MSM:OQIC Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	38.56	37.24	13.91	63.67	35.21	6.51
Total Interest & Dividend Income	6.29	2.87	2.12	2.75	3.19	2.98
Gain (Loss) on Sale of Investments	2.53	2.53	0.34	-	-	-
Other Revenue	-	-	-	-	-	1.31
Total Revenue	47.39	42.64	16.37	66.42	38.4	10.79
Revenue Growth (YoY)	-34.78%	160.42%	-75.35%	72.98%	255.89%	7.40%
Policy Benefits	38.82	36.95	12.09	61.52	32.83	3.29
Policy Acquisition & Underwriting Costs	-	-	-	-	-	1.7
Depreciation & Amortization	-	-	-	0.32	0.27	-
Selling, General & Administrative	1.65	1.62	1.57	1.27	0.91	2.48
Provision for Bad Debts	0.01	0.01	0.01	-	-	-
Total Operating Expenses	40.47	38.58	13.67	63.11	34.01	7.47
Operating Income	6.91	4.06	2.71	3.31	4.39	3.31
Interest Expense	-0.01	-0.01	-0	-	-	-
EBT Excluding Unusual Items	6.9	4.05	2.71	3.31	4.39	3.31
Merger & Restructuring Charges	-	-	-	-0.47	-	-
Other Unusual Items	-	-	-	1.92	-	-
Pretax Income	6.9	4.05	2.71	4.77	4.39	3.31
Income Tax Expense	1.03	0.61	0.42	0.73	0.38	0.18
Net Income	5.87	3.44	2.29	4.03	4.01	3.14
Net Income to Common	5.87	3.44	2.29	4.03	4.01	3.14
Net Income Growth	105.03%	50.26%	-43.23%	0.65%	27.64%	48.04%
Shares Outstanding (Basic)	161	161	161	161	100	100
Shares Outstanding (Diluted)	161	161	161	161	100	100
Shares Change (YoY)	1.06%	-	-	61.22%	-	-
EPS (Basic)	0.04	0.02	0.01	0.03	0.04	0.03
EPS (Diluted)	0.04	0.02	0.01	0.03	0.04	0.03
EPS Growth	102.87%	50.26%	-43.23%	-37.57%	27.64%	48.03%
Free Cash Flow	-	-1.27	4.75	10.73	0.09	-2.4
Free Cash Flow Per Share	-	-0.01	0.03	0.07	0.00	-0.02
Dividend Per Share	0.006	0.006	0.005	0.008	0.004	0.007
Dividend Growth	18.18%	18.18%	-31.25%	100.00%	-42.86%	40.00%
Operating Margin	14.59%	9.52%	16.54%	4.99%	11.43%	30.72%
Profit Margin	12.39%	8.07%	13.98%	6.07%	10.43%	29.09%
Free Cash Flow Margin	-	-2.98%	29.03%	16.16%	0.24%	-22.28%
EBITDA	7.22	4.35	2.98	3.59	4.48	3.4
EBITDA Margin	15.24%	10.20%	18.22%	5.40%	11.67%	31.52%
D&A For EBITDA	0.31	0.29	0.28	0.28	0.09	0.09
EBIT	6.91	4.06	2.71	3.31	4.39	3.31
EBIT Margin	14.59%	9.52%	16.54%	4.99%	11.43%	30.72%
Effective Tax Rate	14.96%	15.01%	15.39%	15.42%	8.72%	5.31%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.