Muscat Finance SAOG (MSM:MFCI)

Muscat Finance SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	2.06	1.75	1.57	0.89
Trading Asset Securities	-	-	-	1	0.02
Loans & Lease Receivables	-	100.78	92.25	98.79	104.54
Other Receivables	-	0.37	0.3	0.33	-
Property, Plant & Equipment	-	2.27	2.28	0.06	0.11
Restricted Cash	-	0.25	0.25	0.25	0.25
Other Current Assets	-	-	-	0.1	0.33
Long-Term Deferred Tax Assets	-	0.4	0.49	0.83	0.34
Other Long-Term Assets	-	0.68	0.71	-	-
Total Assets	-	106.81	98.03	102.94	106.46
Interest Bearing Deposits	-	24.45	17.03	19.9	18.59
Total Deposits	-	24.45	17.03	19.9	18.59
Accounts Payable	-	7.12	3.04	4.26	3.7
Accrued Expenses	-	0.51	0.51	0.28	0.63
Short-Term Debt	-	28.54	22.5	20.53	19.15
Current Portion of Long-Term Debt	-	4.32	9.32	10.58	19.77
Long-Term Debt	-	1.41	5.73	7.1	4.68
Current Income Taxes Payable	-	-	-	-	0.15
Other Current Liabilities	-	1.32	1.58	1.86	1.86
Pension & Post-Retirement Benefits	-	0.09	0.1	0.18	0.2
Total Liabilities	-	67.76	59.81	64.68	68.74
Common Stock	-	30.72	30.72	30.72	30.72
Retained Earnings	-	4.4	1.77	3.6	3.04
Comprehensive Income & Other	-	3.94	5.74	3.96	3.97
Shareholders' Equity	38.69	39.05	38.22	38.27	37.73
Total Liabilities & Equity	-	106.81	98.03	102.94	106.46
Total Debt	27.46	34.27	37.55	38.2	43.6
Net Cash (Debt)	-21.43	-32.21	-35.8	-35.63	-42.7
Net Cash Per Share	-0.07	-0.10	-0.12	-0.12	-0.14
Filing Date Shares Outstanding	307.15	307.15	307.15	307.15	307.15
Total Common Shares Outstanding	307.15	307.15	307.15	307.15	307.15
Working Capital	-	37.2	40.57	44.65	42.17
Book Value Per Share	0.13	0.13	0.12	0.12	0.12
Tangible Book Value	38.69	39.05	38.22	38.27	37.73
Tangible Book Value Per Share	0.13	0.13	0.12	0.12	0.12

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.