Muscat Finance SAOG (MSM:MFCI)

Muscat Finance SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2.52	2.06	1.75	1.57	0.89	1.38
Trading Asset Securities	3.5	-	-	1	0.02	0.09
Loans & Lease Receivables	98.93	100.78	92.25	98.79	104.54	119.7
Other Receivables	0.52	0.37	0.3	0.33	-	0.41
Property, Plant & Equipment	2.16	2.27	2.28	0.06	0.11	0.25
Restricted Cash	0.25	0.25	0.25	0.25	0.25	0.25
Other Current Assets	-	-	-	0.1	0.33	-
Long-Term Deferred Tax Assets	0.4	0.4	0.49	0.83	0.34	0.52
Other Long-Term Assets	0.66	0.68	0.71	-	-	-
Total Assets	108.94	106.81	98.03	102.94	106.46	122.6
Interest Bearing Deposits	36.1	24.45	17.03	19.9	18.59	10.04
Total Deposits	36.1	24.45	17.03	19.9	18.59	10.04
Accounts Payable	4.82	7.12	3.04	4.26	3.7	3.65
Accrued Expenses	1.03	0.51	0.51	0.28	0.63	0.65
Short-Term Debt	23.43	28.54	22.5	20.53	19.15	32.54
Current Portion of Long-Term Debt	1.67	4.32	9.32	10.58	19.77	23.47
Long-Term Debt	2.36	1.41	5.73	7.1	4.68	13.02
Long-Term Leases	-	-	-	-	-	0.11
Current Income Taxes Payable	-	-	-	-	0.15	0.15
Other Current Liabilities	0.72	1.32	1.58	1.86	1.86	-
Pension & Post-Retirement Benefits	0.12	0.09	0.1	0.18	0.2	0.17
Other Long-Term Liabilities	-	-	-	-	-	2.18
Total Liabilities	70.24	67.76	59.81	64.68	68.74	85.97
Common Stock	30.72	30.72	30.72	30.72	30.72	30.72
Retained Earnings	4.04	4.4	1.77	3.6	3.04	1.87
Comprehensive Income & Other	3.94	3.94	5.74	3.96	3.97	4.05
Shareholders' Equity	38.69	39.05	38.22	38.27	37.73	36.63
Total Liabilities & Equity	108.94	106.81	98.03	102.94	106.46	122.6
Total Debt	27.46	34.27	37.55	38.2	43.6	69.14
Net Cash (Debt)	-21.43	-32.21	-35.8	-35.63	-42.7	-67.67
Net Cash Per Share	-0.07	-0.10	-0.12	-0.12	-0.14	-0.22
Filing Date Shares Outstanding	307.15	307.15	307.15	307.15	307.15	307.15
Total Common Shares Outstanding	307.15	307.15	307.15	307.15	307.15	307.15
Working Capital	37.95	37.2	40.57	44.65	42.17	51.33
Book Value Per Share	0.13	0.13	0.12	0.12	0.12	0.12
Tangible Book Value	38.69	39.05	38.22	38.27	37.73	36.63
Tangible Book Value Per Share	0.13	0.13	0.12	0.12	0.12	0.12

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.