-0.12	-0.14	-0.22
Filing Date Shares Outstanding	307.15	307.15	307.15	307.15	307.15	307.15
Total Common Shares Outstanding	307.15	307.15	307.15	307.15	307.15	307.15
Working Capital	-	37.2	40.57	44.65	42.17	51.33
Book Value Per Share	0.13	0.13	0.12	0.12	0.12	0.12
Tangible Book Value	39.08	39.05	38.22	38.27	37.73	36.63
Tangible Book Value Per Share	0.13	0.13	0.12	0.12	0.12	0.12

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.